Tata Hexa Insurance

Tata Motors launched a mid-size SUV, Tata Hexa, in January 2017. Originally, it was unveiled at the Geneva Motor Show in 2016. This car was based on Tata Motor's previously used Aria platform with a body-on-frame chassis.

Although this car was available in the Indian market till 2020, a number of people still drive this. If you are an owner of this car, you might want to renew your Tata Hexa insurance policy considering the risks and damages it is susceptible to.

An insurance plan for your Tata car covers financial costs that you might otherwise need to bear in times of repairing damages resulting from an accident. In this regard, several insurance companies in India provide a number of benefits on car insurance plans. One such insurance provider is Digit.

Read on to know more about Digit's offerings in this aspect.

Before purchasing a well-rounded Hexa insurance policy, you must compare various plans from different insurers online. While doing so, you might want to refer to the service benefits of Digit as mentioned below and make an informed decision:

1. Range of Insurance Plans

If you opt for a Tata Hexa insurance policy from Digit, you can choose from the following options:

• Third-party Car Insurance Policy: Under this insurance plan, you can get coverage benefits against third-party damages caused by your Tata car during a collision. It also covers litigation issues arising from such incidents. Further, as per the Motor Vehicles Act, 1988, it is mandatory to possess third-party insurance to avoid hefty traffic fines. Thus, you should consider obtaining insurance for Tata Hexa from Digit to reduce your liabilities.

• Comprehensive Car Insurance Policy: A third-party insurance policy for a Tata car will not cover damages caused to it in case of an accident like fire, earthquake, theft, natural or man-made disasters. However, one can purchase a comprehensive insurance policy from Digit and cover own car damages effectively. As this car insurance for Tata Hexa offers comprehensive coverage, it is available at a higher price compared to a third-party insurance plan.

2. Several Add-on Policies

Digit offers add-on benefits against additional expenses to those who want to get overall coverage on their Tata Hexa insurance plans. One has the option to include add-on covers over and above a base insurance plan by increasing the Tata Hexa insurance cost. Some of the add-on policies to benefit from are:

• Consumable Cover
• Engine and Gearbox Protection Cover
• Zero Depreciation Cover
• Roadside Assistance
• Return to Invoice Cover

3. Smartphone-enabled Claim Process

You can raise a claim against your Tata Hexa insurance online owing to Digit's technology-driven processes. This process enables you to file a claim through your smartphone and self-inspect your car's damages due to the smartphone-enabled self-inspection feature. Consequently, you can complete the entire claim filing procedure within a short span.

4. Plenty of Network Garages

You can get professional repair services from several Digit network car garages across India. Further, you can choose a cashless mode of repair from these garages and avoid paying cash as the insurer pays on your behalf.

5. Convenient Pick-up and Drop Facility

While opting for Tata Hexa insurance renewal from Digit, you can avail of a doorstep pick-up and drop facility. Under this facility, you can get repair services for your Tata car from a location of your choice without travelling to a network garage. However, note that this facility is available to those who opt for a comprehensive insurance plan from Digit.

6. Simple Online Process

Obtaining Tata Hexa insurance policy from Digit is convenient owing to its online processes. You can purchase a plan via your smartphone and upload a few documents to complete the procedure. You do not have to go through heavy documentation by opting for Digit Insurance online.

7. IDV Customisation

As the Tata Hexa insurance price depends on your car's insured Declared Value (IDV), insurers’ factor in this value while calculating policy premium. They do so by subtracting the car's depreciation from the manufacturer's selling price. Insurers like Digit enable you to customise your car's IDV and maximise your benefits in case of car theft or irreparable damages.

8. 24x7 Customer Service

In case of doubts regarding Tata Hexa insurance renewal price, you can contact Digit's responsive customer support. They give instant solutions to your problems and are available 24x7, even on national holidays.

Furthermore, you can get Tata Hexa insurance policy at a lower premium by choosing a higher deductible plan from Digit. Before choosing such a plan, you must make sure to not lose out on essential benefits.

As stipulated in the Road Traffic Act 1988, all vehicles must be insured for safer roads, pedestrians, drivers and passengers. It is essential to get your Tata Hexa insured as it will protect a third party, you and your car against damages and injuries.

Protect from Financial Liabilities: You might suffer a loss or damage in your car either because of an accident or theft. In the case of an accident, the cost of repairs can be huge which can be beyond your capacity to afford. Having an insurance policy can help as you can request the insurer to pay for your damage or get it reimbursed. And if you lose your vehicle after the theft, you will suffer the loss of the total value of the car. The insurance company, in this case, may reimburse you the value of the invoice.

Legally Compliant: It is illegal in India to drive without car insurance and it is punishable by fine of 2000 INR and/or imprisonment up to three months for the 1st offence and fine of 4000 INR and/or imprisonment up to three months for the 2nd offence and can even result in suspension/confiscation of your Driving license.

Cover Third-Party Liability: Here the Party that’s benefited is the one who suffered damages. Third-Party car insurance protects you and your pocket if you were responsible for damage/injury to someone else’s property or vehicle in an unlikely incident of an accident and third party can call for compensation. In an occurrence like this, your insurance will come in handy, where you may not be capable to pay upon your own in short/sudden period. 

Extra Protection with Comprehensive Cover: ​Also known as a full-coverage, it is the highest protection cover for your Hexa, it will offer protection to you, your Hexa and also the third party losses. Comprehensive cover as the name suggests broadly covers all the damages caused by factors beyond your control such as fires, theft, natural/ manmade disasters, vandalism, acts of nature/weather, animals, falling objects when taken with add-ons like Bumper to Bumper, breakdown assistance and others. 

In January 2017 Tata Motors, launched a mid-size (J-segment) MPV, premium for Indian roads and consumers, ‘Tata Hexa’.  In 6-seat and 7-seat configuration, designed by three Tata Studios in Italy, UK and India, Hexa is one of its kind. Tata Motors branded Hexa, its proud Innovation as ‘Rugged Spirit. Redefined Style’. 

If you are a traveller and a lover for long drives with family and friends, This one is for you!

Why should you buy Tata Hexa?

An MPV with an SUV feel, class and comfort, Hexa is available to you in XE, XM, XMA, XM+, XT, XTA and XT 4x4 variants and is priced between Rs 12.99 lakh - Rs 18.37 lakh (ex-showroom Delhi). 

Hexa will come to you in 5 different colours: Sky Grey, Pearl White, Tungsten Silver, Arizona Blue and Urban Bronze. Its mileage is recorded as 17.6 kmpl, powered by an evolution of the Tata DiCoR engines, 2.2L VARICoR Diesel 400 Engine, manufactured by Tata, delivering 400 Nm torque at 156 PS power. 

Tata Hexa offers signature ‘Impact’ design, plush and sporty interiors, super sleek exteriors, stunning DRLs (daytime running lights), wraparound tail lamps, smoked projector headlamps, ample legroom, spacious cabin space with intuitive utility spaces for all 3 rows, AWD, Six-speed automatic transmission, ABS with EBD, six airbags, ESP, HHC and HDC, Automatic headlamps and climate control, rain-sensing wipers, power-adjustable ORVM, cruise control, eight-way adjustable driver seat and flexible seat configuration, retractable sunblinds. 

And to top it all, its Fuel capacity is 60 litres, so you don't stop for fuel top-ups frequently. Now, aren’t you already planning a long road trip with your loved ones in your head? Caught ya!