Tata Tiago Insurance

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Third-party premium has changed from 1st June. Renew now

Tata’s hatchback cars have been a perennial favourite of Indian consumers for decades, and its Tiago model has certainly added to that fanfare. Launched in 2016, with its BS-VI compliant variant unveiled in 2020, Tata Tiago comes with a seating capacity for 5, making it a befitting model for urban Indian folks.

With the Tiago earning a spot in the top ten highest-selling vehicles in 2018, there has also been a mirroring rise in the purchase of Tata Tiago insurance policies in India.

You might know that possessing a third-party car insurance policy is mandatory to legally ply the roads in India, as per the Motor Vehicles Act 1988. If you are found driving your Tiago without a valid third-party liability policy, you can be penalised with a traffic fine of Rs.2000 or Rs.4000 for repeated offence.

Apart from being legally mandated, a third-party Tata Tiago insurance renewal or purchase covers financial liabilities arising out of an accidental collision of your Tiago with another individual, vehicle or their property. On the other hand, a comprehensive insurance policy offers financial assistance for accidental damages to your Tiago.

But, is merely purchasing an insurance policy enough?

Well, you must also look at the benefits offered under the car insurance policy to avail optimum protection for your beloved car. In this regard, Digit’s car insurance policy might just be the best choice!

Tata Tiago Insurance Renewal Price

Registration date Premium (for comprehensive policy)
July-2018 5,306
July-2017 5,008
July-2016 4,710

**Disclaimer - The premium calculation is done for Tata Tiago Model HTP Petrol 1199. GST excluded.

City - Bangalore, Policy Expiry date - 31st July, NCB - 50%, No Add-ons. The premium calculation is done in July-2020. Pls check the final premium by entering your vehicle details above. 

What’s Covered in Tata Tiago Car Insurance

Why should you buy Digit's Tata Tiago Car Insurance?

Car Insurance plans for Tata Tiago

Third-Party Comprehensive

Damages/Losses to own car due to an accident

×

Damages/Losses to own car in case of fire

×

Damages/Losses to own car in case of a natural calamity

×

Damages to Third-Party Vehicle

×

Damages to Third-Party Property

×

Personal Accident Cover

×

Injuries/Death of a Third-Party Person

×

Theft of your car

×

Doorstep Pick-Up & Drop

×

Customize your IDV

×

Extra protection with customized add-ons

×
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Know more about the difference between comprehensive and third party insurance

How to file a Claim?

After you buy or renew our car insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

How fast are Digit Insurance Claims Settled? This is the first question that should come to your mind when switching your insurance company. Good you’re doing that! Read Digit’s Claims Report Card

Why Choose Digit’s Tata Tiago Car Insurance Policy?

There ought to be more to your decision about a car insurance policy than merely purchasing one or renewing it just for the sake of legality.

You might want to consider the credibility of the insurer from whom you are purchasing an insurance policy for your Tata Tiago.

Doing so is significant to ensure that you can magnify the benefits from it, whether you’re going for a third-party liability policy or a Tata Tiago bumper to bumper insurance policy.

With a reputable insurance company, like Digit, you can rest assured that you’re opting for an advantageous position in your purchase or renewal of an insurance policy for your Tiago.

Here are some of the features of Digit’s Tata Tiago Insurance policy that makes it stand out among its competitors:

  • Out-and-out Digital Process - In this digital era, raising claims should not be hindered by red tapes. That’s why, with Digit, you can enjoy an entirely digitised and online process to raise your claims and have it settled with ease. Suppose you are involved in an accident with your Tiago, and the car suffers substantial damages. If you hold a comprehensive Tiago insurance policy with Digit, you can click a picture of that damage with your smartphone and send us for inspection to raise your claim. Once done, we will vet the damage and settle the claim subsequently. It’ll be all online with minimum hassle.
  • Tailored Insured Declared Value - You can choose to customise your policy’s IDV for your Tiago with Digit. Generally, we deduct applicable depreciation from the seller’s listed price to compute the IDV – the amount you receive against your policy in case of theft or irreparable damage of your Tiago. In case you prefer to avail a higher IDV than that, you can do so by marginally tweaking the Tata Tiago insurance cost.
  • Swift Claim Settlement - We understand how daunting it can be to go through an unforeseen eventuality like getting into an accident or having your Tiago damaged due to some other reason. Therefore, we ensure instant mitigation of your trouble by striving to settle your claim as soon as possible.
  • Widespread Chain of Network Garages - Low on cash for seeking accidental repairs? You can bring your damaged Tiago to any of our 1400+ odd network garages to avail cashless repairs. Our extensive chain of network garages span all across the country, so you’ll always have a friendly garage next door for assistance in case of emergencies.
  • Range of Add-Ons - With Digit, you can buttress your insurance policy with a host of add-ons. With these add-ons, you can customise the policy for your Tiago and holistic financial coverage against minimal additional Tata Tiago insurance cost. We provide 7 add-ons, some of which are Return to Invoice cover, Roadside Assistance cover, Passenger cover, Zero Depreciation cover, Engine and Gearbox Protection cover, etc. To give you an example, you can include the Roadside Assistance cover in your policy to avail aid if your Tiago suffers a mechanical breakdown in the middle of the road.
  • Around the Clock Assistance - Our customer support team is available to assist you 24/7, even on national holidays. So, be it a weekday or a lazy Sunday, if you find yourself in a fix contact our support team and we will assist you on priority.
  • At Your Door Service - With Digit’s Tata Tiago insurance policy, you can avail doorstep service for your Tiago if you avail assistance from our network garages. Contact us, and we will arrange for the car to be picked up from your place, and drop it back once the repairs are done.

So, these are a few among the many reasons why you might want to go for Tata Tiago car insurance renewal or purchase from Digit.

However, before purchasing the policy, ensure that you go through what is covered and what’s not to reap the maximum benefits. 

Why is it important to buy/renew Tata Tiago Car Insurance?

The Tiago is your style statement and to keep it intact, you would need car insurance. It will protect your Tiago from any unexpected mishap it might encounter. 

  • Protect from Financial Liabilities: A theft, accident or a natural calamity, can be a big jolt on your finances. Insurance gives you financial relief under unexpected third party damages. The insurance company can come to your rescue here and save you from the big loss.
  • Legally Compliant: It is mandatory to have car insurance; it is illegal to drive without having valid insurance. In the absence of a policy, you may be charged a fine of Rs 2,000 and your license can get cancelled. Even you may be sent to jail for 3 months.
  • Cover Third-Party Liability: It is mandatory to have at least a third party car insurance policy that covers for Third-Party Liabilities. In unexpected circumstances, the damages done to a third-party or passengers in an accident can be huge and the extent of reimbursement could go beyond capacity. If you have insurance for your Tiago, you can be stress-free. 
  • Comprehensive Cover with extended coverage: A better bet is to opt for Comprehensive Car Insurance as it won’t only protect you from third-party liabilities, but also covers for damages and losses to your own Tiago and yourself in case of all unexpected circumstances like accidents, natural calamities, theft, etc. When taken with add-ons like Bumper to Bumper, breakdown assistance, engine and gearbox protection, tyre protection cover etc. you can add extensive protection to your car.

More about Tata Tiago Car

Car of the Year, Hatchback of the year, Make in India award, Value of Money award, you name the award and Tiago has it already in its kitty. Tata Tiago is a powerful, stylish and contemporary car, it is all you need if you seek premium comfort and performance.

The Tiago has filled the need for a smart-looking hatchback that’s affordable and has a spacious, premium-looking interior loaded with powerful features. Priced at an affordable range starting from 4.4 Lakh, Tiago is definitely value for money.

All in all, if you are looking for a hatchback that is chic, has loads of features and is spacious, the Tiago is all you need.

Why should you buy Tata Tiago?

  • Latest Features: Tata Tiago is among the most feature-rich cars in the segment with goodies like an infotainment system with Android Auto, automatic climate control, 15-inch alloy wheels and projector headlamps, glossy black roof and spoiler, body-hugging seat bolsters, among others. 
  • Varients: The Tiago comes in eight variants: XE, XM, XM, XT, XT (O), XZ and XZ+ and is available with two engine options: a 1.2-litre (85PS/114Nm) petrol engine and a 1.05-litre (70PS/140Nm) diesel motor. Not only this, you have 8 colour options to choose from. From berry red, canyon orange, ocean blue, expresso brown, platinum silver, titanium grey to pearlescent white; Tata gives you a gorgeous range of colours to choose from. 
  • The Spice of Racing: Tiago JTP is the new and upgraded addition to the available variants in Tata Tiago. JTP is for the racer in you, it is stylishly bold, and power-packed with all the features you would need to be fast and to turn heads. For a racer, this car is an absolute show stopper. 

This car appeals to the buyers who are looking for a sporty-looking hatchback with the reliability on the engine. And as it is budget-friendly, it will attract a lot of young buyers.

Tata Tiago - Variants and ex-Showroom Price

Variants ex-Showroom Price (may change as per the city)
XE1199 cc, Manual, Petrol, 23.84 kmpl ₹ 4.39 Lakh
XM1199 cc, Manual, Petrol, 23.84 kmpl ₹ 4.74 Lakh
XZ1199 cc, Manual, Petrol, 23.84 kmpl ₹ 5.14 Lakh
XE Diesel1047 cc, Manual, Diesel, 27.28 kmpl ₹ 5.24 Lakh
XZ Opt1199 cc, Manual, Petrol, 23.84 kmpl ₹ 5.34 Lakh
XZA1199 cc, Automatic, Petrol, 23.84 kmpl ₹ 5.59 Lakh
XM Diesel1047 cc, Manual, Diesel, 27.28 kmpl ₹ 5.59 Lakh
XZ Plus1199 cc, Manual, Petrol, 23.84 kmpl ₹ 5.69 Lakh
XZ Plus Dual Tone1199 cc, Manual, Petrol, 23.84 kmpl ₹ 5.76 Lakh
XZ Diesel1047 cc, Manual, Diesel, 27.28 kmpl ₹ 5.99 Lakh
XZA Plus1199 cc, Automatic, Petrol, 23.84 kmpl ₹ 6.14 Lakh
XZ Opt Diesel1047 cc, Manual, Diesel, 27.28 kmpl ₹ 6.19 Lakh
XZA Plus Dual Tone1199 cc, Automatic, Petrol, 23.84 kmpl ₹ 6.21 Lakh
XZ Plus Diesel1047 cc, Manual, Diesel, 27.28 kmpl ₹ 6.54 Lakh
XZ Plus DualTone Diesel1047 cc, Manual, Diesel, 27.28 kmpl ₹ 6.61 Lakh

FAQs about Tata Tiago Car Insurance in India

What if I am travelling with a passenger in my Tiago and they suffer injuries due to an accident? Do I receive coverage for that kind of financial liability?

In a standard insurance policy, injuries to a passenger are not covered. However, you can avail assistance for the same if you choose to include Passenger cover with your Tata Tiago insurance policy. 

What is the compulsory deductible amount for a Tiago insurance policy?

According to IRDAI, cars with a cubic capacity less than 1500 will invite a compulsory deductible of Rs.1000 and Rs.2000 for above 1500cc. Since Tiago’s engine cc is below 1500, Rs.1000 is the deductible amount. 

Is damage to my car’s engine covered by Digit’s Tiago car insurance policy?

Generally, it’s not covered. But, you can avail financial assistance if your Tiago’s engine sustains any accidental damage by going for the Engine and Gearbox Protection cover add-on. 

Can I not include Personal Accident cover in my Tata Tiago insurance policy?

According to IRDAI directive, it’s mandatory to have the Personal Accident Cover with a car insurance policy. 

How can I reduce the premium on my Tiago car insurance policy?

One way to reduce the Tata Tiago insurance price is by opting for a voluntary deductible amount. The higher that amount, the lower will be your premium.

However, in this case, if you need to raise a claim against your insurance policy, you will have to pay a substantial amount as deductible before your policy covers the rest.