Honda Accord Car Insurance

The Japanese manufacturer Honda’s Accord series consists of automobiles, especially compact and midsize cars. It has been manufactured since 1976 and is being sold across the globe.

Undergoing a number of facelifts and uplifts, the sixth generation of this model was launched in July 2001 in India. It was the first executive sedan by this Japanese manufacturer in India. This model was also the flag bearer of the luxury segment for Honda in India.

This car came in various body styles, but the D-segment sedan has been remarkably popular around the world. Since its launch date in India, consumers could witness several upgrades of this car in the subsequent years. The latest generation Honda Accord in India would be the 2016 Honda Accord hybrid version.

Although this car equips attractive features, it is susceptible to risks and damages like other vehicles. Therefore, if you own this car, it is time to consider renewing your Honda Accord car insurance.

Several insurance companies in India offer third-party and comprehensive insurance policies, along with other benefits. One such reputed insurer is Digit. They provide insurance policies at affordable premiums and other innumerable service benefits.

Read on to find out the reasons why you should choose Digit as your insurance provider.

Following are the Add-ons for Honda Accord Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

While opting for Honda Accord car insurance renewal, individuals must select a provider who offers maximum service benefits. In this regard, they might want to consider Digit insurance as it comes with a host of benefits as follows:

1. Range of Insurance Policies

Policyholders of Honda Accord insurance can enjoy the following options by choosing Digit:

• Third-Party Policy: This is a basic insurance plan that provides coverage against third-party damages. There might be instances when your Honda Accord inflicts damages on a third-party person, property or vehicle. During such an instance, there might be third-party liabilities and litigation issues. However, this insurance policy from Digit can cover these liabilities effectively. Additionally, the Motor Vehicles Act, 1989, mandates the possession of this insurance.

• Comprehensive Policy: Although third-party insurance for Honda Accord provides financial assistance in case of third-party accidents, it does not cover own car damages. Your Accord car can suffer heavy damages from fire, collision, natural or artificial disasters and repairing it can cost you a fortune. To avoid paying hefty repair charges, one can opt for a comprehensive insurance plan from Digit that covers both own and third-party damages.

2. Several Add-on Covers

By obtaining comprehensive insurance, policyholders can enjoy the benefits of add-on covers. These add-on benefits give an additional layer of protection over and above your base insurance plan. Some of the covers you can choose from are:

• Engine and gearbox protection
• Return to invoice
• Consumables
• Roadside assistance
• Zero Depreciation 

Note that to avail these benefits, one needs to increase the Honda Accord car insurance price by a nominal value.

3. Simple Claim Filing Process

Digit allows its customers to complete the claim process in 3 steps:

• Dial 1800-258-5956 from your phone and request a self-inspection link.
• On receiving the link, choose the vehicle’s damage from your phone by following a step-by-step procedure.
• Select the repair mode from the reimbursement or cashless option. Avail of services from Digit-authorised network garage for a cashless claim.

4. Convenient Online Purchase

You can opt for Honda Accord car insurance online from the insurance company Digit. The technology-driven process makes it possible for individuals to obtain insurance in a hassle-free manner. Furthermore, this process requires minimal documentation, making it convenient for buyers.

5. Vast Network of Cashless Garages

Digit’s network car garages are available across India enabling policyholders to get professional repair services and a cashless facility. Under a cashless facility, you need not pay anything for Honda Accord repair charges as the insurer directly settles payment with the service centre.

6. IDV Customisation

The Honda Accord car insurance cost depends on the Insured Declared Value of your car. Insurers decide on this value by subtracting your Honda car’s depreciation from the manufacturer’s selling price. Digit allows you to customise this value and maximise benefits.

7. Superior Customer Assistance

In case of queries regarding the Honda Accord car insurance renewal price, you can get in touch with Digit’s responsive customer service. They are available 24x7, even on national holidays.

8. Discounts and Bonuses

Digit gives discounts on your car insurance premiums if you manage to maintain a non-claim year within your policy term. These discounts, also known as No Claim Bonus, can range up to 50%. Therefore, by obtaining car insurance for Honda Accord, you have a chance to reduce the premium amount.

Your Honda accord car insurance is very important because it covers your expenses in the event of vehicle damage or injuries to the drivers, passengers or pedestrians, and acts as a complete shield for your brand new car. Here is a few Scheme you should give a glance at.

• Extra Protection with Comprehensive Cover: Comprehensive car insurance protects completely against damage and dent to your own car by the accidents and from natural disasters as well as accidents involving third parties. There are a lot of add-ons that you can choose any time to expand the scope of coverage.

Check Car Insurance Calculator and get the premium of your car insurance policy with add-ons.

• Cover Third-party Liability: Third party car insurance is mandatory in India. It covers injuries to other people and damage to others' property. If you are held responsible in an accident and the victim (3rd party) claims for any settlement, then your insurance company will take care of it by covering the complete damage. 
• Legally Complaint: It is mandatory to have basic insurance for every car on the road. if you drive your car without valid car insurance, the fine for driving can go up to Rs. 2000 and may also lead to license cancellation. Not only penalty but also it can lead you for imprisonment. Know more about traffic fines here.
• Protect from Financial Liabilities: Damage due to natural calamities, a theft or an accident, you may lose on the original value of the car or its parts. The financial load for repairs and replacement can sometimes put a heavy expense to your pocket so you can buy car insurance online and you can have a peace of mind instead.

India’s first full-fat premium offering brand Honda has shown its another hybrid creation as Honda accord. Honda has recently launched its latest car compiled with all the hybrid technology in an eco-friendly manner. Honda Accord is available in a single variant in automatic transmission. Being a hybrid car Honda Accord is a complete import and hence priced at 43.21 lakh. Honda Accord is all about the new updated version with new more innovations. Let’s look into some features.

Know more about Honda Car Insurance.

Why Should You Buy Honda Accord?

• Luxury: Honda Accord has some remarkable characteristics that will completely convince you to buy this amazing car. This car screams luxury. The big smiling grille with a chrome garnish is a head-turner. The blue accents on the headlamp highlight the hybrid nature. The interior does not fail to make you feel rich. The long-wheelbase makes the cabin roomy and very spacious to deliver luxury. Leather touch makes the inside premium.
• Features: Honda Accord has these special features such as -LED headlamps, equipped with taillights with integrated LED light bars, and  LED daytime running lights. Honda’s LaneWatch assists system and 235/45 cross-section tyres shod on 18-inch alloy wheels. The interior part consists of an 8-way power-adjustable driver’s seat, 4-way adjustable passenger seat, one-touch electric sunroof with tilt feature, and a 7-inch touchscreen display with Android Auto and Apple CarPlay connectivity.
• Eco-friendly and hybrid engine: What makes this car truly unique is the two-motor hybrid engine system. It is a combination of 143 horsepower, 2-litre IV-tech engine and two electric motors. This system achieves a peak combined output of 215 HP, so no compromise on power!!! The system has 3 operating modes, named as Hybrid drive, Ev drive and Engine drive. This makes driving the car very easy in the city traffic. 

Honda claims a mileage of 23.1KMpL which is pretty impressive for a car of this size. 

The comfort and the luxurious ride of the car make everyone own this car. The targeted audience for the Honda Accord can be the 25-55 age group. Meanwhile, it can be a memorable ride for any gender.