Renault Kwid Car Insurance

The Renault Kwid was launched in India in September 2015. Due to its mini-SUV design, Kwid became very popular in the Indian market.

The car has two petrol engines on offer. It provides an engine displacement of 799 cc and 999 cc. Renault Kwid is available in automatic and manual transmission. The engine offers a peak power of 67bhp@5500rpm and maximum torque of 91Nm@4250rpm. Depending on the variant, Kwid has an average mileage of 20.71 kmpl to 22.30 kmpl. Besides, this model comes with a seating capacity of five people, including the driver.

Kwid’s interior features a chrome inner door handle, LED digital instrument cluster, chrome HVAC control panel and an onboard trip computer. The exterior of this car has tail lamps with LED light guides, a black hub cap, B-pillar black applique and roof rail.

Renault Kwid has advanced driving safety features, such as a reverse parking camera with guidelines, high mounted stop lamps, rear ELR seat belts, two years of corrosion protection and rear grab handles.

Nevertheless, Renault Kwid is susceptible to several accidental damages. So, if you own a Kwid or plan to buy a new one, opting for Renault Kwid car insurance becomes imperative. This will help you stay protected from several liabilities you have to face otherwise.

Following are the Add-ons for Renault Kwid Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

Several factors should be analysed before purchasing a Renault Kwid car insurance policy. Insurance companies like Digit offer vehicle insurance policy at affordable Renault Kwid insurance price. Keep reading to know what Digit has to offer to its customers:

1. Wide Range of Insurance Policies

Digit provides two insurance policy options to vehicle owners looking to buy car insurance for Renault Kwid. These include:

• Third-Party Policy: According to the Motor Vehicles Act of 1988, it is mandatory for every car owner to opt for a third-party insurance policy. Under this policy, the vehicle owner stays protected from any third-party liabilities when their car causes damage to any third person, property or vehicle. Furthermore, Digit also resolves the litigation issues, if any.

• Comprehensive Policy: Individuals with Digit’s comprehensive Kwid insurance policy stay protected from third-party and own damages. Moreover, they can opt for several additional facilities at nominal prices with their policy premiums.

2. Wide Network of Garages

Digit has tie-ups with numerous network garages across the country. So if you are stuck on the road with any vehicle-related issue, you will always find a network garage in your vicinity. Visit these network garages or workshops and avail of cashless repairing and servicing. Digit will pay the charges on your behalf.

3. 24x7 Customer Support

Digit has a responsive customer support team. This team works 24x7, even on national holidays, to help anyone facing any insurance or vehicle-related issue. Dial 1800 258 5956 and get your queries resolved in no time.

4. Easy Claim Filing Process

With Digit, cut down the time-consuming and hefty claim filing procedure. You can file a claim against your Renault Kwid car insurance policy by following these three steps –

• Step 1: Dial 1800 258 5956 from your registered contact number to receive the self-inspection link.
• Step 2: Click on the self-inspection link and upload the images of the damaged vehicle.
• Step 3: Select the mode of repair – “Cashless” or “Reimbursement”.

5. Multiple Additional Benefits

People with Digit’s comprehensive insurance for Renault Kwid can avail several additional facilities with their policy premiums against additional charges. Some of these add-ons include –

• Consumable Coverage 
• Roadside Assistance 
• Engine and Gearbox Protection Cover
• Tyre Protection Cover
• Zero Depreciation Cover

6. Insured Declared Value Customisation

Insured Declared Value (IDV) determines the current market value of your car. Digit provides its customers with the benefit of increasing or decreasing the IDV of their vehicle as per their convenience. Higher IDV means a higher compensation amount in the event where your car gets stolen or catches fire, and lower IDV means reduced policy premiums.

7. Online Insurance Products and Services

You can find all the insurance products and services on Digit's official website. So if you are looking for Renault Kwid insurance renewal, click on the appropriate option in the official portal.

Furthermore, you can opt for Digit's doorstep pickup and drop facility. Once you opt for this service, your vehicle will be picked up from your home and taken to a network garage for repair. Once the necessary repairing is complete, Digit's team of technicians will deliver the car back to your home. This facility is instrumental in cases where your vehicle is not in a drivable condition.

Therefore, keep these points in mind while choosing your Renault Kwid car insurance provider.

Well after spending lakhs to buy a car you will definitely not like your car to increase your expenses on it. So a Renault Kwid car insurance online can protect your car and save you from shelling a lot of money. Let’s know how:

• Drive Legally and do not Get Fined: Car insurance is a legal document that any traffic authority can ask to show because it is illegal to drive an uninsured car on Indian roads. In the absence of car insurance, you will attract a fine of ₹2000 and/or imprisonment of 3 months for the first offence. And the penalty amount goes up to ₹4000  and/or imprisonment of 3 months for the repeated offence.
• Protect Yourself from the Third Party Claims: With third-party car insurance, your third-party liabilities will be taken care of by the insurer. The insurance company will pay for the claim of the third party who gets injured or suffers from property damage in an accident for which you are responsible.

Third-Party Car Insurance is mandatory according to the Motor Vehicle Act. But a stand-alone third-party policy does not cover any damage to your car.

• Protect Your Car with Comprehensive Policy: Under the comprehensive car insurance policy, you can enjoy the cover to the damages of your car and the third-party liability as well. It protects your car against damages from accidents, vandalism, riots, thefts, storms, earthquakes, floods, etc.
• Better Protection with Add-ons: Your comprehensive car insurance is always customizable with an add-on option. There are multiple add-ons that you can opt for that will widen the coverage. Such as with a return to invoice add-on the insurance company will pay you the complete valuex of the car if you suffer from a complete loss of the car. You can explore other add-ons like engine protection, breakdown assistance, etc.

Know more about Car Insurance Calculator.

Renault Kwid is the entry-level car from the manufacturer. It attracts people of all ages and demographics who take interest in small hatchbacks. This car with its mini-SUV like styling that caught the fancy of Indian buyers and actually rocked the boat in the budget hatch market.

This car from Renault is solely responsible for the creation of a new niche in the Indian car market. The huge success of this car made Maruti to take an interest in the niche and as a result, Maruti has launched S-Presso to compete with Kwid. But it is the Kwid one that will appeal to all with its upgraded styling. The ex-showroom price of this car starts at ₹. 2.83 Lakhs. 

Why Should You Buy Renault Kwid?

• Handsome Car: The car flaunts an SUV like design, but does not miss on the classic hatch-back proportions. The recent facelift of Kwid has made it more attractive than ever. The front is restyled with a split headlamp which has standard LED DRLs on the top and the headlights below. The chunky surrounds to the headlight make it interesting to look. The touch of orange accents and smoked grey wheel covers add flair to its sporty look. 
• Funky Interior: The interior of the Kwid is quite quirky and funky. There are lots of cuts and curves. Orange highlights in the dashboard look like a premium touch to a small car. The attention-grabbing 7-inch touch screen infotainment system bundled with apple car play and android auto is an addition to the features. The leather inserts on the steering wheel also enhance the appeal. Apart from the looks, glove box and plenty of storage spaces make the cabin practical. 
• Safety: This car complies with India’s latest crash protection norms. In terms of safety driver’s airbag, ABS, seatbelt reminder, speed warning system, a rearview camera and rear parking sensors come as standard with the car. You can opt for a passenger airbag with the higher trims. 
• Efficient Engine: The Kwid comes with a 0.8 Litre or 1 Litre petrol engine. This car produces power up to 68 horses that pull the body mass pretty easily. Renault claims a mileage of 23kmpl for this car which suits the taste of a lot of Indian buyers. 
• Tougher Built Car: The Kwid feels light-footed in the city and feels sure-footed on the highways when you drive at a faster speed. The vertical movement of this car is minimal when you move quicker and gives you a greater sense of confidence around the corners.