Kia Sonet Car Insurance

Kia India Private Limited, a subsidiary of Kia, has been turning heads in the Indian auto market ever since 2017. With over 38,000 units sold since its launch in September 2020, Kia Sonet has made its mark as one of the best-selling car models in India.

According to the Motor Vehicles Act, 1988, every car owner should have their car insured with a valid third-party car insurance policy. Also, you can opt for a comprehensive Kia Sonet car insurance policy to avoid financial losses due to own and third-party car damages.

For that, you should choose a reliable insurance provider like Digit to buy or renew insurance for Kia Sonet.

Besides the Kia Sonet car insurance price, you should consider several other factors while selecting your insurance provider. Digit provides numerous additional benefits that deem it a feasible option for Kia car owners.

• Convenient Online Procedure - Digit provides a simple online procedure for both buying and claiming your Kia Sonet insurance. You can select your desired policy and upload the claim documents from your smartphone. 

• Insurance Policy Options - Digit offers you a comprehensive policy as well as a third-party liability policy with all related information alongside. You can select your insurance policy at your free will. 

• IDV Customisation - Digit enables customisation of the IDV of Kia cars like Sonet. For example, If you pick a lesser IDV, your premium will come down accordingly. However, a lower IDV can be a big loss in case of theft or loss of your insured car. Therefore, make the most of Digit’s IDV customisation option.

• Add-on Policies - Digit offers you several essential add-on policies, like:

1. Return-to-Invoice Cover

2. Zero-Depreciation Cover

3. Consumable Cover

4. Tyre Protect Cover

5. Engine and Gearbox Protection

6. Passenger Cover

• Zero Hidden Cost - Digit maintains optimal clarity when you browse through the website. You pay precisely for what you select. Likewise, you get covered for exactly what you pay.

• Instant Claim Settlement - With Digit’s instant claim settlement services, you don’t need to wait long. You can get it done in a flash with the smartphone-enabled self-inspection.

• Superior Customer Care Service - Digit's exceptional 24x7 customer care service provides you round-the-clock assistance regarding your Kia Sonet car insurance.

• Wide Network of Garages - With Digit, you can avail cashless repairs for your Kia Sonet from over 6000+ garages across India.

• Pick-up and Drop Facilities - If you get into roadside accidents, Digit's garages offer doorstep pick-up and drop facilities for repairs.  

With Digit, you can also minimise your Kia Sonet car insurance premium by opting for a higher deductible and avoiding smaller claims. However, it would be best not to trade off benefits by settling for lower premiums.

So, get in touch with reliable insurance providers like Digit to gain more clarity on this.

Prevention is better than cure. Likewise, enduring the Kia Sonet insurance cost is more feasible than spending on damage repairs and fines due to the below-stated reasons:

• Protection from Penalty/Punishment - As per the Motor Vehicles Act, 1988, you need to have third-party car insurance while driving. Otherwise, you will have to pay a penalty of ₹2,000 for a first-time offence, and ₹4,000 for a repeat offence.

• Protection against Own Damages - There can be instances where your car undergoes heavy damages in events of a fire, theft, accident or flood. In such circumstances, a comprehensive car insurance policy can cover your financial liabilities.

• Third-Party Damage Protection - If you accidentally hit an individual or a third party’s property with your Kia Sonet, you will have to pay for the losses incurred. That’s where your third-party liability insurance comes into play as it covers those liabilities. Moreover, with Kia Sonet car insurance, you can forget about the litigation issues.

• Personal Accident Cover - As per the IRDAI (Insurance Regulatory and Development Authority), Kia Sonet owners, like any other car owner, should mandatorily opt for a personal accident cover with their third-party or comprehensive cover. It provides coverage against financial expenses arising from the owner-driver’s disability or death caused by a car accident. 

• No Claim Bonus Benefits - Several insurance companies provide a discount for every claim-free year to reduce the premium at the time of renewal. This way, car owners can enjoy no-claim bonus benefits upon their Kia Sonet car insurance renewal.

So, to avail of these benefits, paying the Kia Sonet insurance price now and avoiding future costs seems much more feasible.

Here, Digit can be a reliable option to renew or buy car insurance.

Kia Sonet comes in two variants - Tech Line and GT Line, along with ten colour variants. This car model flaunts numerous features that result in its growing popularity. Here are a few of them.

• Kia Sonet has three engine variants - 1.5 CRDi Diesel, G1.0 T-GDi Petrol and Smartstream G1.2 Petrol.

• It boasts a 26.03cm (10.25”) touchscreen and a 10.67cm (4.2”) colour cluster for easy accessibility. 

• Kia Sonet offers 58 smart ways of staying connected with the latest evolution of EVO.

• It comes equipped with Bose premium 7-speaker system and LED Sound Mood Lights.

• Kia Sonet packs in other safety features like six airbags, front parking sensors and a tyre pressure monitor.

Although Kia cars are known for their top-notch handling, durability and safety features, you should strictly consider the unforeseen situations that can result in damages. At such times, an insurance policy can cover the expenses of these damages and minimise your financial pressure.

Hence, it is crucial to renew or buy car insurance for Kia Sonet from a dependable insurance provider.