Tata Nexon Car Insurance

In only three years since its launch, Tata Nexon has already become a leading model in the compact SUV segment in India. Its popularity received a further boost when Tata Nexon got an update and was re-launched in January 2020.

The feature-rich SUV comes in ten variants with BS-VI compliant powertrain. Moreover, Tata Nexon is a five-seater, making it an ideal car model for the urban Indian family.

The many qualities of this product have prompted a constant uptick in its sales. Resultantly, the Tata Nexon insurance policy has also become a popular product in the car insurance segment.

That reason for this is partly because having a third-party liability car insurance policy in place is mandatory for every car owner in India, as per the Motor Vehicles Act 1988.

In case you take your Tata Nexon to the road without a third-party liability cover, it can potentially entail a fine of Rs.2000 and Rs.4000 if it’s a repeat offence. But there’s more to that.

A third-party car insurance policy for your Nexon can alleviate your financial responsibility due to damages caused by your vehicle to another party.

Several individuals also opt to avail a comprehensive Nexon insurance policy to avail own damage cover alongside third-party liability benefits.

However, you must put in some research while buying/renewing your car insurance policy, especially in regards to choosing the right insurance provider. That way, you can optimise the benefits you receive. 

Perhaps the most critical consideration you should make when purchasing a car insurance policy for your Nexon is which insurance company you should go for.

It can really make a world of difference if the insurer you choose is reliable, accessible, and has straightforward and hassle-free procedures in place.

And, in that regard, you can consider Digit to buy your Tata Nexon car insurance policy. We are also the ideal choice if you need to renew the car insurance policy for your Nexon.

How and why? Let’s take a look.

• High Claim Settlement Ratio - Our claim settlement ratio for car insurance policies is extremely high. We take care to settle the majority of all claims raised. So, you can rest assured that we won’t turn down the claim against your Tata Nexon insurance policy on some baseless cause just to avoid our responsibility. Plus, our team here ensures settlement at the earliest, because we understand how challenging it can be to suddenly have your finances saddled by an unforeseen and sizable expense.
• Entirely Digitised Process - From raising a claim to receiving the settlement amount against the insurance policy for your Tata Nexon, the process is 100% digital with us. In fact, we even offer a smartphone-enabled self-inspection process for raising claims. So, if you have to raise a claim, you can just send us photos of damages to your Nexon via your smartphone. That’s right! You can do away with the hassle of in-person inspection.
• Customize your Vehicle IDV - Procedurally, we set an IDV after deducting the depreciation from your car’s listed ex-showroom price. But it’s not the ultimate. With us, you can customise the Insured Declared Value if you wish to by nominally upping the Tata Nexon insurance cost marginally! That way, you can secure a larger amount as compensation if your Nexon is stolen or damaged beyond repair.
• Diverse Variety of Car Insurance Add-ons - Want to make the insurance policy for Tata Nexon more comprehensive to ensure optimal coverage? With our array of add-ons, you can enjoy a genuinely out-and-out coverage against the policy. We provide seven add-ons with the car insurance policy for Nexon, which you can add to yours against a minimal increase in Tata Nexon insurance price. Our selection includes add-ons like a return to invoice cover, engine and gear-box protection cover, zero depreciation cover, roadside assistance, etc.
• Round the Clock Assistance - Our customer services are available 24x7 since accidents do not occur according to schedule. That is why you can reach out to us anytime, no matter if it’s a Wednesday or a Sunday, or even a national holiday. So, if you have any query regarding buying or renewing a Nexon insurance policy or any other issue, contact us anytime as per your convenience.
• Nationwide Grid of Network Garages - It can be a real pickle when you have to avail repairing services for accidental damages to your Nexon, but you have no cash available. With our Tata Nexon insurance policy, that won’t be a problem. We have over 1400 network garages spread across the nation, where you can avail cashless repairs for damages against your car insurance policy with us.
• Hassle-Free Doorstep Pickup-Drop and Repair Service - It might be that your Nexon is in no condition to be driven down to a garage facility or some other impediment due to an accident. That’s why we offer doorstep pickup, repair, and drop service for your Nexon, should you avail repairing from any of our network garages, under our Nexon car insurance policy.

All these benefits against a reasonable Tata Nexon insurance cost are what set us apart as an insurance company.

However, ensure that you check all that is covered and not before buying/renewing your insurance policy with us to maximise your benefits. 

With this star achiever by your side, you sure with gather a lot of attention, some of it may not be pleasant and hence protection of your Tata Nexon will be your priority and that’s a no-brainer! Car insurance is a must as it covers your expenses in an ill-omened event of your car’s parts damage, body damage, theft, nature acting up, accident.  

Protect from Financial Liabilities: After an accident, if your Tata Nexon gets damaged, you can get the repairs either free of cost or on a reimbursement basis. This will be possible only if you have a Comprehensive Package Policy. It is wise to have such a policy as the car is very new in the market and hence the cost of repair and the spare parts will be very high. 

Legally Compliant: Driving your Tata Nexon without proper insurance can have grave repercussions. It is illegal in India to drive without car insurance and can attract heavy fines (up to 2000-4000 INR) and even result in suspension/confiscation of your Driving license and/or prison time.

Cover Third-Party Liability: If you get your Nexon a 3rd Party Insurance policy, it will protect the person behind the wheel who unfortunately caused injury to others or damage to a vehicle or loss of property. It acts as a shield and covers all the expenses due to damage caused by you to third parties or their properties.

Extra Coverage with Comprehensive Cover: ​This can be modified as per your requirement; it is also deemed sensible to opt for such insurance as an additional insurance cover for your Nexon. Comprehensive cover as the name suggests broadly covers all the damages caused by factors beyond your control such as fire, theft, natural/ manmade disaster, vandalism, acts of nature/weather, animals etc. Think of it as an umbrella saving you from a hapless downpour in unfortunate situations.    

Presenting homegrown Tata Motors’s Over Achiever and an all-season star Tata Nexon. Launched in 2017 Tata Nexon proved a tough competition to its rivals Ford EcoSport, Honda WR-V, Mahindra TUV300 and Maruti Suzuki Vitara Brezza. Standing tall for its Spunky looks, first in class features and Oh! So trendy Curves as oppose to other boxy bodied competitors. This car has won so many awards along with the hearts of the people:

• 2018 NDTV Car and Bike award: The Subcompact SUV of the year.
  
• Awarded 4-Star rating in a Crash test Conducted by The Global NCAP or G-NCAP, making it the first Made in India sub-4m SUV to be awarded in this category.
  
• Won Best Product Innovation at Sixth World Auto Forum Awards.
  
• Won the Value for money Award by Autocar India.
  

Why should you buy Tata Nexon?

Shouldn't really be a problem, answering this question, after reading the introduction, but hey... let’s be sure why to bring home this beauty. It suits buyers of all age groups who want a muscular and reliable car in a budget below 10 Lakhs.

Priced between Rs. 5.85 lakh to Rs. 9.44 lakh (ex-showroom, Delhi) Tata Nexon is amazingly affordable in the subcompact SUV segment. Available in majorly in 6 colours (3 dual colour options) Etna Orange, Moroccan Blue, Calgary White, Seattle Silver, Vermont Red and Glass-glow Grey, this will surely tug your heart and never leave!

Stamped by PTI and NCAP as ‘stable’ & ‘Safe’, it brings newness to this segment and some design elements are said to be inspired by the Range Rover Evoque. Available in both Petrol and Diesel Variants with 18 versions, with a brand new 1.5-litre four-cylinder diesel engine developing 108bhp of power and a 1.2-litre turbocharged petrol engine. Fuel tank capacity is 44 litres and mileage is recorded between 17.0 to 21.5 kmpl, good enough for long drives, eh?

It comes laden with first-in-class features such as: Trendy and treaty curvy outer body, eco, city and sport multi-drive modes, 16 inch Alloy Wheel Diamond cut design, LED DRLs, ABS with EBD, steering mounted controls, a cooled glovebox, Seatbelt pre-tensioners with load limiter, multicentral information display, power foldable ORVM, Premium interiors and many more. Have to see it to believe it!