Hyundai i10 Car Insurance

Hyundai i10 series had redefined the hatchback segment of the company by offering quality, performance and style. The flowing lines and sturdy contrasts caught the eyes of the Indians, courtesy of the dynamic design.

i10 variants featured an 8-inch touchscreen infotainment system supported by Apple CarPlay, Android Auto and Bluelink Connected Car Services and voice assistance. For safety, Hyundai equipped its innovative SmartSense and Advanced Driver Assistance Systems.

Hyundai i10 were available in 2 petrol and 1 LPG engine options. While the petrol motor churned out 1086cc and 1197cc of power, the LPG motor generated 1086cc of maximum power. All the versions were either installed with Manual or Automatic transmissions. Based on the fuel type, i10 variants offered a decent mileage of 16.95 to 20.36 kmpl. The facelifted versions came with an optional 100PS engine offering sportier driving pleasure.

Now, if you drive any of these models, obtaining a Hyundai i10 car insurance policy is a wise choice to keep the financial burden away.

Furthermore, as per the Motor Vehicles Act of 1988, securing a car insurance policy to drive legally on Indian roads is mandatory.

Following are the Add-ons for Hyundai i10 Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

When checking out insurance policy plans online, apart from comparing Hyundai i10 car insurance price, there are a few others pointers to consider. For instance, you should look for other benefits the insurance company provides.

In this regard, Digit is an ideal go-to destination. The insurer extends a wide range of lucrative offers to ensure a seamless experience.

1. Wide Range of Policies

At Digit, you get to choose from convenient policy plans, based on your budget and requirements.

Choose from three types of car insurance policies:

• Third-Party Policy: Under this plan, if you hit another vehicle, property or injure a person with your car in an accident, Digit will compensate for the loss on your behalf against your car insurance for Hyundai i10. Digit also handles the litigation issues that may arise in such conditions.
• Comprehensive Policy: Under this plan, if your car undergoes damage in an accident or due to natural calamities, fire, theft or other conditions, you will receive reimbursement against your insurance policy. Further, you get to upgrade your base plan by including add-on covers.
• Own Damage: This policy covers loss and damage to your own car, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party car insurance policy.

Note: Third-party policy does not cover own car damages. Therefore, opt for the own damage cover to improve financial protection.

2. Online Services

You do not have to undertake a tedious process to secure a car policy. Digit brings you Hyundai i10 car insurance online. Simply visit the official website and scroll through the options available. Besides, you can renew Hyundai i10 car insurance online by signing in to your existing accounts.

3. Paperless Process

Now filing claims is easier with Digit Insurance. All you have to do is follow a 3-step process.

• Step 1: Dial 1800 258 5956 from your registered mobile number and receive the self-inspection link.
• Step 2: Upload the images of your damaged car on the link.
• Step 3: Select between reimbursement or Cashless repair option.

4. IDV Customisation

Insured Declared Value depends on the premiums you pay. Therefore, if you pay higher premiums, you can increase your vehicle IDV. This way, you can acquire better compensation at times of theft or irreparable damages.

5. Extra Protection with Add-ons

You can elevate your base insurance plan by including add-on covers. You can pick from the following options.

• Consumable
• Tyre protection
• Engine and gearbox protection
• Zero depreciation
• Return to invoice etc.

You can also carry forward the coverage once your policy term ends by increasing the Hyundai i10 car insurance renewal price.

6. No Claim Bonus Discounts

On completing an entire year without raising any claim against your car insurance for Hyundai i10, you will earn a No Claim Bonus discount on the succeeding premium. Digit provides NCB discounts ranging from 20% to 50%, depending on the number of claim-free years.

7. Doorstep Car Pick-up and Drop Facilities

In case your car is severely damaged and not in a driving condition, just opt for doorstep pickup and drop service from any of the nearest Digit network car garages.

8. Vast Network of Garages

There are over 5800 network garages Digit has collaboration with to ensure a hassle-free experience. So, if you need to address any vehicular concerns, you will find a network garage in the vicinity, providing cashless repair.

Other than these, you can also reduce your Hyundai i10 car insurance premium by selecting voluntary deductibles. However, low premiums do not guarantee complete financial coverage. Therefore, call Digit’s 24X7 customer care service to know more about the facility and make a wise choice.

Though compact, Hyundai i10 is a small family car that can help you in your daily city rides. But before you get on the road, it is important to buy a car insurance policy of the vehicle. Let us understand in detail why is it essential to own insurance:

• For Financial Security: You might suffer a loss or damage in your car either because of an accident or theft. In the case of an accident, the cost of repairs can be huge which can be beyond your capacity to afford.

Having an insurance policy can help as you can request the insurer to pay for your damage or get it reimbursed. And if you lose your vehicle after the theft, you will suffer the loss of the total value of the car. The insurance company, in this case, may reimburse you the value of the invoice.

Know more about Own Damage Car Insurance.

• For Third-Party Liability: In India, it is mandatory to buy a Third-Party Liability policy. You can either buy a standalone third party cover or a Comprehensive Package Policy. In either of the case, any loss caused by you to a third person either for bodily injury or property damage will be paid by the insurer. These liabilities, especially in death cases, can at times be a huge amount which cannot be afforded by all. Hence, a car policy will be of great help.
• To Drive Legally on Indian roads: As per the Insurance Act, buying a car insurance policy is essential because it gives you a legal permit to drive on the road. If you don’t own one, your legal license can be cancelled and attract huge fines.
• Extend the Coverage with Add-ons: Car insurance policy can be extended with add-on covers if you own a Comprehensive Package Policy. You can make the cover better by buying car insurance add-ons.

Some of these may include:

• Breakdown Assistance
• Engine and Gearbox Protection
• Tyre Protective Cover
• Zero-Dep Cover

Catering to the demand of the middle-income segment in India, the Korean manufacturer introduced the Hyundai i10. And everyone will agree that it completely ruled the market. Many bought it as their small city car or a daily office car. 

Though the model is discontinued now, this hatchback stole everyone’s heart a few years ago. Hyundai i10 was based on petrol and LPG fuel type. It offered a city mileage of 20.36 km per litre. The engine in this small car was of 1086 cubic capacity and the transmission type was manual.

The starting price of Hyundai i10 is Rs.3.79 lakhs. Hyundai i10 had a five-speed gearbox and could accommodate five passengers. In India, this car is manufactured in its Chennai Plant. It was launched with 9 variants and two different engine options. One was a 1.1.L gasoline engine while the other one was a powerful 1.2L Kappa engine.

Why Should You Buy Hyundai i10?

Here are the reasons for which people buy the Hyundai i10.

• Stylish Exteriors: The Hyundai i10 came with a large gaping air dam, chrome-lined grille, and integrated clear lens fog lamps. Its centrepiece is a new radiator grille. The top versions also came with an integrated roof spoiler. The Ergonomics design was good as it accommodated tall drivers also. The side indicators are incorporated on the outside rearview mirror. 
• Wise Interiors: Other than the instrument displays, the gear lever was placed high leaving room for some cup holders. The console had a metal finish with blue interior illumination.
  
• Affordable: The starting price of the Hyundai i10 was Rs.3.73 lakhs only. It was quite an affordable and upbeat car.
  
• Comfort and Convenience: The Hyundai i10 came with power steering and power windows. Seats were comfortable for a small journey and the upholstery used was of high quality. On steering, the cover was made of leather that gave a premium touch.
  
• Safety Features: Hyundai i10 was made safe with Anti-Lock Braking System, dual-front airbags, child lock safety, central locking, door ajar warning, seat belt reminder, and rear seat belts.