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Tata Motors is India's largest automobile manufacturer and the 16th globally, providing a diversified vehicle range. South Korean firm Kia Motors, the nation’s second-largest carmaker, has India as the fourth-largest market globally. Both companies have unique strengths in the automotive industry, with Tata Motors being strong in the Indian market and Kia going for strategic international expansion.
Learn more about the two brands and the main differences regarding market share, models, etc.
Disclaimer: The information is updated here as of 29th February 2024 and is subject to change.
Both Tata Motors and Kia have similar models across different segments, from small hatchback cars to premium sedan cars and SUVs. When comparing the insurance prices for these two brands, you need to consider the specific model as premiums are not determined based on the brands.
Generally, the car insurance prices for these two brands are similar across different segments, and the premiums are calculated as per the model.
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Tata Motors, a subsidiary of the Tata Group based in Mumbai, India, is a globally reputed multi-national automotive firm. The firm focuses on cars, buses, and trucks. The company is a leading player in the commercial vehicle sector in India and is among the top three in the passenger vehicle segment, serving both the domestic and global markets.
Kia Corporation is South Korea's pioneer vehicle manufacturer that has taken the world by storm as the fifth largest vehicle producer in the world. With a 7% market share in India, Kia has emerged as a significant player in India’s auto industry.
India is Kia's fourth-largest global market, again highlighting the brand's tremendous success and growing popularity in the country's automotive sector.
Get a brief overview of the market share of the two brands below:
Know more about the segment-wise range of the models of these two brands below:
Types of Tata and Kia Models by Segment
Basis | Tata Motors | Kia |
Hatchback | Tiago, Altroz | - |
Sedan | Tigor | - |
Compact SUV | Punch, Nexon, Harrier | Sonet, Seltos |
SUV | Safari | - |
MUV | - | Carens |
Electric Vehicles (EV) | Tiago, Nexon, Punch, Tigor | EV6 |
Know more about the mileage-wise range of the models of these two brands below:
Types of Tata and Kia Models by Mileage
Model Type | Tata Motors Mileage (Averagely) | Kia Mileage (Averagely) |
Hatchback | 17-20 kmpl | - |
Sedan | 19-20 kmpl | - |
Compact SUV | 17-24 kmpl | 18-24 kmpl |
SUV | 15-17 kmpl | - |
MUV | - | 16-21 kmpl |
Electric Vehicles (EV) | 325-465 km/charge | 425 - 528 km/charge |
Tata Motors has established itself in the passenger vehicle segment with models like the Tiago, Altroz, Nexon, and Harrier. These vehicles are known for their robust build quality, innovative features, and competitive pricing, making them popular consumer choices. Tata Motors is also progressing in the electric vehicle market with 4 EVs, facilitating sustainable mobility.
Kia has a diversified lineup, and some of the models include the affordable and safe Kia Sonet, the premium MUV Kia Carens, and the all-electric Kia EV6. Every Kia model has unique features, including performance specifications, to serve as many consumers as possible.
The critical safety features of Tata Motors and Kia cars are stated below:
Tata Motors |
Kia |
Seatbelt Alerts and 3-Point Emergency Locking Retractor Seatbelts help protect passengers. |
The vehicle body is made of ultra-high tensile steel for enhanced crash safety. |
DuaL-Front Airbags, with the higher variants featuring side and curtain airbags for complete protection. |
Advanced Airbag Deployment, including driver/passenger seat, knee, curtain, and front/rear side airbags. |
The reinforced cabin stimulates the side pole impact and protects from crashes. |
The Bumper Pedestrian System prevents potential accidents from occurring under the vehicle. |
Tether points for ISOFIX ensure secure child seat anchoring. |
FCA system (Forward Collision-Avoidance Assist) warns drivers and brakes automatically. |
Tata Tigor and Tiago have 4 stars, and Tata Nexon and Altroz have 5-star GNCAP safety rating. |
Tyre Pressure Monitoring System (TPMS) detects under-inflated tyres and indicates their location. |
Read more about safety features in cars:
The various after-sales services offered by these two companies are as follows:
Tata Motors | Kia |
Tata Motors Customer Assistance Centre | 24/7 roadside assistance |
Tata Alert programme ensures repair within 24 hours for all commercial vehicle models under warranty | Kia My Convenience initiative offers scheduled appointments |
Partnership with TVS Auto Assist (India) Limited provides instant assistance | The MyKia app offers service tracking and test-drive requests |
Tata Motors and Kia are among the best-rated automobile brands in the Indian market, with the highest safety standards and a wide range of model options. Whether to go for one or the other is a personal choice. You can compare the above features and make a final decision.
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The Kia cars are more focused on the smoothness of the engines and refined experience, whereas the Tata cars are safe and give their cars a sporty and muscular look. Moreover, both companies have established their presence in the market, and their choices depend on preferences and personal requirements.
The Kia cars are more focused on the smoothness of the engines and refined experience, whereas the Tata cars are safe and give their cars a sporty and muscular look. Moreover, both companies have established their presence in the market, and their choices depend on preferences and personal requirements.
The Tata cars have a range of cars that have high Global NCAP safety ratings.
The Tata cars have a range of cars that have high Global NCAP safety ratings.
The Jaguar Land Rover franchise is a subsidiary of Tata, which produces luxury cars.
The Jaguar Land Rover franchise is a subsidiary of Tata, which produces luxury cars.
Kia Sonet is the closest competitor to Tata Nexon.
Kia Sonet is the closest competitor to Tata Nexon.
The Tata Harrier is considered the safest car in India.
The Tata Harrier is considered the safest car in India.
Tata Motors produces a wide variety of automobiles, including commercial cars, military vehicles, trucks, and buses.
Tata Motors produces a wide variety of automobiles, including commercial cars, military vehicles, trucks, and buses.
Kia Motors is a company based in South Korea.
Kia Motors is a company based in South Korea.
The Kia Motors is a sub-brand of Hyundai Motors.
The Kia Motors is a sub-brand of Hyundai Motors.
The Kia EV6 GT is the fastest car from Kia Motors available in India.
The Kia EV6 GT is the fastest car from Kia Motors available in India.
The Tata Nexon is the most popular SUV from Tata in India.
The Tata Nexon is the most popular SUV from Tata in India.
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27-01-2025
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17-01-2025
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11-01-2025
Private Insurers Raise Motor Commission Payouts by 239%
In FY2024, private sector general insurers in India saw a 239% rise in commission expenses in motor insurance, spending ₹16,578 crore compared to ₹4,890 crore in FY2023. Public sector insurers reported a 31.59% rise, spending ₹3,099 crore. The high commissions led to expensive premiums for policyholders. Public sector insurers had a higher incurred claims ratio at 99.57%, while private players were at 73.30%. The IRDAI expressed concerns over high commissions and is promoting platforms like Bima Sugam to increase transparency and lower rates.
10-01-2025
New Battery Parts Sops: What's in Store for Manufacturers?
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09-12-2024
Insurers Push for Fair Practices in Auto Industry
The Insurance Regulatory and Development Authority of India (IRDAI) may take punitive actions against motor insurance service providers (MISPs) linked to auto manufacturers for high commissions and limited insurer choices for new car buyers. These commissions can reach up to 53%, resulting in expensive premiums for policyholders. Regulatory action could reduce these commissions and provide car buyers with more insurer options, according to insurance officials. This could improve the overall affordability and transparency of motor insurance in India.
02-12-2024
November Car Sales Up 4%: Strong Demand for SUVs
Car sales in India grew by 4% in November, with around 350,000 units dispatched to dealerships. The steady demand was driven by the marriage season and strong SUV sales. The market leader saw a 5% sales increase, with SUVs making up 29% of sales. Retail sales were lower by 13% compared to November 2023 due to Diwali being in October this year. Despite fewer working days in November, demand remained steady, supported by the newly launched DZire.
22-11-2024
BS-VI & CNG Cars: The New Wedding Trend in Delhi
Delhi has implemented GRAP-IV to combat severe air pollution, banning BS-III petrol and BS-IV diesel vehicles. This has impacted the wedding and travel industries, pushing them to use cleaner alternatives like CNG and BS-VI compliant vehicles. The AQI breach over 450 prompted this move. Travel agencies are facing increased demand for BS-VI and CNG vehicles. Over 2,200 older vehicles have been impounded, and strict penalties for violations are in place, including a record number of fines for PUC violations.
21-11-2024
Tier-2 Cities See Huge Growth in Online Car Insurance
Online motor insurance is gaining popularity, especially among 25-40 year olds, in India. Over the last three years, tier-2 and tier-3 cities have seen the most growth, with digital penetration and affordability driving adoption. EV insurance has grown significantly, marking a shift towards sustainable solutions. Tier-1 cities saw a 35% growth, tier-2 cities 70%, and tier-3 cities 110%. Popular car models include Maruti Wagon R, Maruti Swift, and Hyundai i20. Increased digital trust is evident across all age groups.
15-11-2024
Analyzing The Surge in Auto Sales: A FADA Perspective
India's automobile retail sales rose by 12% year-on-year to 42.88 lakh units during the 42-day festive period, driven by strong demand in passenger vehicles and two-wheelers, according to FADA. Passenger vehicle sales increased by 7%, while two-wheeler registrations grew by 14%. The festive period, from Navratri to 15 days post Dhanteras, saw commercial vehicle sales rise 1% and three-wheeler sales increase 7%. However, tractor sales declined by 2%. The overall automotive registrations last year stood at 38.37 lakh units.
07-10-2024
Auto Industry Growth: Rise In Sales This Year
The Indian automobile market grew by 6.55% in the first half of FY25, driven by robust two-wheeler sales. The Federation of Automobile Dealers Associations (FADA) reported 9.08% growth in two-wheelers, 7.58% in three-wheelers, and 1.07% in passenger vehicles. However, commercial vehicle and tractor sales fell. The monsoon negatively impacted auto retail performance. FADA is cautiously optimistic for the festive season but warns of high inventory levels in passenger vehicles. Immediate corrective measures are urged to avoid financial setbacks.
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Author: Team Digit
Last updated: 21-03-2025
CIN: U66010PN2016PLC167410, IRDAI Reg. No. 158.
Go Digit General Insurance Limited (formerly known as Oben General Insurance Ltd.) - Registered Office Address - 1 to 6 floors, Ananta One (AR One), Pride Hotel Lane, Narveer Tanaji Wadi, City Survey No.1579, Shivaji Nagar, Pune-411005, Maharashtra | Corporate Office Address - Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru-560095, Karnataka | Trade logo of Go Digit General Insurance Ltd. displayed above belongs to Go Digit lnfoworks Services Private Limited and is provided and used by Go Digit General Insurance Ltd. under license.
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