Tata Bolt Insurance

Tata Motors launched a hatchback, Bolt, at the Indian Auto Expo 2014. It sold units in the Indian market till 2019. The model featured a Revotron Turbocharged MPFi engine with 5-speed manual transmission.

If you still drive this car, you should know everything about Tata Bolt insurance. Valid insurance for a car covers financial and legal liabilities that may arise from accidents. Without a well-rounded insurance plan, bearing damage repair costs can become an expensive affair.

Several insurance companies offer attractive deals on car insurance plans considering the needs. One such insurer is Digit. The following section explains the advantages of obtaining insurance from this insurer.

Individuals planning to get insurance for Tata Bolt must compare insurance plans from several insurers online to purchase the best plan. In this regard, they can consider insurance from Digit due to its list of service benefits. Some of these include:

1. Various Insurance Options

Digit offers the following insurance types to its customers:

• Third-party Insurance

A third-party insurance plan is beneficial during a collision between your Tata car and a third-party vehicle, person, or property, resulting in substantial damages to the latter. Policyholders get coverage for third-party liabilities and litigation issues. Furthermore, the Motor Vehicles Act, 1988 mandates the possession of this insurance. Thus, in order to avoid legal and financial liabilities, one must consider obtaining a third-party Bolt insurance policy from Digit.

• Comprehensive Insurance Plan

In addition, to third-party damages coverage, you must also obtain a plan that covers your own car damages. In this regard, you can choose a comprehensive Tata Bolt insurance plan from this insurance company. This insurance extends coverage in times of an accident, fire, theft, natural or artificial disasters etc. However, the Tata Bolt insurance price for this plan is more compared to the basic third-party insurance plan due to its comprehensive coverage.

2. Hassle-free Claim Process

Owing to Digit’s smartphone-enabled self-inspection feature, you can raise a claim against your car insurance for Tata Bolt within a short span. This feature makes it possible for you to file a claim through your smartphone. Furthermore, you can self-inspect your car’s damages due to this feature without the involvement of any other authority.

3. Add-on Benefits

Digit offers add-on benefits to policyholders of comprehensive insurance plans against additional charges. This benefit enables you to include add-covers over and above your base plan by increasing the Tata Bolt insurance cost. Some of the add-on policies you can benefit from are:

• Consumable Cover
• Roadside Assistance
• Engine and Gearbox Protection Cover
• Return to Invoice Cover
• Zero Depreciation Cover

4. Plenty of Network Garages

You can get professional repair services for your Tata car from Digit-authorised network garages. There are a number of such garages across India. Due to their availability, it is easy to locate a network garage for a cashless repair.

5. Cashless Claims

While raising a claim against your Tata Bolt insurance policy from Digit, you can choose a cashless mode of repair whereby you need not pay anything for the repair costs to a network garage. Under this facility, an insurer will pay on your behalf, helping you to save expenses for future purposes.

6. IDV Customisation

When you opt for Tata Bolt insurance online, you generally look for a plan that comes with an affordable premium. While determining your policy premium, you should consider the Insured Declared Value of your car. Based on this value, insurers offer a return in case of car theft or irreparable damages. However, you can customise this value and maximise your returns by opting for Digit insurance.

7. Bonuses and Discounts

During Tata Bolt insurance renewal, insurers like Digit offer a discount of up to 50% on your policy premium if you manage to maintain claim-free years within your policy term. These discounts, also known as a No Claim Bonus, are transferable.

8. 24x7 Customer Service

In case you have further doubts regarding the Tata Bolt insurance renewal price, you can get in touch with Digit’s flexible customer support. They are available 24x7, even on national holidays and offer instant solutions to your queries.

Thus, it is evident that a well-rounded Tata Bolt insurance policy can protect you from financial dents in times of accidents and other unfortunate events. In this regard, you can consider insurance from Digit owing to the aforementioned benefits.

The answer is Protection. It is mandatory for every car owner to have their vehicle insured or he/she should be ready to bear heavy penalties. Apart from that Car insurance will protect you and your pocket from an unforeseen sudden loss.

Protect from Financial Liabilities: ​Your Bolt may stand vulnerable in front of an unforeseen natural disaster, an accident or a theft. Car insurance then becomes your saviour, saving you from the unexpected expenses. Now if the damage to your car was your fault it hurts less and you may shell out from your pocket but if it had nothing to do with you, it hurts crazy and this can be avoided.

Legally Compliant: It is illegal to drive your car without insurance. Failing to produce car insurance can land yourself in serious trouble. Present fine for driving without insurance can go up to Rs. 2000 and maybe jail time. So even if you are a thrill-seeker, not getting insurance is a bad idea.

Cover Third-Party Liability: In an unfortunate event of an accident, a car insurance policy covers for the Monetary loss of the third party who suffered. Sometimes in such cases, the damages are huge and irreparable and maybe beyond one’s present financial capacity, this is where car insurance steps in. It takes care of most of the financial loss and acts as a protector for the party on the receiving end.

Comprehensive Cover with extended coverage: ​This type of cover is always the best as it acts as an umbrella to not only the third party but also to you and your Bolt. Going with Comprehensive car insurance assures complete peace of mind, as it will take care of the losses incurred and will provide better coverage from third-party liabilities. You can choose from multiple add-ons available such as Zero Depreciation, Breakdown assistance, Engine and gearbox protection, Tire protection among others and customize the policy suiting you and your pocket the best. A comprehensive policy, offers complete protection, staying true to its name.

Tata’s slogan “Get. Set. Bolt” fits quiet in place for this gorgeous and sporty hatchback. Tata Bolt was launched at Indian Auto Expo 2014 along with its sedan version, the Tata Zest. Striking power bulge on the bonnet, flame-shaped tail lamps, sporty rear spoiler, this Bolt has it all to be an eye-catcher and stand out of the crowd undoubtedly. Production of the Bolt ceased in April 2019, if you have one, pat your shoulder because it is Tata’s one of the best hatchback model.

Why should you buy Tata Bolt?

The Bolt was made available in both the fuel trims with 4 variants XE, XM, XMS and XT in petrol and diesel. Bolt competed with the likes of Maruti Suzuki Swift and Hyundai Grand i10. The Bolt was developed under the banner of HorizonNext strategy, which contains three aspects- DriveNext, DesignNext and ConnectNext. 

Under DriveNext, the car got a segment-first multi driving mode: City (default), Eco and Sport, while with ConnectNext, the hatch embraces 5-inch Harman touchscreen infotainment system. 

Tata Bolt came in features like projector headlamps, automatic climate control, steering-mounted audio, speed-dependent volume control, voice commands, dual front airbags and ABS with EBD etc.

Priced in the range of Rs 4.77 lakh - Rs 7.33 lakh (ex-showroom Delhi), the Bolt returned a mileage of 17.57kmpl in its petrol guise and 22.95kmpl in the diesel avatar. The Bolt was not available in an automatic transmission option.