Renault Duster Car Insurance

The French manufacturer Renault and its Romanian subsidiary Dacia introduced and marketed a compact crossover SUV, Renault Duster, in 2010. This model entered the Indian commuter market in 2012 after undergoing several updates.

Consequently, the upgraded versions come with features, such as Emergency Brake Assist, stability control module, Anti-lock Brake System and other driving safety options.

Nevertheless, like other vehicles, this car is susceptible to risks and damages. Considering this, one must obtain Renault Duster insurance from a reputed insurer. In this regard, you can consider Digit owing to its host of benefits.

Read on to know more.

Following are the Add-ons for Renault Duster Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

While purchasing a Duster insurance policy, it is essential to consider certain factors for maximum benefits. In this regard, one can compare plans from different insurers and choose the one that offers several service benefits along with competitive insurance prices.

Here are some offerings by Digit you might factor in before making an informed decision:

1. Various Insurance Options

Digit enables its users to choose from the following insurance options:

• Third-Party Car Insurance: Your Renault car can inflict damages to a third-party person, vehicle or property in case of an accident or collision. You need to face liabilities that can incur heavy financial losses in such a scenario. However, if you obtain third-party insurance for Renault Duster from Digit, it can help you cover charges arising from third-party accidents. Additionally, as per the Motor Vehicles Act, 1988, it is mandatory to possess this basic insurance plan to avoid hefty penalties.
• Comprehensive Car Insurance: Besides third-party damages, your Renault Duster can incur own damages during a theft, fire, earthquake, and other disasters. One can get coverage benefits from a comprehensive car insurance plan in such an instance. Under comprehensive car insurance for Renault Duster from Digit, your insurer pays for the repair costs on your behalf and helps you save funds for future requirements. Apart from this, this insurance policy also provides coverage against damages arising from third-party accidents.

2. Several Add-on Policies

Although a comprehensive Renault Duster insurance policy covers both third-party and own damages, some exclusions might be there. To that end, you can get add-on benefits from Digit against additional charges. You have the option of including any of the following covers by increasing your Renault Duster insurance price:

• Consumable Cover
• Zero Depreciation Cover
• Roadside Assistance
• Engine and Gearbox Protection Cover
• Return to Invoice Cover

3. Cashless Mode of Repair

Users opting for Digit insurance can select a cashless mode of repair while getting their Renault cars repaired from an authorised network garage. Under this facility, one need not bear any repair cost as the insurer will directly settle payment with the centre.

4. Easy Claim Filing Process

Digit allows you to raise claims against your Renault Duster insurance policy conveniently owing to its smartphone-enabled self-inspection process. This procedure will enable you to file claims from your smartphone and self-inspect the Renault Duster damages. Thus, you can complete the entire claim process within a short span due to this technology-driven process.

5. Plenty of Network Garages

By going for Renault Duster insurance renewal from Digit, you can access several Digit network car garages across India in case of damage repairs. Due to the abundance of these garages, locating a repair centre during an emergency becomes easier. Further, you can avail of a cashless facility from these garages.

6. Paperless Procedure

As you can obtain Renault Duster insurance online from Digit, you need not submit hard copies of documents. All you need to do is upload the necessary documents via your smartphone for a successful insurance renewal and claim process.

7. Doorstep Pick-up and Drop Facility

By paying Renault Duster insurance renewal price for the comprehensive plan, Digit insurer offers a doorstep pick-up and drop facility for your Renault car’s damaged parts. This facility enables you to get repair services for your Renault car from the convenience of your home.

8. IDV Customisation

The Renault Duster insurance cost depends on the Insured Declared Value of your car. Insurance providers evaluate this value by subtracting the car’s depreciation from its manufacturer’s selling price. Digit allows you to customise this value as per your requirement. This, in turn, enables you to maximise your returns in case of car theft or damages beyond repair.

Furthermore, Digit’s responsive customer service gives instant solutions to your queries regarding the Renault Duster insurance plan. They are available 24x7, even on national holidays. Now that you know everything about the benefits of obtaining Digit insurance for your Renault car, you can consider this insurer while comparing plans online.

Car insurance is a basic duty for every car sensible owner because insurance is financial protection that saves your hard-earned money in many situations. Let us see how Renault Duster car insurance will be helpful:

• Obey the Rules and don’t Get Fined: Ensuring your car insurance online is a legal obligation. It is illegal to drive without car insurance on Indian roads. For such an offence you will be charged ₹2000 and/or imprisonment of 3 months. So getting your car insured is a wiser option than being a thrill seeker.

Know more about the fine for driving without insurance

• Get Protected from Third-Party Liabilities: If you are held responsible for an accident in which a third party has been injured or his/her property has been damaged due to your carelessness then you have to pay for their loss. But if you have a third party car insurance policy then your insurer pays the claim amount and you are saved. And third-party insurance is mandatory as per the motor vehicle act.
• Protect Your Duster with Comprehensive Policy: Comprehensive car insurance comes with two types of coverage. It covers the third party liability and the damages to your car as well. With a comprehensive policy, you can get your car covered from any manmade catastrophe or any natural calamity. You have an option to opt for add-ons to provide better protection to your car under this policy.

Know more about Car Insurance Calculator.

• Wider Protection with Add-ons: Add-ons are designed to provide a better protection to your car in association with a comprehensive policy. Such as with an Engine protection add-on you van claim in a situation when your engine is damaged from floodwater or situations alike. You can explore other add-ons like breakdown assistance, tyre protection, return to invoice etc.

Renault Duster has got wide acceptance from Indian Buyers since it has been launched. It passes with flying colours when it comes to the requirements in an SUV from the perspective of Indian car enthusiasts. This car has 29 awards against its name, some of which are: Indian Car of the Year (ICOTY), Compact SUV of the Year from BBC and Times of India, SUV of the Year by Car India, etc. 

Due to the massive success, Renault has launched the second generation of Duster in India which starts at an ex-showroom price of ₹.8.00 Lakhs.

Why Should You Buy Renault Duster?

• Revised Styling with a Facelift: The front bumper has been redone to comply with the latest pedestrian protection norms. The bonnet line has been raised which gives a bigger appearance to the car. The bonnet is contoured that adds some mass to the car. Large chrome garnished grille screams that this car is an SUV. It has projector headlamps and LED DRLs which go with the trend. The attractive machined alloys are designed to take you on any terrain. The chrome strip lining the base of the windows is a premium touch. 
• Robust Build Quality and Storage: You will feel the quality of the build as soon as you shut the door and experience the authoritative thud. The build quality is better than its Japanese or Korean rivals. The seats offer excellent support and great cushioning. There are plenty of storage spaces inside the car. Duster flaunts two glove boxes, trays in the dashboard, big door bins that make the cabin lot more practical. 
• Latest Features: Renault Duster has all the modern features like Dual airbags, ABS, rear parking sensors, steering tilt adjust, 7-inch touch screen infotainment system with apple car play and android auto, satellite navigation, powered mirrors, ESC, hill start assist, cruise control, automatic climate control, and many more. 
• Made for Long Rides: Duster comes with a fuel capacity of 50 litres. Duster has 3 powerful engine options for a comfortable driving experience. Which are:
  • 106 Horsepower 1.5-litre petrol engine married to a manual transmission and CVT auto
  • 85 HP 1.5 litre diesel engine with a 5-speed manual transmission
  • 110 HP 1.5-litre diesel engine with a 6-speed manual and AMT options
• Refined Driving Experience: All the engines are refined to provide a great driving experience and the steering response has been returned which is better than before.