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Do you think you are healthy? Well, if yes, we are happy for you. But are you 100% sure you will be healthy in the future too? No, none of us are. It is better to plan for yourself and your loved ones and be stress-free in the future.
If you are confused about where to start, then don’t worry. We are here to help you😊
There are two ways to get the best benefits in case of medical emergencies: Mediclaim and a health insurance plan. In this article, we will explain you the major difference between the two i.e., Mediclaim vs Health insurance and help you evaluate what you must opt for.
A Mediclaim insurance policy gives you specified financial protection at the time of a medical emergency. It takes care of all the following expenses when hospitalized:
It pays the policyholder's medical bills from the hospital stay, room charges, doctor’s visits, prescription drugs, and other inpatient hospital-related expenditures.
Health insurance is an insurance cover that gives you complete coverage for medical and surgical expenses in case of emergencies.
A health insurance policy provides coverage for various healthcare services, such as hospitalization, daycare treatments, pre and post-hospitalization expenditures, ambulance charges, medicines, preventative care, etc.
Both sounds similar right? But you will be surprised to know the differences between the two.
Mediclaim and Health Insurance both provide financial support during medical emergencies but both are different in coverage and scope. Let’s understand the main difference between mediclaim and health insurance depending on certain factors:
Mediclaim and Health Insurance are your financial superheroes in times of medical emergencies. They ensure that you are protected from unexpected medical expenses, but they provide different benefits when needed. Let’s find out:
Deciding what is better in Mediclaim vs Health Insurance can be tough but here are certain factors that will help you decide which one is better for you:
Choosing one out of the two is not difficult if you know what will be best for you and your loved ones, keeping all the factors mentioned above in mind.
If you need more information, get in touch with us! We are always ready to help you.
Now, you must be clear about the differences between health insurance and Mediclaim, but here are certain things you must know before buying either Mediclaim or health insurance:
In the battle between mediclaim and health insurance, there is nothing perfect winner that suits everyone. Mediclaim is for hospitalization coverage, whereas health insurance is for wider coverage.
Assess your health risks and financial goals and choose the best that suits your needs.
Please try one more time!
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Disclaimer #1: *Customer can choose options at the time of availing insurance. Premium amount may vary accordingly. Insured is required to disclose any pre-existing condition or on going treatment before policy issuance in the proposal form.
Disclaimer #2: This information is added only for informative purposes and collected from different sources across the Internet. Digit Insurance is not promoting or recommending anything here. Please verify the information before making any decisions.
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