Trucks are indispensable means of transportation in India’s bustling logistics network. With numerous options available, making the right choice of truck becomes essential. Hence, we present you with a curated list of the finest trucks under ₹20 Lakhs in India to meet your diverse requirements.   

Scroll through the list of the top trucks under the ₹20 lakhs range, all designed to fit different needs and budgets. Also, get yourself well-covered with a truck insurance plan for maximum safety.  

1. Tata 709g LPT ┃Starting ₹ 11.66 Lakhs

Tata 709g LPT is a commercial vehicle that is handy in various situations. The truck is available in 4 variants, and the engine is connected to a 5-speed manual transmission. Apart from this, the Melba fabric seats provide complete comfort to the driver and the passenger. 

Dimensions:

• Length: 6893 mm
• Width: 2255 mm
• Height: 2940 mm
• Wheelbase: 3800 mm

Key Specifications:

• Power: 85 HP
• Gross Vehicle Weight: 7490 kg 
• Brakes: S-cam air brakes for service brakes and graduated valve-controlled spring brake chamber for parking brake
• Suspension: Front: Semi elliptical leaf spring and hydraulic double acting telescope type shock absorber; Rear: Semi elliptical leaf spring
• Seating Capacity: D+2
• Payload Capacity: 4500 kgs
• Mileage: 9 kmpl 
• Fuel Tank: 300 litres
• USPs: Improved power, gross vehicle weight, and payload and higher gradability

2. Eicher Pro 2059 ┃Starting ₹14.11 Lakhs

Eicher Pro 2059 satisfies all your city mobility needs because of its lightweight and small wheelbase. Compared to other trucks in the same category, Eicher Pro 2059 offers the best payload capacity and loading space. Along with this, Eicher has the best fuel efficiency and superior driving comfort. 

Dimensions:

• Length: 3177 mm
• Width: 2002 mm
• Height: It has an undefined height
• Wheelbase: 2580 mm or 3370 mm

Key Specifications: 

• Power: 100 HP
• Gross Vehicle Weight: 6950 kg
• Brakes: Vacuum-assisted exhaust brakes mounted on the engine and hydraulic drum service brakes
• Suspension: Front: Grease-free semi-elliptical laminated leaves shock absorber; Rear: Grease-free semi-elliptical laminated leaves (with anti-roll bars)  
• Seating Capacity: D+1 
• Payload Capacity: 4271 kg
• Mileage: 8 - 10 kmpl 
• Fuel Tank: 60 litres 
• USPs: Strong and reliable performer with maximum power and payload

3. Tata 1212 Lpt Tubeless | Starting ₹14.54 Lakhs

Tata 1212 Lpt Tubeless is a commercial truck made by TATA Motors. Its base variant has a 4-cylinder and 3300 cc engine capacity. As a result, it delivers a high power of 125 HP. Not only is TATA 121 the best commercial truck in this category, but it also boasts a higher payload. This indicates a more significant turnaround time. 

Dimensions:

• Length: 5217 mm
• Width: 2117 mm 
• Height: 1835 mm
• Wheelbase: 3800 mm

Key Specifications:

• Power: 125 HP
• Gross Vehicle Weight: 11990 kg
• Brakes: Dual Circuit Full Air S Cam Brakes 
• Suspension: Front: Semi-elliptical leaf spring with hydraulic double acting telescopic shock absorbers; Rear: Semi-elliptical leaf spring
• Seating capacity: D+1
• Payload capacity: 6803 kg
• Mileage: 7 kmpl
• Fuel Tank: 160 litres
• USPs: Water-cooled direct injection diesel engine that helps regulate engine temperature more effectively

4. TATA T.7 Ultra | Starting ₹15.29 Lakhs

TATA T.7 Ultra is your best bet if you’re looking for a lightweight truck in the 7-8T Gross Vehicle Weight category. As the name suggests, the truck offers a new ultra cabin that guarantees comfort and safety. This compact truck is well suited for city logistic applications. Its easy handling makes it ideal for driving even during peak traffic hours. 

Dimensions:

• Length: 5720 mm
• Width: 1905 mm 
• Height: 2450 mm
• Wheelbase: 3310 mm

Key Specifications:

• Power: 134 HP
• Gross Vehicle Weight: 7490 kg
• Brakes: Air brakes with an auto slack adjuster
• Suspension: Front: Parabolic suspension (with rubber bush and hydraulic double-acting telescopic shock absorbers); Rear: Semi-elliptical leaf spring (with Aux springs)
• Seating capacity: 3 D+2
• Payload capacity: 3692 kg
• Mileage: 10 kmpl
• Fuel Tank: 90 litres
• USPs: Apt for fragile cargo movement

5. TATA Winger 12 Seater Tempo Traveler | Starting ₹16.50 Lakhs

TATA Winger 12 Seater Tempo Traveler is one of TATA's most solid commercial vehicles in the Tempo Traveller category. The two front tyres are 195 R 15LT, while the two rear tyres have the exact dimensions. This tyre configuration provides the Tempo Traveller with the perfect grip. 

Dimensions:

• Length: 4940 mm
• Width: 1950 mm 
• Height: 2460 mm
• Wheelbase: 3200 mm

Key Specifications:

• Power: 100 HP
• Gross Vehicle Weight: 2970/3030 kg
• Brakes: Front disc and rear drum
• Suspension: Front: McPherson strut with coil spring; Rear: Parabolic leaf spring
• Seating capacity: 12
• Payload capacity: 1680 kg
• Mileage:  10.71 kmpl
• Fuel Tank: 60 litres
• USPs: Has a fuel tank capacity of 60l that provides Tempo travellers with a good driving range

6. BharatBenz 1015R | Starting ₹17.05 Lakhs

BharatBenz 1015R is an affordable-range cargo truck in this category. The truck is equipped with 6 number of tires that are prioritised for safe and secure transportation. With a loading capacity of 5624 kg, you can be assured of efficient transport of goods. All in all, the 1015R is designed with advanced engineering to offer smooth performance and hassle-free operation. 

Dimensions:

• Length: 6380 mm
• Width: 2135 mm 
• Height: 2420 mm
• Wheelbase: 3360 mm

Key Specifications:

• Power: 147 HP
• Gross Vehicle Weight: 10600 kg
• Brakes: Foot operated dual line Brakes
• Suspension: Front: Multileaf spring; Rear: Multileaf spring 
• Seating capacity: D+1
• Payload capacity: 5624 kg
• Mileage: 8 kmpl
• Fuel Tank: 171/160 litres
• USPs: Built to withstand rigorous use, thus ensuring reliability for your business

7. Eicher Pro 2095XP | Starting ₹17.16 Lakhs

Eicher Pro 2095XP is a 6-wheeler commercial vehicle that is adequate for different applications, including poultry, white goods, fruits and vegetables, beverages, and more. It has an engine capacity of 3000 cc and a 190l fuel tank. Further, the Eicher 2095 XP, with its M-Booster+ technology, allows the driver to drive in different modes of load.  

Dimensions:

• Length: 4941 mm
• Width: 2002 mm 
• Height: 2002 mm
• Wheelbase: 3770 mm

Key Specifications:

• Power: 140 HP
• Gross Vehicle Weight: 11280 kg
• Brakes: Air brake system along with parking brakes
• Suspension: Front: Grease-free semi-elliptical laminated leaves shock absorbers; Rear: Semi-elliptical leaf spring with hydraulic telescopic shock absorbers
• Seating capacity: D+2
• Payload capacity: 7217 kg
• Mileage: 6.5 - 7.5 kmpl
• Fuel Tank: 190 litres
• USPs: Best-in-class payload and high cargo body space

8. Ashok Leyland Ecomet 1015 HE┃Starting ₹17.53 Lakhs

With nine variants, Ashok Leyland Ecomet 1015 HE is a 6-wheeled truck with a 4-cylinder engine and ADDA or Advanced Digital Driver Assist. It also accommodates GSAS, indicating the gear changes at the correct times while driving. It has 6 forward and 1 reverse gear with a 6-speed gearbox. 

Dimensions:

• Length: 6070 mm
• Width: 2207 mm
• Height: 2780 mm
• Wheelbase: 3250 mm 

Key Specifications:

• Power: 150 HP 
• Gross Vehicle Weight: 11120 kg
• Brakes: Full air dual line braking system
• Suspension: Front: Semi-elliptic multi-leaf; Rear: Semi-elliptic multi-leaf
• Seating Capacity: D+2 
• Payload Capacity: 7526 kg 
• Mileage: 8 kmpl
• Fuel Tank: 185 litres
• USPs: Has NexGen i-alert for fleet management

9. Ashok Leyland BOSS 1115 HB┃Starting ₹18.06 Lakhs

Ashok Leyland BOSS 1115 HB is a commercial vehicle available in 14 variants on the market. The truck has a powerful engine, a best-in-class turning radius, and an overdrive gearbox. It is designed for e-commerce, logistics, transportation of fruits and vegetables, and other higher payload works.  

Dimensions:

• Length: 6432 mm
• Width: 2220 mm
• Height: 2495 mm
• Wheelbase: 3440 mm

Key Specifications: 

• Power: 150 HP
• Gross Vehicle Weight: 11120 kg
• Brakes: Heavy duty full air dual line braking system
• Suspension: Front: Parabolic leaf springs and shock absorbers with ARB; Rear: Semi-elliptical suspension
• Seating Capacity: 3
• Payload Capacity: 7567 kg 
• Mileage: 7.5 kmpl
• Fuel Tank: 208 litres
• USPs: Has a best-in-class turning radius with an overdrive gearbox

10. Tata 912 LPK┃Starting ₹18.64 Lakhs

Tata 912 LPK is made for commercial use and is a medium-duty truck. The GBS 40 gearbox makes it easier for the driver by minimising the need for gear shifting. It accommodates a new generation, 4-cylinder, water-cooled diesel engine paired with an intercooler. It is made with high-strength steel and goes through a 3-stage painting process. 

Dimensions:

• Length: 3573 mm
• Width: 2134 mm
• Height: 670 mm
• Wheelbase: 2775 mm

Key Specifications: 

• Power: 125 HP
• Gross Vehicle Weight: 9600 kg
• Brakes: Dual circuit full air S-cam
• Suspension: Front: Semi-elliptical leaf spring with hydraulic double-acting telescopic type shock absorber; Rear: Semi-elliptical leaf spring
• Seating Capacity: D+2
• Payload Capacity: 6 - 6.6 tonnes
• Mileage: 7- 9 kmpl
• Fuel Tank: 90 litres 
• USPs: Best-in-class performance  with improved low-end torque

Thus, the trucks mentioned above are not just mere vehicles but a valuable asset for your business. Their role in the seamless flow of goods is truly undeniable. Each comes with unique characteristics and performance metrics regarding payload capacity and mileage, to name a few. 

Additionally, when buying a truck, ensure you opt for a third-party commercial vehicle insurance. It is mandatory per the Motor Vehicles Act and saves you from taking financial responsibility if your truck damages third parties.