Tata Altroz Insurance

Before choosing an insurer, there are many factors to consider apart from the Tata Altroz car insurance price. Digit brings along several benefits that deem it a suitable choice for Tata car owners.

• Insurance Policy Options - Digit offers two distinct insurance policies to choose from - third-party liability policy and comprehensive policy. So, you have the liberty to choose as you deem fit. 

• Simple Online Procedure - Digit presents a simple online procedure for buying and claiming your Altroz insurance. It provides a user-friendly interface to choose a policy and upload your claim documents directly from your smartphone.

• Optimal Transparency - Digit Insurance keeps optimal transparency when you browse through the insurance policies on its website. This way, you pay specifically for the policy you select. In return, you get coverage for precisely what you have paid.

• Instant Claim Settlement - Digit ensures simple and quick claim settlement services. Here, you can settle your claim instantly with Digit’s smartphone-enabled self-inspection.

• Pick-up and Drop Facilities - In addition, Digit Insurance’s garages offer doorstep pick-up and drop facilities for damage repairs if you ever get involved in an accident.

• IDV Customisation - Digit allows you to change the IDV of Tata cars like Altroz. If your car undergoes irreparable damages, a higher IDV can provide more financial coverage than a lower IDV. However, a lower IDV translates to a lower policy premium. So, you can lower your insurance premium by going for a lower IDV.

• Multiple Add-On Covers - Digit Insurance also presents several convenient add-on policies.

  • Zero-Depreciation Cover
  • Engine and Gearbox Protection
  • Passenger Cover
  • Return-to-Invoice Cover
  • Tyre Protect Cover
  • Consumable Cover

• Vast Garage Network - Digit has tie-ups with a vast network of 6000+ garages across the country. As a result, you will always find an authorised garage near you offering cashless repairs for your Tata Altroz if you ever get involved in an accident.

• Responsive Customer Service - Digit Insurance works with a responsive customer service team that never fails to provide 24x7 assistance with your Tata Altroz car insurance.

In addition, Digit Insurance lets you minimise your premium by going for a higher deductible and avoiding small claims. However, it is not wise to miss out on such attractive benefits by paying a lower premium.

So, feel free to contact responsible insurance providers like Digit to obtain more clarity on your Tata Altroz car insurance.

Enduring the Tata Altroz insurance cost now, instead of spending on damage expenses and fines down the line, is far more logical. A sound car insurance policy offers plenty of benefits.

• Penalty/Punishment Protection - The Motor Vehicles Act, 1988 states that having a valid insurance policy is mandatory for the car you drive. If you fail to abide by it, you will have to pay a fine of ₹2,000 on your first offence and ₹4,000 for the following ones. It can also lead to imprisonment for three months.

• Own Damage Cover - In the event of an accident or fire, your Tata Altroz may suffer from heavy damages. A comprehensive car insurance policy can cover the financial liabilities arising from damage repairs in this case.

• Personal Accident Cover - The IRDAI (Insurance Regulatory and Development Authority of India) states that in the event of accidental death or injury of the car owner, a valid insurance policy can provide financial support to the owner’s family. 

• Third-Party Damage Cover - If you get involved in an accident, and your Tata Altroz inflicts damage to any third-party property, you will also have to cover the third-party damage expenses. Here, a valid third-party liability insurance policy can provide financial coverage against these third-party claims. Moreover, an active Tata Altroz car insurance policy can also relieve you of litigation issues arising from the incident.

• No Claim Bonus Benefits

In addition, a responsible insurance company offers a bonus for each claim-free year. This bonus acts as a 20-50% discount and reduces your premium proportionately while renewing your policy. You, too, can avail of such no-claim bonus benefits on your Tata Altroz car insurance renewal in the same way.

Considering these lucrative benefits, paying the Tata Altroz insurance price now is better than incurring fines and damage expenses in future.

Here, Digit Insurance can be your best option to renew or buy your car insurance.

Based on fuel type, Tata Altroz is available in 20 different variants. Here are some interesting facts about this car model.

• Tata Altroz offers three engine options to choose from - 1199cc 3-cylinder petrol, 1199cc 3-cylinder turbocharged petrol, and 1497cc turbodiesel.

• The car model comes with a 5-speed manual transmission system.

• Tata Altroz comes in six colour variants - HighStreet Gold, Downtown Red, Avenue White, Arcade Grey, Harbour Blue and Premium Cosmo Dark.

• The petrol variant boasts a fuel economy of 19.5 kmpl while the diesel variant provides a mileage of 25.11 kmpl.

• Tata Altroz can accommodate up to five people.

Tata cars are famous for their robust build and smooth handling. However, you should always consider the unfortunate possibilities that can lead to your Tata Altroz facing heavy damage. Here, a valid insurance policy can provide financial support to cover your losses due to damage repair expenses.

So, choosing a responsible insurer to buy or renew car insurance for Tata Altroz is essential.