Toyota Urban Cruiser Car Insurance

Japanese automobile manufacturer Toyota launched its iteration of SUV, the Urban Cruiser, in September 2020. Since then, the automaker has seen a significant rise in its sales. For instance, in August 2021, Toyota sold 2654 units of the Urban Cruiser.

Toyota designed the Urban Cruiser, equipping both form and function to match the driving style of modern drivers. So, if you are planning to buy this model, you must look for cost-effective Toyota Urban Cruiser car insurance policies to safeguard your finances.

Also, the Motor Vehicles Act 1988 states that every Indian car owner must mandatorily have third-party insurance. Such a policy ensures extending financial coverage against any third-party damage or injury.

However, there is another type of car insurance named comprehensive cover. It offers financial security for both third-party liabilities and own damages.

Prominent insurance providers like Digit ensure a seamless car insurance buying/renewing experience against affordable premiums.

Below is a concise description of a few world-class features of Urban Cruiser, the price list of different models, the significance of car insurance policy, and the benefits Digit offers.

Before settling for one, individuals should consider comparing the features and benefits of different Toyota Urban Cruiser car insurance policies. Leading insurers like Digit provide an array of benefits to guarantee a seamless experience to its customers. Let us discuss some of the reasons behind Digit's popularity in India.

1. High Claim Settlement Ratio - In comparison to its competitors, Digit offers a higher claim settlement ratio. Further, it settles a maximum number of claims its customers raise. So, if you are looking for a quick settlement, Digit is the best option.

1. Completely Digitised Processing System - Digit does away with the traditional car insurance method involving representatives inspecting the cause of the claim. Instead, it allows its customers to file a claim from anywhere within India. 

Individuals can raise a claim on the smartphone-enabled self-inspection system to avoid any hassle. However, they need to attach the images of damages of their Urban Cruiser to streamline the process.

1. Personalised IDV - The insurance providers subtract the depreciation cost of your vehicle from its listed ex-showroom price to obtain the IDV or Insured Declared Value. At Digit, you can customise the IDV of your vehicle as per your liking while buying insurance online.

1. Additional Benefits - Digit strives for customer satisfaction and thus offers several add-on policies to customise your comprehensive car insurance covers. Some of these add-ons are:

• Return to invoice cover

• Consumable cover

• Engine and gearbox security

• Zero depreciation cover     

• Roadside assistance and more

1. Over 5800 Network Garages - Be it Haryana or Assam, you will always find Digit network car garages anywhere in the country. Besides, all of these garages offer cashless repairs against your insurance policy.

1. Doorstep Pickup, Repair and Drop Facilities - Suppose your Urban Cruiser is in no condition to be driven down to your nearest Digit network garage. In such a situation, you can go for doorstep pickup, repair and drop service at your convenience. Thus, Digit is the ideal destination for Toyota Urban Cruiser car insurance.

1. Round-the-Clock Customer Care Support - Digit extends 24X7 customer care service to ensure an impeccable experience. So, be it a Sunday morning or 31st night, connect with Digit for any car insurance-related queries.

Such benefits against cost-effective Toyota Urban Cruiser car insurance policy set Digit apart from its competitors. But, it is always advisable to evaluate a few factors such as what expense the policy covers, its premium amount, how many benefits are offered and more.

Car insurance offers protection from unforeseen circumstances and unplanned liabilities. Below are the factors that will solidify the importance of car insurance policy in India.

Toyota's youngest SUV, Urban Cruiser, is built with high tensile steel and comes with ergonomic designs. There are six variants of Urban Cruiser available in the Indian automobile market - Mid, Mid AT, High, High AT, Premium, and Premium AT.

The following are a few best-in-class features of the model.

1. The sub-4m SUV possesses a 1.5-litre petrol engine of 1462 cc and is available in Manual and Automatic transmission options. However, the mileage depends on its different variants. It ranges between 17.03 km/l and 18.76 km/l.

2. Toyota is also known for its high-tech security features. It has advanced dual SRS airbags in this 5-seater SUV too. The Japanese automaker employs both active and passive safety features like hill hold control, ABS with EBD, etc., to ensure uncompromised road security.

3. To further enhance the driving comfort, Urban Cruiser is equipped with rain-sensing wipers, an automatic air-con system, a 7-inch touchscreen infotainment system supporting both Android Auto and Apple CarPlay, a push start/stop button and more.

4. Toyota offers a range of sleek accessories to design your Urban Cruiser model as per your choice. Some of those accessories are- 

• Front grille accent

• Fog lamp garnish

• Number plate chrome garnish

• Front bumper garnish

• Wheel arch moulding and more