Hyundai Verna Insurance

Hyundai has successfully generated vast popularity in a short period. In this regard, the Hyundai Verna model developed an admiration for providing excellent mileage at a low maintenance cost. This car includes a 1.5-litre, four-cylinder petrol engine of 1497 cc, generating 144Nm of torque at 4500rpm and 113bhp power at 6,300rpm. The 1.0-litre turbo engine of the car is connected to a seven-speed DCT transmission.

The car's interior components have been successful in attracting customers' eyes. The premium dual-tone beige and features including front/rear power windows and rear AC vents are standard across multiple variants of Hyundai Verna. Moreover, this card can be considered one of the safest options because of its dual front airbags, reverse parking sensors, speed alert and central locking features. The model also has front seat belt pre-tensioners, auto door unlock with impact sensing, emergency stop signal, speed sensing auto door lock, immobiliser, and dual horn.

On the other hand, the exteriors of a Hyundai Verna can be equally tempting. The car's bumping with wide chrome mesh grille and round foglamps in triangular housing makes the model unique in its price. The types of headlamps change depending on the variants of the car. While some get halogen headlamps, the others get projector headlamps. This car's base trim rides on steel wheels, but other variants might get grey or diamond-cut alloy wheels.

However, despite the features and facilities offered by Hyundai, even a capable rider can face accidental damages from driving a Hyundai Verna. Therefore, purchasing a Hyundai Verna car insurance hand-in-hand with the car can be beneficial for the owners. Further, the Motor Vehicles Act of 1988 mandates buying car insurance to avoid legal repercussions.

Purchasing car insurance is a vital need for car owners. According to the Motor Vehicles Act of 1988, it is illegal to own and drive a car without insuring it against third party damage. If such vehicles are caught on the streets, their owners will be liable to pay minimum fines of ₹2000 the first time, which will increase to ₹4000 the second time. Moreover, repeating the same mistake can cause three months of jail for the car owner, ultimately leading to loss of licence.

Digit can be a valid and reliable name for car insurance. Usually, one should know all the details regarding a Hyundai Verna car insurance and the facilities of the policy before purchasing. While people typically focus on Hyundai Verna car insurance cost, there are other aspects that one needs to evaluate. In the following section, you will find some of Digit's standard policies and facilities.

1. Range of Policies

When you analyse the options of Digit for purchasing insurance for Hyundai Verna car, you will find more than one type of policy available for you. These options are as follows.

• Third-Party Damage Cover 

The essential requirement of the Motor Vehicles Act is insurance which will pay for third party damages after an accident. Therefore, this Digit policy covers the expenses of repairing a third party car damaged from the accidents. It also covers the treatment charges of any injured person in this situation. Moreover, the damages caused to road properties are also covered with this policy.

• Comprehensive Cover 

Hyundai Verna car insurance policy aims to offer more than just third-party coverage. It looks after the expenses of repairing your Hyundai Verna car after its accident. As the name suggests, this policy is more comprehensive, as it includes coverage both for third-party and personal damages.

2. No Claim Bonus

Apart from the regular features and benefits, loyal customers are also liable to receive rewards from Digit. If you are a policyholder and managed to avoid claiming your policy for about a year, Digit will grant you a 20%-50% discount on your premium.

3. Extensive Add-ons

Digit also allows the policyholders to choose its services with the additional features alongside the usual policy benefits. Some standard features are as follows.

• Zero Depreciation Cover
• Roadside Assistance 
• Return to Invoice
• Consumable
• Engine and gearbox protection

4. Online Policy Purchase and Renewal

You might feel sceptical while purchasing Hyundai Verna car insurance because of the complicated process behind it. Keeping this in mind, Digit has incorporated a simple yet effective technique, which will take little time. Policyholders can visit the official website of Digit and follow the instructions for completing the process. Moreover, they can also complete the process of their Hyundai Verna car insurance renewal similarly.

5. Claim Filing Process

The claim filing process in a Digit Hyundai Verna car insurance policy is again a simple one in Digit. One can complete it by following three steps.

Step 1:Call 1800-258-5956 and follow the instructions you will receive. You will not be required to fill any forms for this process.

Step 2:You will receive a self-inspection link in this step. Go to this link and upload photos as evidence of your accident damages.

Step 3:In this step, you will be asked to choose a suitable repair mode. These usually include either reimbursement or cashless repair from the network garages.

6. IDV Customisation

Setting a suitable IDV is essential for generating an excellent value for your vehicle in the market. If you hold a car insurance policy for Hyundai Verna under Digit, you can have the privilege of customising your IDV. With higher IDV, you will be able to receive higher compensation from your insurer in case of theft or irreparable damage to your vehicle.

7. Vast Network Garages

Another benefit of purchasing Hyundai Verna car insurance from Digit includes its vast network of garages all across the country. It means that even when travelling in your car and coming across such requirements, you can quickly receive cashless repair from these garages.

8. Customer Services

Most policyholders look for stable customer services while purchasing Hyundai Verna car insurance. When it comes to Digit, the company believes in maintaining an effective customer support team. These officials dedicate their time to attending customer calls, listening to their grievances, and resolving them. Thus, you will find strong customer support under Digit insurance any time of the day.

Therefore, getting Hyundai Verna car insurance is always preferable if you already own a Hyundai Verna or are planning to buy it. Now that you understand the importance and benefits of having such insurance, you can check out the various policy plans under Digit. It will help you stay legally compliant and handle unforeseen accidents in future.

Buying insurance is about the management of risk when any unforeseen event or mishap may occur. A car insurance policy will prevent you from:

Cover Unexpected Financial Expenses: After a road accident in which you are involved, your car may get damaged. To get these damages repaired, you will have to spend money from your pocket. But an insurance policy in this place can pay for your expenses. For the cost of repair, the insurance company will reimburse the money or arrange for cashless.

Know more about Own Damage Car Insurance.

Extend the cover with add-ons: Car insurance policy can either be a Comprehensive Package Policy and Third-Party Liability only. A Package policy can be made a better cover by buying car insurance add-ons like breakdown assistance, engine and gearbox protection, tyre protective cover, and zero-dep cover and others.

Legal Permit for Driving: In India, as per the Motor Vehicle Act, buying a car policy is mandatory because it gives you a legal permit to drive on the road. If you don’t own one, your legal license can be cancelled, heavy penalty will be imposed and may also attract imprisonment for the offence.

Cover Third-Party Liability: An insurance policy will protect if you suffer from undue third-party liability. A road accident that happens because of your fault can lead to any third party property damage or bodily injury. In such cases, you are deemed liable to pay for the losses which can be huge. But a policy can pay for you if you own this mandatory car policy.

Offering comfort to the drivers, Hyundai Verna is just another excellent and popular sedan cars amongst many. It is considered a comparatively comfortable car which offers value for money. Commonly, this car gives a sporty look from the outside. The capacity of the engine is 1.6 litres for both petrol and diesel variants fuel types.

Hyundai Verna is the mid-size sedan with many attractive features. The price of the car falls in the range of Rs.8.17 lakhs to Rs.14.07 lakhs.

Why should you buy Hyundai Verna?

If you are looking for a car in sedan segment that gives you a mileage of 24 km per litre, then the Hyundai Verna is a perfect option. It is a 5 seater car good for family rides. Available in 4 engine options, the car has five variants that include E, EX, SX, SX+, and SX(O). The car has both six-speed manual and automatic transmission. 

This car comes with some modern features that include an electric sunroof, automatic climate control, 7-inch touchscreen infotainment. The system is compatible with Apple CarPlay and Android Auto. 

Hyundai Verna is packed with safety ABS, child seat anchors, and front seatbelt pre-tensioners. The rear-seat passengers also get a USB charging port. Boot space of the car is sufficient up to 480 litres. You also get reverse parking cameras and sensors installed in that makes it a complete-featured car.

You can also make a colour choice from the seven options available.

Check: Know more about Hyundai Car Insurance