Maruti Suzuki Ritz Insurance

Launched in 2009, Maruti Suzuki sold over 2 lakh units of its Ritz model within the initial thirty-seven months of release. This B-segment tall boy hatchback comes with a host of features that guarantees powerful performance. 

However, like all other vehicles, this car is also exposed to risks and damages. Therefore, it is imperative to get Maruti Suzuki Ritz car insurance. 

Several reputed insurers offer both third-party and comprehensive car insurance plans. One such insurance provider in India is Digit. 

In this segment, we will elaborately discuss Suzuki Ritz insurance, its importance, and Digit's benefits.

Digit is one of the reputed insurers in India offering a series of benefits to its policyholders. Here are some pointers to consider about Digit before paying the Suzuki Ritz car insurance price. 

1. Smartphone-enabled Self-inspection - This insurance company offers hassle-way insurance application and claim processes owing to its smartphone-enabled processes. Within few clicks, you can receive your claim amount instantly. 

1. Wide Range of Network Garages - There are more than 5800 Digit network garages in India from where you can get cashless repairs for your Maruti Suzuki Ritz. 

1. Cashless Repairs - If you get your Maruti car repaired from one of the network garages of Digit, you need not pay for the expenses out of your pockets. The insurance company will directly settle the amount with the repair centre. 

1. Doorstep Pick-up and Drop Facilities - In case you are unable to visit Digit's network garages for car repairs, you can avail of their doorstep pick-up and drop facilities free of cost by obtaining a comprehensive Maruti Suzuki Ritz car insurance plan. 

1. IDV Customisation - Your Maruti Suzuki Ritz insurance cost directly depends on your car's Insured Declared Value. Therefore, it is crucial to check this factor before purchasing a policy. Insurers like Digit offer an option to customise a car's IDV and choose an amount that is best suitable. 

Other than this, Digit's reliable customer service is another perk policyholders can enjoy. 

Therefore, Maruti Suzuki Ritz car insurance is a vital financial product that helps in increasing savings and avoiding fines and charges.

As per the Motor Vehicles Act, every car owner should at least possess a third-party insurance plan to avoid legal liabilities. However, there are certain exclusions under this basic plan. For that matter, one should opt for a comprehensive car insurance policy as it offers a wide range of coverage. 

Given below are some reasons why one must avail insurance forMaruti Suzuki Ritz:

• Protection against Own Damages - Under a comprehensive Maruti Suzuki Ritz car insurance plan, one can get coverage for the damages caused to their car in case of accidents, natural calamities or theft. 

• Third-party Damages Cover - This is a basic insurance plan for your Maruti car. It covers damages caused to a third-party vehicle, property or person by your Maruti Suzuki Ritz. Also, this plan is mandated by the Motor Vehicles Act. 

• Personal Accident Cover - Both third-party and comprehensive car insurance plan includes personal accident cover as per the IRDA rules. Under this cover, one can receive compensation in car accidents that result in death or permanent total disability. 

• Protection from Financial Losses - Any damages to your Maruti Suzuki car can burn a hole in your pockets because of the hefty repair costs. However, individuals with Maruti Suzuki Ritz insurance can prevent financial losses due to damage repair costs as they can opt for cashless repairs from the insurer's network garages. 

• No Claim Bonus - During Maruti Suzuki Ritz insurance renewal, policyholders are liable to receive a discount of up to 50% on their premium amount for every claim-free year. This is known as No-Claim Bonus. 

Therefore, it is evident that paying the Maruti Suzuki Ritz insurance price is convenient as you can avoid financial and legal liabilities.

This model features 9 variants, including petrol and diesel units.  Along with exceptional performance, this car model offers exceptional ride comfort. 

Here are some key specifications of the Maruti Suzuki Ritz:

• Engine - Maruti Suzuki Ritz packs in 1 diesel and 1 petrol engine with 4 engine cylinders. The diesel engine has a displacement of 1248 cc, whereas the same for the petrol engine is 1197 cc. Based on the variant and fuel type, it offers a mileage of 17.16 kmpl to 23.2 kmpl. 

• Transmission - This model comes with both manual and automatic transmission along with a 5-speed gearbox. 

• Dimensions - The length, width and height of the Maruti Suzuki Ritz are 3775 mm, 1680 mm, and 1620 mm, respectively. Also, this 5-seater car's ground clearance is 170 mm. 

• Interior - Maruti Suzuki Ritz's interiors include an electronic multi-tripmeter, fabric upholstery, glove compartment, digital clock, and digital odometer. 

• Safety Features - Some of the safety features in this car are:

1. Central locking

2. Child safety locks 

3. Anti-theft alarm

4. Passenger-side rearview mirror

5. Rear seat belts

6. Seat belt warning and more. 

Although this model incorporates substantial safety features, one should not ignore the incidence of accidents and other unfortunate scenarios. Therefore, it is better to pay Suzuki Ritz insurance price than bear huge expenses of repairs and other charges.