Tata Xenon Insurance

Other than the above-stated basic coverage, Digit provides a wide range of benefits for your convenience. Here is a brief discussion that justifies what makes Digit different from its competitors. 

• Everything is Online - From buying a car policy to filing a claim, you can do everything online. Digit extends a smartphone-enabled self-inspection system to avoid the hassles of conventional insurance procedures. This subsequently saves time and involves minimal paperwork. 

• High Claim Settlement Ratio - The following reason to choose Digit is its high claim settlement ratio. The insurer settles the majority of claims raised in the least possible time.

• Seven Add-on Covers to Choose from - If you want to make your insurance policy more rounded for optimal coverage, Digit is ideal for you. The insurance provider facilitates seven add-on covers to help you enjoy out-and-out protection. Choose from the following to customize your car insurance policy:

• Zero depreciation cover

• Engine and gearbox protection cover

• Consumable cover

• Tyre protect cover

• Roadside assistance

• Return to invoice cover and more

• IDV Customisation - Against a minimal increase in your Xenon car insurance price, you can customise your vehicle’s Insured Declared Value set by Digit. A higher IDV always ensures better protection.

• Nationwide Network Garages - More than 5800 Digit network car garages are situated at every corner of the nation. SO, whether you are in Punjab or Manipur, be rest assured to claim a cashless repair from your nearest Digit network garage.

• Convenient Pick-up, Repair and Drop Service - If your Xenon is too damaged to be driven to a nearby network garage, you can opt for a doorstep pick-up and drop facility against your Tata Xenon car insurance policy. This facility comes with a six-month repair warranty from any network garage.

• Round-the-Clock Assistance - Irrespective of national holidays or odd hours of the day, Digit provides 24X7 customer care assistance to clear your queries.

Digit Insurance encourages you to opt for a higher deductible and avoid small claims to cut down your insurance policy premiums. Note that lower premiums do not offer immense benefits. 

Therefore, before you purchase or renew your Tata Xenon car insurance, connect with a reliable insurance provider like Digit to gain more clarity for making an informed choice.

1. Protects You from Third-Party Liabilities - If you injure someone or damage a third-party person or property with your Tata Xenon, you have to bear the expenses. But, at times, the third-party claims are expensive. Third-party insurance for Tata Xenon will pay for such losses.

1. Pays off Your Own Damage Expenses - Your Tata Xenon may get damaged due to incidents such as natural disasters, accidents, fire and may also be stolen. A comprehensive car insurance policy covers such losses as well alongside third-party damages. However, you need to buy or renew comprehensive Xenon insurance for such protections to avoid huge bills.

1. Fulfils Legal Compliance - According to the Motor Vehicles Act 1988, driving on Indian streets without a third-party insurance policy is illegal. If violating for the first time, you have to pay a hefty fine of ₹ 2000. For repeating the violation, be ready to pay a ₹4000 fine.

1. Compensates for Death or Disability - The Insurance Regulatory and Development Authority (IRDAI) mandated personal accident cover for every Indian vehicle owner in 2019. This cover extends compensation to your family in case of unfortunate incidents such as death or permanent disability due to a car accident.

1. Bears Total Destruction and Theft Expenses - Tata Xenon car insurance also compensates for losses like theft or irreparable damages. The insurer extends a payout after determining the current IDV of your Xenon model.

1. Offers No Claim Bonus Discounts - You can earn discounts on your premiums on policy renewal for every non-claimed year. Popular insurers like Digit offers a 50% discount on Xenon insurance premium upon renewal after five consecutive non-claimed years.

Therefore, it is a wise choice to pay Tata Xenon insurance price than bearing such hefty expenses. 

You can end your searches for reliable car insurance options with Digit.

The five-seater Xenon XT (Cross Terrain) is a combination of style and comfort. It possesses excellent off-road capabilities like a 4X4. Xenon gives a hint of a sturdy sports utility truck and is available in two variants, both of which support manual transmission. 

Features

• The Xenon EX 4X2 variant features a 2179 cc Direct Injection Common Rail diesel engine. It is mated with Variable Turbine Technology (VTU) and generates 136 HP and 320 Nm of torque.

And, Xenon EX 4X4 model comes with a 2179 cc 4-cylinder 2.2-litre 16 DOHC VTT DICOR diesel engine. The engine is of 140 bHP and generates 4000 RPM and 320 Nm of torque.

• For safety, Tata Motors installed disc brakes at the front and drum brakes at the rear. Also, Xenon variants have anti-submarine seats, a collapsible steering column, engine immobiliser, central locking system, side intrusion beam on the doors and more.

• Besides power steering, Xenon variants were equipped with a highly effective heating, ventilation and air conditioning unit (HVAC) and a rear roof-mounted air-con. Further, while in the cabin, you can adjust the side view electrically. 

Packed with so many features, you should look for Tata Xenon insurance options offered by some renowned insurers like Digit.