Honda City Insurance

With numerous new cars being launched every year, it takes a very special vehicle to last as long as the Honda City has lasted in the Indian market. Today, it is one of the most popular sedans in the country, offering an interesting balance between style, comfort and performance.

Over the years, this Honda offering has also won numerous prestigious awards. In 2014, the vehicle was crowned the ‘Most Dependable Car’ at the J.D. Powers Asia Awards. (1)

Naturally, owners of this car also need to invest in a quality Honda City car insurance policy to ensure longevity and durability of the vehicle, while securing their finances.

When it comes to motor insurance, you can choose between two prime options – third-party liability or comprehensive car insurance policy.

The former is designed to compensate third-parties for damage to their person, property or vehicle in an accident involving your car. However, these plans are bereft of any provisions to help repair damage to the policyholder’s car.

On the other hand, with a comprehensive car insurance policy, you can avail the benefits of both third-party liability and own-damage compensations. Therefore, the latter makes for a better-rounded option in all regards.

Still, if you are unable to avail a comprehensive policy, you must settle for a minimum of a third-party liability insurance policy since this is mandated by law in India.

As per the Motor Vehicles Act of 1988, any car owner whose vehicle is found plying on roads without valid third-party insurance is liable to be penalised. You will be imposed with a fine of Rs.2000 the first time around and Rs.4000 for repeat offences.

Digit offers some of the finest Honda City car insurance policies, with attractive features and facilities. If you are about to buy a new insurance plan, the following are a few reasons to consider Digit as a viable insurance provider.

We can say with immense certainty that Digit policies can satisfy your needs and expectations when it comes to a car insurance policy. Here are some of our most notable features and options:

• Digital and Hassle-free Claims Process - At Digit, we do not force you to jump through hoops every time you want to file a claim. Instead, you can access our official app on your smartphone and file a claim from the comfort of your home. Yes, it is just that simple! You can even initiate a self-inspection process for your insurance claim with our app. Just click pictures of damaged portions of the vehicle and send it over to our in-house team. We will get back to you promptly after reviewing the details.
• Customize your Vehicle IDV - Higher insured declared value may cause your premiums to rise nominally, but also ensure enhanced protection in case of major accidents or theft. Digit policies allow you to choose just how much IDV you want for the policy, with customisation options readily available. Whether you want to buy or renew Honda City car insurance policy, the ability to increase your IDV should ensure complete financial security, even if the insured vehicle is stolen or totalled in the future.
• High Claim Settlement Ratio - One of the biggest concerns for car owners looking to buy Honda City car insurance online is whether they will receive the necessary compensation when the need arises. Thankfully, when you choose one of our insurance policies, you can rest easy regarding claim settlement. We do not refute claims on baseless terms. Instead, we ensure that the compensation reaches our policyholders as soon as possible.
• Variety of Car Insurance Add-Ons - You can think of our add-on covers as reinforcement for the standard Honda City car insurance policy. For example, with our zero depreciation add-on, you can rest assured that depreciation would not factor in when determining the exact amount that you can claim after an accident and subsequent repairs. Similarly, you can avail other add-ons from us, each serving a different purpose. These include return to invoice cover, consumables cover, passenger cover, engine protection cover and others. You are free to choose from them based on your specific needs.
• Dependable Customer Service - We firmly believe in maintaining high-quality customer service after selling a policy to you. Therefore, we are available 24x7 to handle your queries, doubts and claims regarding the Honda City car insurance policy. You can even reach out to us on Sundays, as our team is ready to assist even during public holidays. Our toll-free number is 1800-103-4448. Talk to our representatives about any doubts you may have, concerning the policy. They can help you develop a better understanding of your car’s insurance.
• Take Advantage of 1400+ Network Garages - We have more than 1400 network garages operating across India. While you can seek repairs for accidental damage at any garage you wish, these network service centres offer increased benefits to Digit policyholders. The biggest advantage is that you can avail cashless repairs in these facilities, thus eliminating the hassle of arranging for cash during emergencies. Here, you can repair the car without having to pay from your own pocket. Therefore, there is no need to file an insurance claim either, making repairs affordable and simple.
• Picking Up and Dropping Vehicles to your Doorstep - Another distinct benefit of seeking repairs from Digit network garages is that you can book car pick-up and drop facilities in case of any accidental damages. In such a case, a representative from the garage will reach your home and collect the damaged vehicle, bringing it to the service centre. After repairs are complete, the garage will arrange transport of your car back to your home.

Thus, Digit’s Honda City car insurance policyholders do not even have to step out of the comfort of their homes to seek repairs for their car. With this facility, seeking repairs for your car just became simpler!

You can find out about other additional benefits after availing the said insurance policy from Digit. With such a policy in tow, you can focus on the road instead of worrying about unforeseen mishaps that may damage the vehicle.

Safe driving!

Honda city car insurance is an essential step that you have to do after buying the vehicle. There are many types of insurance plans are available in the market. Now let’s see how an insurance policy is a friend for a car owner.

• Extra Protection with Comprehensive Insurance Plan -  To protect all the expensive parts of your Honda city from any unfortunate accidents or disasters, a comprehensive car insurance plan provides complete coverage.  These may include breakdown assistance, engine and gearbox protection, and zero-dep cover. For example, due to any natural disaster, your car got severely damaged at that time to give you relief from huge expenses this comprehensive insurance plan can provide you with coverage. 
• Protect from Financial Liabilities - theft or an accident of your car, you may put a heavy burden on you. The financial burden for repairs can sometimes tax your pocket but having car insurance in place could be your saviour. 
• Legally Compliant - Your Honda City car insurance will enable you to drive a vehicle legally on the road. In the absence of car insurance, you may be charged a fine of Rs 2,000 and your license may be disqualified and/or imprisonment of 3 months. Check Car Insurance Calculator and get the premium of your car insurance policy with add-ons.
• Cover Third-Party Liabilities - Third party car insurance covers the damages done to a third-party or passengers in an accident. In this case, your car insurance comes into use, by covering for the demands of the third party. And the Third Party Insurance is the bare minimum that permits you legally to drive on Indian roads. 

Honda City is known as the most favourite car of all car lovers. The stunning appearance and the most comfortable vehicle from Honda are distributed all over the market place. This amazing vehicle is available in four variants, namely, SV, V, VX, and ZX.  The price range for the petrol variant of Honda City starts from Rs 9.70 lakh and goes up to Rs 14.05 lakh while the diesel version is priced between Rs 11 lakh and Rs 14.05 lakh.

This mid-size sedan is fit for all age groups irrespective of gender. This is a suitable car for both city rides and long drives.

Know more about Honda Car Insurance.

Why should you buy Honda City?

Honda City is ever popular in the Indian market. Some special features made this car popular among youngsters and car lovers. Let’s give a glance at why you should pay for Honda city.

Internal and External Features - The infotainment system of Honda City includes a 7-inch touchscreen with accurate navigation and rear parking camera support, electric sunroof,  rain-sensing wipers, automatic LED headlamps, cruise control, automatic climate control, auto-dimming IRVM, and push-button start.

Safety Measures - For safety purposes, the City has dual front airbags but the top-spec ZX variant gets six airbags instead of two, ABS with EBD, and ISOFIX child seat anchors as standard across its range. 

Engine Specification - The engine of  Honda city available in both 1.5-litre i-VTEC and 1.5-litre i-DTEC petrol and diesel variants. 

• The petrol engine produces 119PS/145Nm and is mated to either a CVT automatic gearbox or a 5-speed manual transmission. 
• The diesel engine, on the other hand, produces for 100PS/200Nm and is mated to a 6-speed manual transmission.

The Honda City has a mileage range of 17.4kmpl and 25.6kmpl for petrol and diesel respectively.