Commercial Van Insurance

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A commercial van insurance is a type of commercial vehicle insurance policy designed to cover for vans used for business purposes. Such as school vans, private vans and other vans used to transport passengers or goods from one place to another.
While a basic, third-party liability policy helps cover for third-party liabilities, as mandated by the law; a comprehensive van insurance policy helps cover for one’s own damages and losses as well.
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Damages and losses caused to the van due to an accident.
Any damages and losses caused to the van in the case of a theft.
Any damages or losses caused to the van in an unfortunate case of fire.
Any damages and losses caused to the van due to floods, earthquakes and other natural calamities.
Covers for any personal injuries or death of the owner-driver of the van.
Covers for losses and damages caused to a third-party vehicle, property or person due to the insured van, in the case of an accident or collision.
Covers for any damages caused to the van in cases where it's being towed.
It is equally important to know what’s not covered in your commercial van insurance policy so that there are no surprises when you make a claim. Here are some such situations:
If you’re only going for Third-Party Commercial van insurance for your van, then own damages and losses won’t be covered.
If during a claim, the driver-owner is found to be driving the commercial van without a valid driver’s license or under the influence of alcohol then the commercial van won’t be covered.
Any damages or losses caused to the commercial van due to contributory negligence won’t be covered for.
Consequential damages is any damages or losses that aren’t a direct result of an accident, natural calamity or fire can’t be covered for.
Key Features |
Digit Benefit |
Claim Process |
Paperless Claims |
Customer Support |
24x7 Support |
Additional Coverage |
PA Cover, Legal Liability Cover, Special Exclusions and Compulsory Deductibles, etc |
Damages to Third-Party |
Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages |
Based on the type of your commercial van to be insured, we have primarily two plans to choose from.
Damages caused by your commercial van to any third-party person or property. |
✔
|
✔
|
Damages caused by your commercial van to a third-party vehicle |
✔
|
✔
|
Loss or damages to own commercial van due to natural calamities, fire, theft or accidents. |
×
|
✔
|
Injury/death of commercial van owner-driver If the owner-driver doesn’t already have a Personal Accident Cover from before |
✔
|
✔
|
Call us at 1800-258-5956 or drop us an email at hello@godigit.com
Keep your details such as policy number, location of the accident, date & time of the accident, and contact number of the insured/caller handy to make our process easier.
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!
Read Digit’s Claims Report CardNo, you cannot. Every vehicle, including commercial vehicles are required to have one policy each for their vehicles. However, what you can do is a get a customized package to cover for all your vehicles, at a lesser cost. To learn more, get in touch with us via Whatsapp.
No, you cannot. Every vehicle, including commercial vehicles are required to have one policy each for their vehicles. However, what you can do is a get a customized package to cover for all your vehicles, at a lesser cost. To learn more, get in touch with us via Whatsapp.
All types of vans used for commercial purposes (for schools, private tours, etc) can be covered under our commercial van insurance policy, such as the Maruti Eeco and Maruti Suzuki Omni among other vans and minibuses.
All types of vans used for commercial purposes (for schools, private tours, etc) can be covered under our commercial van insurance policy, such as the Maruti Eeco and Maruti Suzuki Omni among other vans and minibuses.
Yes, if you decide to purchase a comprehensive commercial van insurance policy, you can then also opt for the passenger cover to protect your passengers as well.
Yes, if you decide to purchase a comprehensive commercial van insurance policy, you can then also opt for the passenger cover to protect your passengers as well.
Thanks to technology, you can now buy a van insurance online. This comes with many benefits such as no paperwork, it is less time consuming since you need not meet an agent and it is comparatively cheaper too!
Thanks to technology, you can now buy a van insurance online. This comes with many benefits such as no paperwork, it is less time consuming since you need not meet an agent and it is comparatively cheaper too!
This depends primarily on the type of van you want to insure, how old it is, which city it operates it in and the type of insurance plan you select. To check the potential van insurance premium for your van, enter your details here.
This depends primarily on the type of van you want to insure, how old it is, which city it operates it in and the type of insurance plan you select. To check the potential van insurance premium for your van, enter your details here.
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Other Important Articles about Commercial Vehicle Insurance
Have queries related to Digit motor insurance policy? You can refer to our Policy Wordings for detailed information or reach out to our support team via WhatsApp self-support, email or phone using the information below:
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Author: Team Digit
Last updated: 02-04-2025
CIN: L66010PN2016PLC167410, IRDAI Reg. No. 158.
Go Digit General Insurance Limited | Corporate Office Address: Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru 560095 | Registered Office Address: 1 to 6 floors, Ananta One (AR One), Pride Hotel Lane, Narveer Tanaji Wadi, Shivaji Nagar, Pune-411005, Maharashtra | Trade logo of Go Digit General Insurance Ltd. displayed above belongs to Go Digit lnfoworks Services Private Limited and is provided and used by Go Digit General Insurance Ltd. under license.