Tata Zest Insurance

Tata Zest was revealed at the Indian Auto Expo in 2014 and officially launched in January of the same year. This compact sedan from the house of Tata Motors was available in both petrol and diesel variants. Owing to its features and variant options, Tata Zest gained popularity among Indian motorists.

If you still drive this car, you should consider renewing your Tata Zest insurance policy from a reputed insurer. A well-rounded insurance policy for your Tata car covers financial costs that you might need to bear during accidents causing substantial damages. Paying for these costs can otherwise become a financial burden.

Considering this, several insurers in India provide insurance plans tailoring your needs. One such insurance provider is Digit. This insurance company comes with a host of benefits, as mentioned in the following section.

Besides Tata Zest insurance price, you should factor in a number of other pointers while purchasing a plan. One such pointer is the number of service benefits of an insurer. Considering this factor will help you choose the best insurance plan. Here are some benefits you can expect if you obtain an insurance policy from Digit:

1. Several Insurance Plans

Digit allows you to choose from the following insurance plans:

• Third-party Insurance Policy

Third-party insurance for Tata Zest covers damages caused to a third-party person, vehicle or property by your Tata car. It also provides coverage against litigation issues. Further, as per the Motor Vehicles Act 1988 mandates, you should possess this insurance plan to avoid penalties.

• Comprehensive Insurance Policy

This plan extends coverage against both third-party and own car damages that may incur during an accident. Due to the greater coverage limit, the Tata Zest insurance cost of this plan is more compared to the third-party insurance policy.

2. 3-step Claim Filing Process

Digit’s smartphone-enabled claim process makes it possible for you to raise a claim against Tata Zest insurance policy in 3 simple steps:

• You do not have to fill out forms to initiate a claim. Instead, you can simply call on 1800-258-5956 and request a self-inspection link. 
• On receiving the link in your registered mobile number, you need to follow a step-by-step guide and shoot your car’s damages. 
• Finally, you should select a preferable mode of repair and get professional repair services from a network garage.

3. Cashless Repair Modes

This insurer offers both cashless and reimbursement modes while you file a claim against the Zest insurance policy. Under a cashless mode, you can choose to pay no amount to an authorised Digit repair centre for services concerning your Tata car. You can sit back and relax while your insurer covers for you.

4. Number of Digit Network Garages

Availing of a cashless facility from a Digit network garage is easy because of its availability across India. There are several network garages offering professional repair services for a Tata Zest car.

5. Plenty of Add-on Policies

If you obtain comprehensive car insurance for Tata Zest from Digit, you can get add-on benefits against additional expenses. Some of the add-on policies to benefit from are:

• Engine and gearbox protection cover
• Consumable cover
• Roadside assistance
• Return to invoice cover
• Zero depreciation cover

6. Hassle-free Online Process

You can obtain Tata Zest insurance online from Digit through your smartphone. This process also enables you to opt for minimal documentation as you need to upload a few documents online.

7. Doorstep Pick-up and Drop Facility

If you pay Tata Zest insurance renewal price for a comprehensive plan, you can choose a pick-up and drop facility for your Tata Zest car in case you are unable to visit a network garage. Thus, you can enjoy professional repair services for your Tata car from your home’s comfort.

8. Customisation of IDV

Based on your Tata car’s IDV (Insured Declared Value), an insurer offers a return amount in case your car is stolen or damaged beyond repair. Insurance companies calculate this value by subtracting the car’s depreciation from its manufacturer’s selling price. If you opt for Tata Zest insurance renewal from Digit, you can customise this value and obtain maximum returns.

Further, the premium for the Tata Zest insurance plan depends on its IDV. Nevertheless, you can opt for a lower premium if you obtain a higher deductible plan from Digit. This plan can be an ideal choice if you tend to make fewer claims against your insurance policy.

Car insurance is a must as it covers your expenses in an unlikely event of your vehicle’s damage, accident, theft or when you are responsible for injuries caused to passengers, drivers or pedestrians.  

Protect yourself from Financial Liabilities: ​To reduce the financial load for repair or replacement from an accident or natural calamities. The financial liabilities from your car insurance policy can save your pocket.

Legally Compliant: It is illegal in India to drive if your vehicle is not insured. As per the new rules of the Motor Vehicle Act, driving without insurance may cost you 2000 INR and/or imprisonment of 3 months. Driving your Tata Zest without proper insurance can have grave consequences.

Cover Third-Party Liability: In case of any unfortunate/ unexpected incident of an accident wherein the damage is done to someone else’s car, this insurance would come to your rescue. Such expenses are mostly sudden and you may not be prepared to handle the situation financially at that given time, here this insurance will save you and your pocket. 

Get Comprehensive Cover with add-ons: ​This kind of coverage is your superhero, this can be purchased as an additional cover with multiple add-ons such as Zero Dep, tyre protection cover, breakdown assistance, etc. for your Tata Zest. It is deemed sensible to opt for such insurance. Comprehensive cover as the name suggests broadly covers all the damages caused by factors beyond your control such as fires, theft, natural/ manmade disasters, vandalism, acts of nature/weather, animals etc.

Tata Zest, as Tata Motors says is ‘Full of features and full of good feelings’ and we can’t agree more. This car is a treat to drive, a statement to own and laden with all contemporary features. The Zest is loaded with extraordinary features, powerful petrol and diesel engine options and good looks. Tata Zest won the best-designed passenger vehicle at the CII Design Excellence Awards. Classy design and superior features, Zest is a superhit in the Indian market.

Why should you buy Tata Zest?

Priced in the range of Rs. 5.71 lakhs – Rs. 8.67 lakhs, Zest is available in  6 colours: Buzz blue, Sky grey, Platinum silver, Titanium grey, Pristine white and Venetian red. This car is best suited for daily commuting, family trips which makes it a complete family car. 

Tata Zest comes in six variants - XE, XM, XMA, XMS, XT and XTA and gets two engine options which include a turbocharged 1.2-litre petrol engine and a 1.3-litre diesel motor. 

The front features new headlamps and radiator grille which Tata Motors calls a ‘Humanity Line’. Multi-element headlamp with projector lamps and indicators provide the car with smart looks. The grille is topped by the chrome strip and goes well with the all-black honeycomb radiator grille. 

The interior design and spaciousness are on par with its counterparts. The feature list includes Harman touchscreen music system, dual-tone upholstery, gauges behind the steering, dual-tone dashboard and many others. Further, the climate control, electrically adjustable OVRMs, rear parking sensors, day-night adjustable rearview mirror and power windows boost the ambience inside.

Another interesting addition that gives this car an upper edge is the high-end Harman stereo system. This touchscreen infotainment system with voice command functionality has been specifically developed for Tata Motors.