Hyundai Creta Car Insurance

Hyundai launched Creta on 21st July 2015. Creta is a five-door subcompact crossover SUV. Hyundai Creta offers three types of engines – 1.6 litres petrol, 1.4 litres diesel and 1.6 litres diesel.

Hyundai Creta is one of the top-selling subcompact SUVs in India. It has a maximum seating capacity of five people, including the driver, and a boot space of 433 litres.

The average service cost of Hyundai Creta is ₹ 3,225 (Avg. of five years). Creta’s fuel tank can hold 50 litres of fuel. Depending on the fuel type and variant, it offers an average mileage of 16.8 – 21.4 kmpl.

The safety features of this car include an anti-lock braking system, six airbags, a crash sensor and many more. Furthermore, Creta has advanced safety specifications like curtain airbags, passenger seatbelt reminders, electrochromic mirror and burglar alarm.

Hyundai Creta has a four-cylinder engine with automatic transmission. The engine offers a maximum torque of 242nm@1500-3200rpm and a maximum power of 138.08bhp@6000rpm.

So, if you own a Hyundai Creta or planning to buy one, you must have Hyundai Creta insurance to stay protected from on-road discrepancies. Moreover, it will help you significantly cut down the cost of damage repairs.

However, you must choose the right Hyundai insurance provider to get maximum benefits from your insurance policy.

Following are the Add-ons for Hyundai Creta Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Digit has a wide range of policy options for car insurance. Plus, you can avail additional benefits as per your needs and convenience.

Keep reading to know what Digit has to offer!

1. Variety of Products: Digit offers various insurance policy options like –

• Third-Party Policy: Third-party car insurance for Creta covers the damage and loss caused by your vehicle to any third person, property or car. Plus, it will protect you from any related litigation.

Opting for a third-party insurance policy is mandatory under the Motor Vehicles Amendment Act of 2019. Failing to abide by this can lead you to pay a fine of ₹ 2,000 - ₹4,000 and imprisonment of the driver.

• Comprehensive Policy: The comprehensive policy covers all third-party damages and protects you from own damages. This means that if your vehicle faces any damage due to fire, calamities, theft, etc., Digit will cover these as well.

2. Several Add-Ons: Policyholders with the comprehensive insurance plan get additional benefits like -

• Roadside Assistance

• Consumable Cover

• Zero Depreciation Cover

• Return to Invoice Cover

• Engine Protection Cover

3. No Claim Bonus: At Digit, policyholders with claim-free years enjoy an additional 20% to 50% discount on policy premiums, depending on the number of claimless years they have accumulated.

4. Network of Garages: You don’t need to worry while travelling if you opt for Hyundai Cretacar insurance from Digit. The company has tie-ups with numerous network garages where you can go and get your issues resolved. The most exciting part, you don’t have to pay any cash for the service!

5. Online Services: You can avail all the services and insurance products from Digit’s website. Additionally, you can opt for Hyundai Creta insurance renewal just by signing the existing documents.

6. Personal Accident Cover: The Insurance Regulatory and Development Authority of India (IRDAI) has made it mandatory for every car owner to have a personal accident cover. Under this policy, anyone who faces death or permanent disability from a car accident, their family gets financial aid from Digit.

7. 24x7 Assistance: Digit’s customer support team works 24x7 and are always available to solve your vehicle or insurance-related queries.

Moreover, you can also opt for the doorstep pickup and drop feature with your insurance for Creta. Under this facility, your car will be picked up and driven to a nearby garage.

Nevertheless, if you have any queries related to Hyundai Creta insurance, you can call 1800 258 5956 and get the expert's assistance.

Car Insurance Policy is to prevent you to suffer from the financial burden at the time of loss.

Hyundai Creta is one of the luxury segment cars, hence buying its insurance becomes important. Here is why you should buy car insurance:

• Offers Financial Security: You might suffer loss or damage in your car either because of theft or accident. In the case of an accident, the cost of repairs can be affordable but not always. For such mends, you may request your insurer to pay for your damage or get it reimbursed. And in the case of theft, you may face the loss of the total cost of the car. The insurance company may reimburse you the value of the invoice in case of theft. Know more about Own Damage Car Insurance.
• Compulsory Third-Party Liability Policy: A Third-Party Liability policy is mandatory to buy in India. Either you can go for a standalone cover or choose a Comprehensive Package Policy. In either of the case, any loss caused by you to a third person either for bodily injury or property damage will be paid by the insurer. These liabilities, especially in death cases, can at times be a huge amount which cannot be afforded by all. Hence, a car policy will be of great help.
• Legal Permit for Driving: In India, as per the Motor Vehicle Act, buying a car policy is essential because it gives you a legal permit to drive on the road. If you don’t own one, your driving license can be cancelled. A penalty of Rs.2000 will be imposed for the first offence of driving without a minimum licence. And the penalty will be Rs. 4000 for the consecutive offence. You may also be put behind the bar for 3 months.
• Extend the cover with add-ons: Car insurance policy can either be a Comprehensive Package Policy and Third-Party Liability only. A comprehensive policy can be made a better cover by buying car insurance add-ons. Some of these may include breakdown assistance, engine and gearbox protection, tyre protective cover, and zero-dep cover and others.