Honda Mobilio Insurance

Produced by Japanese automaker Honda, Mobilio is a 7-seater mini MPV launched in 2001. The car sold 22,896 units in India during its launch year 2014. 

This model’s upgraded features are the primary reason for increasing demand among Indian motorists. However, like every other vehicle, this car is also exposed to accidents and unprecedented events. 

Hence, getting a Honda Mobilio car insurance policy can bring down the financial burden that may arise due to such unfortunate incidents. 

Several insurers in India offer a range of benefits on car insurance plans. One such insurance provider is Digit. 

In this segment, we will discuss insurance for Honda Mobilio, its essential features and the benefits you can obtain from Digit.

If you obtain car insurance from Digit, you can expect the following perks -

• Smartphone-enabled Processes - Digit’s smartphone-enabled process settles claims within minutes. Therefore, you need not wait for prolonged hours after raising claims. 

• Cashless Facility - On getting your Honda Mobilio repaired from any Digit network car garages, you can avail of a cashless facility. By opting for this service, you need not pay anything directly to the garage as your insurer will settle the payment on your behalf. 

• Wide Range of Network Garages - There are more than 5800 network garages of Digit from where you can get cashless repairs. 

• Doorstep Pick-up and Drop Facility - Individuals obtaining a comprehensive Honda Mobilio car insurance from Digit can get the benefit of doorstep pick-up and drop of their damaged car parts. This facility is free of cost. 

• Add-on Policies - Digit offers certain add-on benefits like engine and gearbox protection cover, passenger cover, breakdown assistance and more. 

• IDV Customisation - Your Honda car’s IDV is a crucial factor determining your Mobilio insurance price and the return value you will receive if your car is stolen or totally damaged. Digit’s car insurance policy allows you to customise your car’s IDV. 

Besides this, by obtaining Honda Mobilio car insurance from Digit, you can get 24/7 customer service, including national holidays.

If you are wondering why it is essential to obtain car insurance for Honda Mobilio, the following pointers will clear your doubts -

1. Third-party Damages Cover - The Motor Vehicles Act has mandated third-party car insurance for every car owner. This is a basic plan that covers damages caused to a third-party person, property or vehicle in case of accidents by your car. 

1. Comprehensive Coverage - In case you meet with an accident that causes heavy damages to your Honda car, a comprehensive car insurance policy will be ideal for you. Under this policy, you can get coverage for your car damages caused due to fire, theft, natural or artificial disaster. 

1. Personal Accident Cover - If you obtain a third-party or comprehensive Honda Mobilio car insurance, you and your insurance nominee are liable to receive compensation in case of accidents that lead to death or permanent total disability. 

1. No Claim Bonus - During Honda Mobilio insurance renewal, your insurer can offer you a No Claim Bonus if you do not raise a claim in a year within the policy term. This is a discount on the Honda Mobilio insurance renewal price and can range up to 50%. 

1. Avoid Legal Liability - Individuals without a valid car insurance policy are liable to pay fines up to ₹2000 for a first time offence and ₹4000 for the second time. Therefore, it is wise to pay the Honda Mobilio insurance price than bear the heavy penalties. 

Apart from Honda Mobilio insurance cost, you should factor in the insurance provider’s offerings. In the following section, you will find the benefits extended by Digit on securing a car insurance policy from them.

This car model is loaded with attractive features as follows -

• Safety Features - Mobilio comes with a number of safety features, including Electronic Brakeforce Distribution (EBD), dual front airbags, steering integrated controls, fog lamps, Anti-lock Braking System (ABS), engine immobiliser, alloy wheels, keyless entry and rear wash or wipe. 

• Engine - This car model is available in both petrol and diesel versions. The diesel variants offer a mileage of 17.2 kmpl, whereas the petrol model offers 17.3 kmpl. Further, the petrol engine produces a power of 119 bhp @ 6600 RPM while the diesel variant produces 100 bhp @ 4800 RPM. 

• Exterior - The model comes with a sporty, stylish and spacious cabin. Because of its slightly raised hood, it appears to be rugged. It consists of a thick chrome bar in the honeycomb grille, rounded headlamps, taillights with turn indicators, and a small grille above the reflector. 

• Interior - In this car’s exterior, you will find a three-spoke steering wheel, integrated music system, steering mounted audio controls, electrically operated OVRMs, fuel consumption display, cup-holders in the front and rear. 

Besides all these features, this Honda car is susceptible to damages and thereby requires proper Mobilio insurance.