(Incl 18% GST)
Support
closeOur WhatsApp number is a chat only number. One stop solution for all your queries!
(Incl 18% GST)
A cataract health insurance simply refers to a health insurance policy that covers for the treatment of cataract, a common eye condition faced in old age but, which can also be triggered by injuries to the eye.
At Digit, the treatment for the same is included and covered under our daycare procedures – with no additional cost.
Cataract is an eye condition caused by the formation of a dense, cloudy area in the lens of the eye. It is largely common in older people and if left untreated, can lead to partial or complete blindness.
There isn’t just one reason or cause for cataract. Although it is common in seniors, in India there has been a trend where cataract is also affecting those at the age of 50!
One of the reasons for the same could be due to the rise and prevalence of diabetes in India. Apart from diabetes and increasing age, the following are some of the causes of cataract:
People are usually under the misconception that cataract is of one kind only and is solely related to old age.
However, this isn’t true. Cataract can be of different types, depending on its cause and which part of the eye it is affecting. Below are the different types of cataract:
Yes, cataracts can be prevented primarily by maintaining your eye health and overall health and wellbeing as well. Some of the ways to prevent cataracts include:
Yes, there are some people who are unfortunately more prone to cataracts than others. Some of these risk factors include:
While the Phacoemulsification Cataract Surgery is the most common form of cataract surgery, there are also other types of surgeries for cataract.
Based on what your doctor has recommended, the city you live in, the hospital you pick and how old you are, the cost of a cataract surgery in India will differ. Below are what it would approximately cost for the three different types of cataract surgeries in India:
Phacoemulsification Cataract Surgery |
Extra capsular Cataract Surgery |
Bladeless Cataract Surgery |
What is it: The most common surgery practiced for cataract, using local anesthesia before making small incisions in the affected cornea in order to break down and remove the cataract. |
What is it: Similar to the Phacoemulsification cataract surgery, but incisions required here are larger than usual. |
What is it: This surgery doesn’t use any incision methods but instead treats the cataract through a computer-guided femtosecond laser which dissolves the cataract. |
Cost: It costs around Rs 40,000 for the affected eye. |
Cost: Between Rs 40,000 to Rs 60,000 for the affected eye. |
Cost: Given that this surgery is fairly recent and very technical in nature, it is more expensive than other surgeries, i.e. around Rs 85,000 to 120,000 for the affected eye. |
Disclaimer: The above are only approximate costs and may differ from hospital to hospital, and city to city.
Co-payment |
No |
Room Rent Capping |
No |
Cashless Hospitals |
16400+ Network Hospitals across India |
Inbuilt Personal Accident Cover |
Yes |
Wellness Benefits |
Available from 10+ Wellness Partners |
City Based Discount |
Up to 10% Discount |
Worldwide Coverage |
Yes* |
Good Health Discount |
Up to 5% Discount |
Consumables Cover |
Available as an Add-on |
Digit’s Health insurance covers cataract surgery under ‘Daycare Procedures’ as this qualifies as a medical treatment that needs hospital admission for under 24-hours due to medical advancements in treatment.
If you wish to get a cataract surgery done, and are insured with us – below is how you can make a claim: