Health Insurance for Disabled & HIV/AIDS Patients

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Hassle-free
Claims
24/7
Customer Support
Affordable
Premium
Product name - Disability and HIV/AIDS Insurance Policy, Go Digit
UIN: GODHLIP23185V012223
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What is the Disability and HIV/AIDS Insurance Policy?
This policy provides financial protection for individuals diagnosed with disabilities or HIV/AIDS. It is designed to offer coverage for medical expenses, income loss due to disability, and related support services, ensuring policyholders can manage their condition without financial distress.
What is Covered in the Disability and HIV/AIDS Insurance Policy?
- Disability Benefits – Lump sum or periodic payouts for policyholders diagnosed with a permanent or temporary disability.
- HIV/AIDS Treatment Coverage – Includes medical expenses related to HIV/AIDS treatment, including antiretroviral therapy.
- Hospitalization Expenses – Covers hospitalization and related medical costs for covered conditions.
- Rehabilitation & Therapy – Support for physical and occupational therapy required due to disability.
- Loss of Income Compensation – Provides financial assistance if the insured cannot work due to disability.
- Death Benefits – A payout to beneficiaries in case of death due to covered conditions.
What is Not Covered?
- Pre-existing conditions before policy inception.
- Self-inflicted injuries or conditions resulting from intentional harm.
- Disability or HIV/AIDS acquired due to criminal activities or substance abuse.
- Experimental or unapproved treatments.
- Cosmetic or elective surgeries.
- Claims arising from war, terrorism, or civil unrest.
Key Features of the Disability and HIV/AIDS Insurance Policy
- Comprehensive Protection – Covers both disability and HIV/AIDS-related expenses.
- Income Support – Helps policyholders maintain financial stability during periods of inability to work.
- Medical Expense Coverage – Covers hospitalization, therapy, and ongoing medical care.
- Flexible Payout Options – Lump sum or periodic payouts based on policy terms.
- Easy Claims Process – Simplified claim settlement procedures.
- Renewability Options – Some policies may offer renewability, subject to conditions.