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What is a Torsion Beam Rear Suspension: Working, Advantages and Disadvantages

What is Torsion Beam Rear Suspension?

Why Do You Need a Car Insurance Policy?

1. Protect your Pocket from Financial Losses

Whether you go for a third-party car insurance or comprehensive car insurance, having a car insurance can benefit you by saving you from paying huge amounts in case of damages and losses caused during an accident, a natural calamity, fire, theft and other such unforeseen circumstances. Additionally, you can also protect yourself from hefty traffic fines! 

2. Avoid Problems Caused Due to Third-Party Damages

Accidents happen to everyone. In case you end up in a situation where you’ve accidentally hit someone, a car or someone’s property, your car insurance will be there for you to cover for the damages and losses incurred to the third-party, so you don’t need to spend hours arguing or fighting over it! 

3. Get Better Coverage & Benefits with Add-Ons

If you opt for comprehensive car insurance, you can benefit further by getting better coverage for your car using add-ons like the zero-depreciation cover, return to invoice cover, consumables cover, and breakdown assistance, amongst others.

4. Be the Good Person in the Eyes of Law

As per the Motor Vehicles Act, all cars must have at least third-party car insurance. Without one, you will be liable to pay a penalty of ₹2,000 for the first offence and ₹4,000 for the second time.

5. Save time! Go Paperless

With Digit, technology makes everything a breeze. From buying car insurance to making claims, it’s all done online in just a few minutes saving you both time and money. Our process is so straightforward, it’ll have you saying, "That's it?"

Key Features of Car Insurance by Digit

Key Features

Digit Benefit

Premium

Starting from ₹2094

No Claim Bonus

Up to 50% Discount

Customizable Add-Ons

11 Add-ons available

Cashless Repairs

Available at 6000+ Garages with Doorstep Pickup & Drop

Claim Process

Smartphone-enabled Claim process. Can be done online within 7 minutes!

Own Damage Cover

Available

Damages to Third-Party

Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

Key Features of Car Insurance by Digit

  • Premium starting from ₹2,094!
  • Upto 50% Discount on No Claim Bonus!
  • 11 Customisable Add-Ons!
  • Cashless Repairs Available at 6000+ Garages with Doorstep Pickup & Drop!
  • Under 7 Minutes Smartphone-Enabled Claim Process!
  • Own Damage Cover Available!
  • Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages!

How Does Torsion Beam Rear Suspension Work in a Car?

What are the Advantages of Torsion Beam Rear Suspension?

What are the Disadvantages of Torsion Beam Rear Suspension?

FAQs about Torsion Beam Rear Suspension in Cars