Tata Indica Insurance

Tata Indica was the first Indian hatchback with a diesel engine launched in 1998 by the Indian manufacturer Tata Motors. As of August 2008, around 9,10,000 units of this supermini car were produced, and it sold around 8000 units of this car per month in 2009.

Further, this car prevailed in the Indian markets till 2018, and during this period, several motorists purchased this model. If you still drive this car, it's time you renew your Tata Indica insurance plan from a reputed insurer.

During an accident, a well-rounded insurance plan can be beneficial as it covers the damage repair charges of your car. Several insurance providers offer many attractive deals on an insurance policy tailoring your needs. In this regard, Digit Insurance stands out due to its innumerable service benefits and a competitive Tata Indica insurance price.

Take a look at some of the reasons why you should consider Digit as your insurance provider.

While choosing the best insurance plan for your Tata car, you must consider comparing insurance plans from several providers online. In this regard, you should settle for a plan and its respective insurer that comes with maximum benefits.

Here are some offerings by Digit you might want to consider to make an informed decision:

1. Various Insurance Options

Insurance for Tata Indica from Digit comes in two options:

• Third-party Insurance Policy

Under this policy, you can get coverage in the event of third-party accidents. Such accidents occur when your Tata car collides with a third-party person, vehicle or property, causing substantial damages. Bearing the costs of these damages can become a hefty affair. However, you can obtain a third-party Indica insurance policy from this insurer and reduce your liabilities effectively.

• Comprehensive Insurance Policy

Third-party car insurance does not cover damages inflicted to your Tata car during an accident. For coverage against both third-party and own car damages, you might want to settle for comprehensive car insurance from Digit. This car insurance for Tata Indica provides coverage benefits against car damages from a fire, theft, natural or man-made disaster.

2. Vast Network of Cashless Garages

Availing of professional repair services for your Tata car is easier now due to the abundance of Digit network garages across India. You can also get cashless repairs from these garages.

3. Cashless Repairs

While filing a claim against Tata Indica insurance online, Digit allows you to choose a cashless mode of repair. Under this mode, you need not pay anything for availing services at a network garage. Your insurer will directly settle the payment with the repair centre on your behalf.

4. Customisation of IDV

Based on your car's Insured Declared Value (IDV), an insurer offers you returns in case of car theft or irreparable damages. However, Digit gives you the option to maximise your returns by choosing an IDV as per your requirement. As this value decides on the Tata Indica insurance cost you are supposed to bear, you must choose your car's IDV wisely.

5. Minimal Documentation

By opting for Tata Indica insurance renewal from Digit, you need not furnish hard copies of documents. While renewing your policy, you can conveniently upload a few essential documents from your smartphone.

6. A Large Number of Add-on Policies

You can include certain add-on covers from Digit against additional expenses and extend your coverage on top of your existing plan. These add-on benefits are available only after you increase your Tata Indica insurance premium by a nominal amount. Some of the add-on policies you can include are:

• Roadside Assistance
• Return to Invoice Cover
• Engine and Gearbox Protection Cover
• Zero Depreciation Cover
• Consumable Cover

7. Pick-up and Drop Facility

If you are unable to visit a Digit-authorised network garage for Tata car repair, you can avail of a hassle-free doorstep pick-up and drop facility from Digit by opting for their comprehensive plan. Under this facility, you can get professional services from your home's convenience.

8. Bonuses and Discounts

Digit offers a discount on Tata Indica insurance renewal price of up to 50% if you manage to maintain a claim-free year within your policy term. This discount is also known as the No Claim Bonus, and it depends on the number of non-claim years.

In addition, you can lower your Tata Indica insurance premium by choosing a higher deductible plan. However, such plans are a good way of decreasing your policy premium only if you are sure to make fewer claims against your insurance plan.

Insurance is protection and you would want to protect this most reliable and efficient Indica of yours…wouldn’t you?  Sometimes things go beyond your control and to protect your car in such situations, should be your priority. Car insurance is a must as it covers your expenses in an unfortunate event. 

Legally Compliant: Driving your Indica without proper insurance can land you in serious trouble. By law, it is illegal in India to drive without car insurance and can put heavy fines on your head (up to 2000 INR) and even result in confiscation or suspension of your Driving license and/or prison time. 

Comprehensive Cover with extended coverage: ​Think of this Comprehensive cover as an umbrella saving you from the hapless downpour in unfortunate situations. This can be modified with multiple add-ons such as Zero Dep, Breakdown assistance, Tire protection etc. to make it more beneficial. It is also deemed sensible to go for such insurance as an additional insurance cover for your India. 

Protect from Financial Liabilities: Insuring your Tata Indica will protect your car against any damage from an accident, natural calamity, theft or vandalism, strike, and riot. Car insurance helps in saving your money by covering all these costs.

Cover Third-Party Liability: This type of Insurance provides protection cover to you if you were responsible for damage/injury to someone else’s Vehicle or Property, in an unlikely event of an accident or the likes of it. Such expenses are mostly unexpected and sudden, and you may not be prepared to handle the situation financially at that given time, this insurance comes in handy and saves you and your pocket.

Tata Indica, India's first own Passenger Car! This supermini car was launched by Tata Motors in 1998. Ever since its launch, this car was a hit among all. It was India's first indigenously developed passenger car and gave a head start to Tata Motors' passenger vehicle division. Tata's first 5-seater hatchback made way for a host of small cars in the company's range right from the Indigo to the Vista and Manza models. Cheap to buy, cheap to run and cheap to repair, the big and spacious Indica truly lived up to its ‘More Car per Car’ marketing tag. Tata Motors decided to lay to rest its very first passenger car with production ending in April 2018.

Why Tata Indica was so popular?

The Indica had an enormous taking in the taxi segment as it was frugal to run and cheap to repair. Compared to its rivals, the Indica was crude, rough around the edges and had the sheer value proposition it offered. Not to forget, it was the only diesel in its class for years hence economical for the Indian Market. Now that it has bowed out gracefully, those who still have Indica can take pride in their most efficient possession.

The Tata Indica is a hatchback that was offered in several variants and with both petrol and diesel engine choices and the car proved to be more reliable.