Electric Car Insurance (EV Insurance) for Electric Vehicles
What is Electric Car Insurance?
Electric car insurance is a type of motor insurance that is there to protect electric cars from a number of potential damages and losses, such as those that might happen in the case of accidents, natural calamities, or fire.
Electric cars are becoming more popular as they are cost-effective and better for the environment. And in the same way that regular cars need petrol or diesel as fuel, these cars are charged with electricity like your phone or laptop!)
Since electric cars are not yet very common in India, getting an insurance policy for your electric car can be a little bit different.
Why should I buy Electric Car Insurance?
You can’t predict what might happen to your precious electric cars. These kinds of cars have a lot of complex technical and mechanical parts, that help it run smoothly, but can also give you trouble at any time.
So, having electric car insurance can be a great help and offer financial protection in an unfortunate event like accidental damage, fire, natural calamities, or theft, and can ensure that you drive your car without any worries. You must also keep in mind that having at least third-party car insurance is mandatory in India.
What’s Covered in Electric Car Insurance by Digit?
Why should you buy Digit Car Insurance for Electric Vehicles?
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Electric Car Insurance Premium Calculator
Car insurance premiums for private electric cars are based on many factors, like kilowatt capacity, make, model, and age.
Vehicle kilowatt capacity (KW) |
Premium rate for one-year third-party policy |
Premium* rate for long-term policy |
Not exceeding 30 KW |
₹1,780 |
₹5,543 |
Exceeding 30KW but not exceeding 65KW |
₹2,904 |
₹9,044 |
Exceeding 65KW |
₹6,712 |
₹20,907 |