Kia Carnival Insurance

Manufactured by Kia Motors in September 1998, Carnival is a minivan currently in its fourth generation. In India, this model was launched on 5th February 2020 at the Auto Expo 2020. 

Moreover, Kia India added a new variant to the Carnival series, Limousine plus, which incorporates the new corporate logo. 

Owing to its upgraded features and up-to-date technologies, it has gained recognition in the Indian market. Furthermore, this model from the South Korean automaker has been awarded the 2021 CNB MPV of the Year award. 

However, like any other vehicle, Kia Carnival is also susceptible to risk and accidents. Therefore, it is necessary to possess Kia Carnival car insurance and cover the costs of damages. 

According to the Motor Vehicles Act, 1988 an individual must at least have a third-party car insurance policy to cover damages caused to a third-party vehicle, person or property by his or her car. However, for complete coverage benefits, one must opt for comprehensive car insurance. 

Several insurance providers in India offer both types of policies. One such insurer is Digit. 

From this segment, you will find out everything about Kia Carnival insurance, its benefits and the perks offered by Digit.

Before settling for an insurer, one must consider factors like Kia Carnival insurance price, network garages, claim process and more. To that cause, here is a list of pointers you must follow before choosing Digit as your insurance provider:

1. Online Convenient Process - Digit insurance company allows its policyholders to obtain insurance for Kia Carnival online through their smartphone-enabled processes. This procedure guarantees less time and also enables them to settle claims instantly.

1. Digit Network Car Garages - It entails a wide range of over 5800 network garages from where you can get your Kia Carnival repaired without any hassle. 

1. Cashless Repairs - If you visit any of Digit's network garages for car repairs, you can opt for cashless repairs. In this process, you need not pay any cash out of your pocket for the repair costs. The insurer will directly settle the amount with the repair centre. Therefore, by opting for cashless repairs, you can also increase your financial savings. 

1. Doorstep Pick-up and Drop Facilities - In case you are unable to visit the insurer's network garages for car repairs, you can avail of services from your home's convenience. Therefore, by paying only the Carnival insurance price, you can avail of their doorstep pick-up and drop facilities free of cost. 

1. Add-on Policies - Comprehensive car insurance for your Kia car from Digit will enable you to include add-ons on top of your base plan for additional benefits. Some of the add-ons are zero depreciation cover, consumables cover, passenger cover and more. 

1. Reliable Customer Service - Even after all the benefits, this insurer offers, you might have doubts and queries. In such a situation, Digit's 24*7 customer service will cater to your needs even on national holidays.

Therefore, obtaining Kia Carnival car insurance from reputed insurers like Digit comes with additional advantages.

Kia Carnival car insurance is not only crucial to curtailing costs of damages during accidents but is also mandatory as per law. Without an insurance policy, one can suffer severe financial losses and might need to pay heavy fines. Considering these, here are some reasons why you should get insurance for your Kia car:

• Protection from Third-party Damages - This is a basic plan that covers costs of damages caused to a third-party person, vehicle or property by your own car. The Motor Vehicle Act has mandated this plan for every car owner. However, a third-party Carnival insurance does not cover costs of own damages. 

• Own Damages Cover - Comprehensive car insurance for Kia Carnival will include coverage for own damages due to an accident, natural or artificial disaster, theft etc. 

• Personal Accident Cover - Whether you choose a third-party or a comprehensive car insurance plan, as per the IRDA, you are liable to receive compensation in case of car accidents leading to permanent total disability and death. 

• No Claim Bonus - For every non-claim year, your insurer will award you a Non-Claim Bonus on your policy premium. This is a discount of up to 20 to 50%. Therefore, you can get a discount on your premium amount by paying the Kia Carnival insurance renewal price after a claim-free year. 

• Reduce Financial Liabilities - An individual without Kia Carnival car insurance is liable to pay fines as per the law. For the first time offence, there is a penalty of ₹2000, and for the second time, it is ₹4000. Therefore, by obtaining car insurance, you can curtail legal liabilities appreciably. 

Furthermore, insurance providers like Digit offer a host of benefits to individuals obtaining an insurance policy from them.

This car is available in six variants and comes in three exterior and one interior colour. Apart from this, it offers unmatched performance owing to its upgraded features. Here is a look at the key specifications of this model:

• Dimensions - This car's overall length, width, and height are 5115 mm, 1985 mm, and 1740 mm, respectively. Its wheelbase is 3060 mm and has a boot space of 540 litres. 

• Engine - It equips a CRDi diesel engine that meets the BS-VI emission standards. It produces a maximum of 200 PS/3800 RPM power and 440 Nm/1500~2750 RPM torque. Also, the model's engine displacement is 2.2 litres. 

• Transmission and Drive - Kia Carnival comes with an 8AT transmission and 2WD drive system. 

• Infotainment and Technology - This car features an 8-inch touchscreen infotainment system with Android Auto and Apple Carplay compatibility. 

• Safety Features - It hosts a number of safety features like driver and passenger airbags, projector bulb type fog lamps, auto headlamps, front seat belts with pre-tensioner and load limiter and more. 

Nevertheless, you should opt for Kia Carnival insurance renewal or purchase one if not already to ensure financial security in case your car meets with an accident and suffer heavy damages.