Maruti Car Insurance

Maruti Suzuki, ever since its inception, has been an automobile manufacturer, which has noted the highest sales in its vehicles year after year. Owing to the high demand for Maruti cars, the need for Maruti insurance policies is also quite pronounced in the country.

Apart from being mandatory under the Motor Vehicles Act, 1988, availing a Maruti car insurance policy is paramount for every owner owing to a number of reasons.

For example, the legally mandated third-party liability car insurance policy can protect you against any financial liability arising due to accidental damage to a third party caused by your Maruti car.

On the other hand, a comprehensive car insurance policy can safeguard you against the financial liabilities arising due to damages to your vehicle as well.

Thus, getting a Maruti Suzuki car insurance policy not only saves you from being penalised with a traffic fine amounting up to Rs.2000 (Rs.4000 for repeated offence) but also ensures that your financial burden is minimised in case of any accidents involving your car.

Following are the Add-ons for Maruti Suzuki Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

There are several reasons that contribute to the popularity of Maruti Suzuki vehicles. These are:

• Diversity in Models: As of now, Maruti Suzuki offers 14 car model options to choose from. You can easily take your pick between 8 hatchbacks, 3 SUV/MUVs, 1 sedan and 1 compact sedan and 1 minivan! Among the handful of choices you have, the Alto, Baleno, Swift, Wagon R, as well as, Vitara Brezza are some of the top-selling cars in India in their respective categories.
• Top Performance and Reliability: Whether it is dealing with unsuitable road-conditions or efficiency in holding its cargo, few vehicles can compare to Maruti cars. Since most people in India look for reliable vehicles that can clock kilometres without hassle, their requirements are met by Maruti with élan.
• Affordable: Maruti Suzuki accounts for more than 50% of the total number of vehicles sold in India, owing to the fact that it produces sensible and pocket-friendly cars that suit the budget of India’s general populace.
• Abundance in Spare Parts and Service Network: When it comes to seeking repairs, Maruti car owners have it much easier than others do. This is mostly because most Indian service centres stock up on spare parts and accessories that fit these vehicles, making them easily accessible for owners.

Nonetheless, while Maruti cars score the highest when it comes to durability, an owner is obligated to ensure that their car is protected against unforeseen circumstances that can arise in the future. Thus, availing or renewing a Maruti Suzuki car insurance policy is extremely important before you take your car to the road!

Apart from the fact that having a valid Maruti car insurance policy is mandatory under the Motor Vehicles Act, there are several reasons that necessitate you to avail an insurance policy for your car. For instance,

• Protection Against Damages to Third-Party: The third party liability insurance policy for your Maruti Suzuki vehicle offers financial protection against accidental damages caused by your car to a third-party vehicle, property or individual. Furthermore, any litigation issues arising in due course are also covered by this insurance policy.
• Protection Against Damages to Own Car: Your own Maruti car can be subject to severe damages in an accident or due to any natural or man-made calamities. Under such circumstances, a comprehensive car insurance policy provides coverage for the financial liabilities you might incur. For instance, you can avail financial protection against common damages to your Maruti car due to a fire, or due to instances like a flood, lightning, etc.
• Personal Accident Cover: This cover has been mandated by IRADAI for every car owner since 2019. As its name suggests, it covers the financial liabilities arising due to death or disablement of the Maruti Suzuki car’s owner-driver during an accident.
• Compensation for Theft or Total Destruction of Car: In case your Maruti car is stolen or damaged beyond repair due to an accident, your Maruti insurance policy will compensate your losses. In this case, the compensation will be made in accordance with the current IDV of your Maruti car.