Hyundai Xcent Insurance

The South Korean manufacturer Hyundai introduced a subcompact car, Xcent, in the commuter market across several countries. In India, Hyundai Motor India Limited manufactured this model in March 2014. This model is widely popular as a sedan in the Indian commuter segment. Additionally, Hyundai Xcent fits into the popular sub-4 metre sedan segment in India, which emerged after the GOI imposed a high tax for cars larger than 4,000 mm in length.

This 5-seater sedan comes in 5 different colours along with manual and automatic transmission. Further, it is available in both petrol and diesel variants.

Although this car guarantees optimum safety features and unmatched performance, it is susceptible to risks and damages from accidents. To that end, if you own this car, you should consider obtaining or renewing Hyundai Xcent car insurance from reputed insurance companies.

Several insurers in India offer attractive deals on car insurance such as affordable policy premiums, discounts and other service benefits. In this regard, Digit insurance stands out owing to its various advantages, as mentioned below.

Read on to know more.

Following are the Add-ons for Hyundai Xcent Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

It is vital for customers to compare insurance plans and their respective providers online before purchasing an appropriate policy. In this regard, one can choose Digit insurance because it provides various Insurance Plans. Individuals opting for a car insurance policy from Digit can select a plan from the following options:

1. Third-Party Car Insurance Policy

As the name suggests, third-party car insurance for Hyundai Xcent covers third-party damages that may arise from accidents involving Hyundai Xcent. Individuals obtaining this insurance from Digit can reduce third-party liabilities as the insurer will pay for the damages caused to a third-party person, property or vehicle. Furthermore, this basic insurance plan is mandatory to purchase as per the Motor Vehicles Act, 1989.

2. Comprehensive Car Insurance Policy

Accidents or collisions can inflict damage to an individual’s Xcent car, resulting in huge repair expenses. To cover these expenses, one can buy a comprehensive car insurance plan from Digit. This well-rounded Xcent insurance provides coverage benefits for both third-party and own car damages. 

• Cashless Claims: This insurance provider offers cashless benefits if you get your Hyundai car repaired from one of its authorised network garages. Under this facility, one need not require to pay upfront for repair expenses as the insurer will pay directly to the repair centre. 

• Several Network Garages: One can get easy access to one of the Digit network car garages as there are a number of garages across India in various locations. Therefore, finding such a garage and availing of cashless services is easy and convenient if you choose this insurer.

• Add-on Benefits: For additional coverage on your car insurance for Hyundai Xcent, you can opt for add-on policies from Digit besides a comprehensive plan. Some of the covers available are:

  • Consumables
  • Engine and gearbox protection
  • Roadside assistance
  • Return to invoice
  • Zero Depreciation

Note: To avail of these benefits, you need to increase your Hyundai Xcent car insurance price by a nominal value. 

• Doorstep Pick-up and Drop Facility: Digit’s convenient pick-up and drop services enable an individual to repair a Hyundai car from his or her home. However, individuals with a comprehensive insurance plan can avail of this facility. 

• Simple Application Process: Owing to Digit’s smartphone-enabled processes, one can buy Hyundai Xcent car insurance online through a smartphone. Furthermore, this process enables customers to opt for minimal documentation. 

• IDV Customisation: The Hyundai Xcent car insurance renewal price depends on its Insured Declared Value. Insurers find out this value by subtracting the car’s depreciation from its manufacturer’s selling point. By choosing Digit insurance, you can customise this value. In this way, you can maximise your returns in case your Hyundai car is stolen or suffers irreparable damages. 

• Responsive Customer Service: During Hyundai Xcent car insurance renewal, if you face doubts or queries, Digit’s 24x7 customer service can give instant solutions. 

Furthermore, you can decrease the Hyundai Xcent insurance cost by making fewer claims within your policy term and collecting No Claim Bonuses. 

Nonetheless, you must not miss out on essential benefits while choosing Hyundai Xcent car insurance at lower premiums.

Your car is an important asset to you because you have a financial interest in it. Hence, a car insurance policy is essential to buy because it will:

• Save You from Financial Liabilities: A Comprehensive Package Policy for your car will save you from financial burden if there arises any accident that leads to damage in the car.

A damaged car attracts a cost of repairs which can sometimes be out of your pocket. Bearing the expenses can be too much of a load for your pocket instead an insurance policy will pay you for the repairs.

The policyholders may also suffer from financial losses due to the theft of the car. In such cases of a total loss, the insurance policy will pay according to the terms.

Know more about Own Damage Car Insurance.

• Allow to Extend the Scope of Cover with Add-ons: If you wish to buy maximum protection for your car other than the basic Comprehensive Package Policy, then buy car insurance add-ons such as breakdown assistance, engine and gearbox protection, tyre protective cover, and zero-dep cover and more.
• Protect from Unforeseen Third-Party Liability: Your car insurance policy will save you from unexpected financial burden when you happen to cause damage to a third-party’s property or body. While driving on the road, there may be an instance where you hit another car. In similar cases, the liability can be huge that may go beyond imagination.
• Legally Permits You to Drive the Car: An insurance policy for your car is your legal permit to drive the car on the road. Anyone who doesn’t own policy can get the driving license cancelled or attract heavy penalties and imprisonment.

When driving became more than a necessity, then a company like Hyundai brought us some good featured cars that included Hyundai Xcent. This sedan has always done well in the Indian market and could earn people’s faith. To everyone’s surprise, Hyundai has always introduced competitive models in the automobile segment. Recently, the manufacturers improvised Xcent model which gives us many reasons to purchase it. 

The price range of Hyundai Xcent starts from Rs.5.81 lakhs and goes as high up to Rs.8.79 lakhs.

Why Should You Buy Hyundai Xcent?

Hyundai Xcent was preferred for luxury when it was launched in the market. Another exciting specification for the car that will attract you will include its mileage of 16.1 to 24.4 km per litre. It has an engine of 1186 to 1197 cubic capacity with both manual and automatic transmission.  

Hyundai Xcent is available in three variants each for diesel and petrol version. Also has a four-speed automatic and 5-speed manual transmission. On the inside, the new Xcent uses multi-functional steering and has better upholstery. Other interiors like storage, dash, vents, and buttons remain unchanged. But you get a new infotainment system inside that is compatible with Apple CarPlay and Android Auto. If you are planning to buy a car in the small sedan segment, Hyundai Xcent makes for a good choice. You get a fuel-efficient car with a standard rearview camera with a bigger screen inside for user’s convenience.

Hyundai Xcent is known as a stylish family sedan made of high-quality steel used in the that offers a noise-free ride. It has slimmed-down headlights and taillights. Brand new grilles and high-quality interiors transform the look of the Hyundai Xcent.

Check: Know more about Hyundai Car Insurance