Tata Harrier Insurance

The Indian automaker Tata Motors unveiled a 5-seater compact crossover SUV, Tata Harrier, in January 2019. Since its launch, the car has been through several updates. In November 2020, it received the latest feature update by launching the Harrier Camo edition with military-style visuals.

Owing to its features, the company sold thousands of Harrier units in 2021. However, similar to other vehicles, Tata Harrier is also exposed to risks and damages resulting from accidents. Hence, if you drive this car or plan to purchase it this year, you should obtain Tata Harrier insurance.

A well-rounded insurance policy covers your car’s damage repairing costs that may arise from any unfortunate situation. It is essential to consider purchasing an insurance plan as it reduces financial and legal liabilities.

In this regard, you can consider insurers like Digit to obtain attractive deals on your Harrier insurance.

Keep reading to know more about Digit’s offerings.

Apart from Tata Harrier insurance price, one must factor in a number of other features while purchasing a car insurance policy. To streamline your choices, you might want to consider knowing about the benefits offered by insurance companies like Digit. Let’s check out why you should obtain Digit Insurance:

1. Variety of Insurance Plans

This insurer offers the following types of insurance policies for customers:

• Third-party Insurance

Your Tata car can inflict damages to a third-party person, property or vehicle during a collision or an accident. In such a scenario, you need to bear the costs of damages caused to the third party. However, a third-party insurance policy from Digit can be beneficial at this point as it covers third-party liabilities. It also takes care of litigation issues. Further, you might want to consider this insurance plan because, as per the Motor Vehicles Act, 1988, it is mandatory to possess this plan in order to avoid penalties.

• Comprehensive Insurance

Comprehensive car insurance for Tata Harrier provides coverage benefits against third-party and own car damages. Your Tata Harrier can incur heavy damages in the event of an accident, fire, theft, or other disasters. In that case, repairing the damages can become an expensive affair. Thus, you can purchase a comprehensive Tata Harrier insurance policy from Digit and cover these charges.

2. High Claim Settlement Ratio

Digit Insurance company has settled 96% of claims for all private cars. Owing to its high claim settlement ratio, you can expect super-fast claims against your insurance for Tata Harrier, settled in no time.

3. Quick Claim Filing Process

Thanks to Digit’s technology-driven processes, you can effortlessly file claims against your Tata Harrier insurance policy through your smartphone. Additionally, its smartphone-enabled self-inspection feature makes it possible for you to raise a claim within a short span as you can self-inspect your car damages by using your mobile.

4. A Large Network of Cashless Garages

Several Digit network car garages across India offer professional repair services. You can also opt for a cashless facility on repairing your Tata car damages from one of these centres. Under this facility, you do not need to pay anything for the repair costs as your insurer will directly settle the payment with the garage.

5. Online Insurance Purchase

Customers can buy Tata Harrier insurance online from Digit from their smartphones. This convenient procedure allows them to upload documents online, eliminating the need for the submission of hard copies.

6. Add-on benefits

Although comprehensive Tata Harrier insurance covers own car and third-party damages, it does not provide overall coverage. To that end, one can benefit from Digit’s add-on facility against additional expenses. By nominally increasing the Tata Harrier insurance cost, one can add a layer of protection to their Tata car. Some of the add-on policies include consumable cover, engine and gearbox protection cover, return to invoice cover and more.

7. Claims and Discounts

Digit offers a No Claim Bonus on your policy premium for maintaining claim-free years within your policy term during Tata Harrier insurance renewal. A No Claim Bonus is a discount applicable on insurance premiums at the time of renewal. This insurer can offer a discount of up to 50% depending on your non-claim years.

8. IDV Customisation

The Tata Harrier insurance renewal price varies with your car’s Insured Declared Value (IDV). Thus, it is vital to choose an appropriate IDV while purchasing an insurance plan. Additionally, based on this value, an insurer provides a return amount in case your car is stolen or damaged beyond repair. Insurers like Digit allow you to customise this value and obtain maximum returns.

Besides, in case of doubts and queries regarding your Tata Harrier insurance policy, you can contact Digit’s flexible customer support. They are available 24x7 and offer instant solutions to your problems. To conclude, you should settle for an insurance plan that comes with maximum service benefits, as mentioned above.

With all that’s packed in this Compact SUV, would you not like to protect it? We are sure the answer is Yes! Car insurance is a must as it covers your expenses in an unlikely event of your car’s damage, accident, theft or injuries caused to passengers, drivers.  

• Protect from Financial Liabilities: ​This is a big car and based on the omega platform of TATA. The cars of this platform have international standards in the equipment. Hence the cost of repair and the spare parts are high. So a car insurance policy can save a lot of your money if your car suffers from any kind of damage caused an accident or any natural calamity or theft.
• Legally Compliant: Driving your Tata Harrier without minimum mandatory insurance can have serious consequences. It is illegal in Indian to drive without car insurance and can incur heavy penalties (up to 2000 INR) and even result in the suspension of your Driving license and/or prison time. According to motor vehicle act, a third party car insurance is a bare minimum to have before you take your car on the road.
• Cover Third-Party Liability: This type of Insurance provides protection coverage to you if you were held responsible for damage/injury to someone else’s car or property, in an unfortunate incident of an accident or the likes of it. Such expenses are mostly sudden and unexpected, and you may be not prepared to handle the situation financially at that given time, this insurance comes in handy and saves you and your pocket.
• Get Comprehensive Cover: ​This can be modified as per your requirement; it is also deemed sensible to opt for such insurance as an additional insurance cover for your Harrier. Comprehensive cover as the name suggests broadly covers all the damages caused by factors beyond your control such as fires, theft, natural/ manmade disasters, vandalism, acts of nature/weather etc. This kind of coverage is your friend in need, indeed.

Launched in 2019, Tata Harrier is a five-seater compact SUV introduced to us by India’s leading automobile manufacturer Tata motors. It further uplifted the already popular and trustworthy Tata motor’s status in the Indian market as soon as it was revealed in Auto Expo 2018. Branded as ‘Perfect combination of design, performance and a lot more’ this Harrier-carrier is a steal. Truly #aboveall as the launch campaign emphasized. Harrier also goes by Tata Buzzard sport, given this, it also earned itself a pro-sports-status as Tata Harrier became the official partner for the 2019 Indian Premium League (IPL), it was also its second-year association with BCCI. Tata Harrier was spotted in every IPL match showcasing its glamour and trendy design.

Why should you buy Tata Harrier?

This Compact five-door SUV is thoughtfully curated, comfortable for long drives and also city drives, placed between Subcompact Tata Nexon and the mid-segment Tata Hexa. Priced between 13.02- 16.87 lakhs for Indian consumers, it changed the game for Tata motors. With its tasteful and premium interiors and super ride comfort, this one is a stunner. Available in 7 uber colours and optimal modular efficient global advanced architecture - Derived from Land Rover's Legendary D8 platform, Harrier is a delight. 

Powered with cutting edge kryotec 2.0L Diesel engine, to take on rough and patch terrains as smooth as a cakewalk, it comes laced with Electronic Stability Program (ESP), terrain response mode, cruise control and 6 speed manual transmission. Tata Harrier Diesel mileage is 17 kmpl as claimed by ARAI. Rain sensing wipers, glovebox with laptop tray, carefully placed 28 utility spaces, adjustable steering wheel, PEPS, electronically functional outer mirrors, rear Ac vents, automatic headlamps, FATC with HVAC, front armrest with storage are all the luxurious comfort features that you will not find in this segment.

Well, it attracts buyers of all age groups who like to drive a chunky, muscular and powerful beast on the road without any compromise in comfort. Who would not like a car alike Land Rover?