Toyota Innova Insurance

While there are several insurance policies available in the market, choosing one that offers the maximum benefits can be a tedious task.

Especially since the Innova is an expensive car, with equally costly parts, purchasing the right insurance policy is of prime significance to minimise your financial liabilities arising from unforeseen circumstances.

In this respect, Digit’s Innova insurance can help to optimise your benefits efficiently.

Even if you are looking to renew your existing car insurance policy, Digit’s Innova insurance policy can be the most beneficial option owing to several reasons. These include:

• Entirely Digital Claim Settlement Process - Digit’s offers an online claim settlement process that simplifies the otherwise arduous task of raising claims. If your Innova is damaged in an accident and you subsequently need to raise a claim, you can place a call at our official number – 1800-258-5956; without having to fill any form. You will then receive a link on your registered mobile number, following which you will have to send us pictures of your damaged car. That’s right! You can conduct the “inspection” part of the process yourself by using a smartphone. After this, you will have to opt for the mode of settlement – cashless or reimbursement and you are done! We will then review your claim and get back to you as soon as possible.
• High Claim Settlement Ratio - With Digit’s insurance for Innova Crysta, you will not have to worry about your claim getting repudiated for no reason. We pride ourselves on our number of claims settled, and offer the assurance that yours will be addressed at the earliest. You can, thus, do away with the long months of waiting for your claims to be settled and avail your reimbursement immediately.
• Customise Your Insured Declared Value - Innova models are not cheap – you most likely had to shell out north of Rs.15 lakh for your car. Subsequently, if your car is stolen or totalled, your financial losses will also be significant. Bearing this in mind, we offer the facility to customise your car’s IDV through which you can avail a higher compensation if your car becomes unsalvageable. The facility of availing a higher IDV comes in exchange of slight tweaks to the Innova insurance price, making it quite a beneficial proposition.

Variety of Add-On Options - While the Innova is an undoubtedly popular vehicle in India, its parts do not retail cheap. You may, thus, want to financially safeguard those car parts, which are otherwise not included under the comprehensive insurance policy. In this regard, our add-on covers can be quite helpful. We offer 7 add-ons under the scope of our Innova insurance policy, which include:

• Engine protection cover
• Tyre protection cover
• Consumable cover
• Zero depreciation cover
• Roadside assistance
• Return to invoice cover
• Passenger cover

With your Toyota Innova, for instance, the passenger cover add-on is a necessity, given that the vehicle is often used for the purpose of ferrying passengers to and fro. You can avail any of these add-ons by paying a marginally higher Innova Crysta insurance price.

• Round the Clock Customer Service - We understand that accidents can occur anytime, and thus the need for assistance is not defined by holidays or working days. By keeping this in mind, we have made our customer care services available 24x7, even on Sundays and national holidays. Have an enquiry about the Innova Crysta renewal price? Call us up anytime you want!
• Presence of 1400+ Network Garages - Don’t let the unavailability of cash deter you from seeking repairs of accidental damages to your Toyota Innova! With our pan-India grid of over 1400 network garages, you can avail cashless repairs for your Innova without any hassle.
• Doorstep Pick-Up and Drop Facilities - Our Innova car insurance policy also offers a doorstep pick up and drop facility if you seek repair for your car from any of our network garages. This way, you can save yourself from considerable trouble, and the cost of transporting your damaged car to the service facility.

These are, but a few of the most significant benefits that you can avail with Digit at the most affordable Toyota Innova Crysta insurance cost.

However, do not forget to check the scope of the insurance policy’s coverage to reap the maximum benefits from it.

Having car insurance is very necessary because it covers all your expenses in the event of vehicle damage or injuries to the passengers. 

There are three levels of cover you can choose from - third party liability, comprehensive and legal complaints.

Manufactured by the Japanese automaker Toyota, the Innova was sold in large numbers in India, primarily serving in the tourist taxi market and fleet operations of large technology-business processes for outsourcing companies.

The Innova is available with twelve variants in India whereas three variants of the Innova come with a petrol engine option which is powered by a 1,998 cc, inline four-cylinder petrol engine with electronic fuel injection. The Crysta is also available in Touring Sport edition in VX and ZX variants with both petrol and diesel engines and with manual and automatic transmissions.

Why should you buy Toyota Innova Crysta?

The new series of Toyota Innova came up with completely new vehicle with a brand new diesel engine. The Innova Crysta is available with three engine options:

• 2.7-litre petrol- produces 166PS of power per 245Nm of torque
  
• 2.4-liter diesel- produces 150PS/343Nm of torque
  
• 2.8-litre diesel - produces 174PS/360Nm of torque
  

The 2.4-litre diesel and the 2.7-litre petrol engines are mated to a 5-speed manual gearbox while the 2.8-litre diesel engine is mated to a 6-speed automatic transmission. Both the gearbox and engine combo can run on the highway and in the intercity travel as well.

When we give a glance at the adequacy of the vehicle, Innova Crysta comes with the six to seven-seater versions with two captain seats in the first row, two in the middle and two in the last row which can be extended to three. In the ZX trim, there are many comfortable features such as keyless entry and start with the reversing parking sensor with a camera, a cooled glovebox, infotainment system with Bluetooth and navigation and an electrically adjustable driver's seat.

This model of the car provides a mileage of 10.75-15.1 kmpl with a cost starting from 14.93 lakhs onward. For safety purposes,  it gets three airbags (dual front and knee) ABS with EBD and BA as standard across the range. However, the top of the line Z variant gets 7 airbags.

Check: Know more about Toyota Car Insurance