Tata Sumo Car Insurance

The Indian manufacturer, Tata Motors, manufactured an SUV, Sumo, from 1994 to 2019. This ten-seater rear-wheel drive SUV was initially designed for military use and off-road transport. The company sold more than 100,000 Sumo units before 1997, resulting in huge sales success.

Owing to its design and top-notch features, this car quickly captured a major segment of the Indian utility market. With the passing days, a number of facelifted versions of this car were launched, which resulted in a surge in demand.

If you own any variant of this car, you should consider the instances that might result in substantial car damages and get a proper Tata Sumo insurance policy. A well-rounded car insurance policy covers you financially during an accident and takes care of other legal liabilities.

Various insurance companies in India offer attractive deals on Sumo insurance plans. In this regard, you can consider Digit Insurance due to its endless benefits.

Keep reading to know more about Digit’s offerings.

Following are the Add-ons for Tata Sumo Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

If you are planning to renew your car insurance for Tata Sumo, you must compare various plans from different insurers. This will help you to choose a policy that offers maximum benefits. While you are at it, you might want to know about the advantages of obtaining insurance for your Tata car from Digit. 

1. Variety of Insurance Plans

Digit allows you to choose from the following insurance policies:

• Third-Party Insurance: Under third-party insurance for Tata Sumo from Digit, one can get coverage benefits against third-party damages. Such damages can occur during a collision between your Tata car and a third-party person, property or vehicle. It results in third-party liabilities and other litigation issues that are essentially covered under this insurance plan.
• Comprehensive Insurance: Your Tata car can incur heavy damages during an accident resulting in exorbitant repair costs. You can purchase a comprehensive Tata Sumo insurance policy from this insurer to avoid such costs. This insurance plan effectively covers both third-party and own car damages resulting from a fire, theft, natural or artificial disasters.

2. Add-on Facility

A comprehensive insurance plan from Digit does not provide complete coverage with respect to your Tata car. To that end, you might want to avail of add-on benefits from this insurer against additional expenses. If you are a policyholder of a comprehensive insurance plan, Digit offers some add-on covers which you can benefit from after increasing your Tata Sumo insurance price by a nominal amount. Such add-on policies include a return to invoice cover, roadside assistance, engine and gearbox protection cover etc.

3. Cashless Repairs

You can opt for a cashless repair mode while raising a claim against your Tata Sumo insurance online. This mode enables you to get professional repair services for your Tata car from Digit-authorised garages. You do not need to pay out of your pockets for the services availed, as your insurer will settle the payment directly with the repair centre on your behalf.

4. A Large Network of Cashless Garages

Availing of repair services for your Tata Sumo is easier with Digit owing to its range of network garages across India. Further, you can go cashless while getting services from these centres.

5. Simple Online Claim Process

Due to this insurer’s smartphone-enabled self-inspection feature, you can expect a turnaround time while filing a claim against your Tata Sumo insurance plan. You can self-inspect your car damages and select an appropriate repair mode via your smartphone. In this way, you can avoid traditional claim procedures that are time-consuming and require heavy documentation.

6. Customisation of IDV

Your insurer offers a return amount based on your car’s Insured Declared Value (IDV) during car theft or irreparable damages. If you choose Digit for Tata Sumo insurance renewal, you can customise this value and maximise your benefits.

7. Pick-up and Drop Facility

By bearing the Tata Sumo insurance cost for a comprehensive plan from Digit, you can get a doorstep pick-up, and drop facility for your Tata car damaged parts. This is a convenient process that allows you to avail repair services from the comfort of your home.

8. No Claim Benefits

Digit offers discounts on the Tata Sumo insurance renewal price in case you do not raise any claim against your insurance plan for a year within your policy term. These discounts, also known as No Claim Bonuses, can range up to 50% depending on your non-claim years.

Furthermore, in case of doubts and queries regarding your Tata Sumo insurance plan, you can contact Digit’s responsive customer service and get instant solutions. You can also lower your insurance premium by choosing a higher deductible plan from this insurer.

Tata Sumo is a value for money car but what happens when a calamity strike? Protection comes in the picture then and for that, you need to insure your Sumo. Car insurance is a must as it covers your expenses in an unlikely event of your vehicle’s damage, accident, theft or when you are responsible for injuries caused to passengers, drivers or pedestrians.  

• Protect from Financial Liabilities: No matter how tough or beastly your Tata Sumo is, it still may stand vulnerable in front of an unexpected/sudden natural disaster, weather/ nature, an accident, fire or theft, riots and vandalism. And if you live in any metro city then you must be concern about the bumper to bumper traffic. Car insurance policy will take care of the heavy bills of the garage if you happen to face any misfortune and take your vehicle for a repair. To get insured with the right car policy Digit provides car insurance online platform
• Legally Compliant: It is illegal in India to drive without vehicle insurance. Have you heard about the new amendment in the Motor vehicle Act effective from September 2019? According to the new rules driving without minimum insurance will incur heavy fines (up to 2000 INR) and may attract some prison time. Driving your Tata Sumo proper insurance is wise.
• Cover Third-Party Liability: A Third Party Car Insurance provides protection coverage to you if you were accountable for damage/injury to someone else’s car or property, in an unfortunate incident of an accident or collision. Such expenses are mostly sudden and unexpected, and you may not be prepared to handle the situation financially at that given time, here insurance comes in handy and saves you and your pocket. 
• Extra Coverage with Comprehensive Cover: ​This kind of coverage is your friend in need, this can be purchased and modified as per requirement, it is also deemed sensible to opt for such insurance.
• Comprehensive Car Insurance: as the name suggests, broadly covers all the damages caused by factors beyond your control such as, fires, theft, natural/ manmade disasters, vandalism, acts of nature/weather, animals etc. you can also customize your policy with covers and add-ons such as breakdown assistance, engine and gearbox protection, tyre protection cover, zero depreciation, etc.

Tata Sumo has been in the Indian market for over two decades now (1994-2019), it is from the house of Tata Motors, that is associated with trust and steadiness. Tata Sumo is a seven-seater MUV, it was one of the 1st passenger vehicles designed in India. With this reliable hardworking friend by your side, you can take on any terrain without any hiccup. 

Know more about Tata Car Insurance.

Why Should You Buy Tata Sumo?

Priced in the range of Rs 7.28 lakh - Rs 8.68 lakh, available in about 4 attractive colours Blazing Red, Twilight Grey, Porcelain White and Artic Silver, Sumo is a complete family car with a massive 182mm ground clearance and rugged chassis to conquer any terrain. This has all the requirements of a commercial vehicle as well.

With a mileage figure of 15.3 Kmpl, Tata Sumo is a true value for money to travel longer distances without frequent fuel top-up breaks. This MUV is powered by a 3.0-litre CR4 diesel engine that puts out 85PS of max power and 250Nm of peak torque. 

Some of the other features include Power Steering, BS-IV Emission, Low Fuel Warning Light, Child Lock, Side Intrusion Beam on All Doors, Internally Adjustable ORVM, Front and Rear Fog Lamps, Rear Window Defogger and Voice Messaging System (available in some variants). Tata Sumo is available in 2 seating configurations- 7-seater and 9-seater.

So, if you are looking for a workhorse to work tirelessly by your side, be value for money in the long run and with low on maintenance with super mileage…your search ends here!!