Maruti Suzuki Ertiga Insurance

Best known for its family cars in India, Maruti Suzuki has a profound effect on most Indian car lovers. The Maruti Suzuki Ertiga model gained popularity for its consistent mileage of 26.08 km/kg. Maruti Suzuki has put forth the time and effort to improve the Ertiga range with time. The newest versions of the car come with more cabin room and practicality while being available at an affordable price range for the target audience.

Maruti Suzuki has developed the Ertiga model with a 1.5-litre petrol engine and a 5-speed manual or a 4-speed torque converter. It is a seven-seater car with a range of features capable of maintaining the comfort and requirements of the riders. These include fog lamps, LED tail lamps, projector headlights, 15-inch wheels, a 7-inch infotainment system and push-button start/stop. Other model features include auto climate control with rear AC vents, ventilated front cup holders, and a reverse parking camera.

Owning a Maruti Suzuki Ertiga car is ideal for middle-class families. This is mainly because the vehicle comes with several convenient features, and it is within the general budget of this target market. Moreover, the car is considered safe because of its airbags, ABS with EBD, reverse parking sensors and ISOFIX child seat anchors.

Despite this car’s safety features, it is difficult to predict or avoid road accidents. So, owning a Maruti Suzuki Ertiga car insurance policy can be of benefit for people riding this car. It complies with the mandate of the Motor Vehicles Act, 1988 to cover third party damages after an accident.

Your job is not over by purchasing a car since you need to maintain it, keeping the future in mind. In this regard, the Indian Government passed the Motor Vehicles Act in 1988 to ensure that every car owner pays for any damage caused to third parties during an accident. For this, every car owner must purchase a car insurance policy. Following this act, the Government can charge legal fines between ₹ 2,000 and ₹ 4,000 if car owners drive without insurance. Repetition of the crime can escalate to causing imprisonment or loss of licence in the future.

If you wonder which company can provide you with a suitable policy for Maruti Suzuki Ertiga car insurance, you might consider Digit. It is a reliable name in the field of car insurance. You must know that a policy has several advantages, including Maruti Suzuki Ertiga car insurance cost, and you need to analyse them. Digit provides the following features with its insurance policies.

1. Different Policy Options for Insurance

The policyholders of Maruti Suzuki Ertiga car insurance can find two options for choosing an insurance policy for their vehicle. These areas are discussed below. 

• Third-Party Car Insurance Policy

This policy covers the expenses of repairing third party cars and properties damaged during a car accident. This policy will also pay for the treatment of any person injured in the accident. It means that the policyholders will not be accountable to pay for any compensation to third parties after an accident if they have this policy.

• Comprehensive Car Insurance Policy

This policy adds to the previous one. Apart from paying for third party damages, it also covers personal injuries caused by accidents. It means that this policy will help you with a cashless repair of your Maruti Suzuki Ertiga car in any of its network garages.

2. No Claim Bonus

With Digit, you will be liable to get a no claim bonus as a Maruti Suzuki Ertiga car insurance policyholder for each claim-free year. This bonus acts like a discount and brings down the policy premium. This bonus usually ranges between 20%-50% depending on the number of claim-free years.

3. IDV Customisation

When you purchase insurance for the Maruti Suzuki Ertiga car from Digit, you can work on improving your IDV. The current value of your vehicle in the market is determined by its IDV. Digit allows you to customise your IDV if you choose a comprehensive plan. You can set a high IDV for higher returns on compensations in cases of theft or irreparable damage to the vehicle. On the other hand, you can pay lower premiums with a lower IDV rate.

4. Simple Online Procedure

Digit realises the requirement to develop a simplistic procedure for purchasing a Maruti Suzuki Ertiga car insurance policy. It helps the policyholders with an entirely online process for this. They simply need to visit the company's online website and follow the instructions for buying an insurance policy. They can also follow the same procedure for Maruti Suzuki Ertiga car insurance renewal.

5. High Claim Settlement Ratio

The claim settlement ratio among the policyholders is high in Digit. It is probably because Digit has set a user-friendly procedure. You can follow the steps mentioned below for filing your claim.

Step 1: Digit will not ask you to fill out forms for your claim filing. You only have to call 1800-258-5956 and follow the instructions.

Step 2: You will receive a self-inspection link on your registered number. Go to this link and upload all the images showing your accidental damages.

Step 3: Choose from the available options of repair, which mainly include reimbursement of the amount of cashless repair from the network garages.

6. Numerous Network Garages

Digit has a vast network of garages under its operations, located all across India. Maruti Suzuki Ertiga car insurance policyholders can thereby avail the benefits of cashless repair from any part of the country if they face road accidents.

7. Impressive Customer Care

Digit pays attention to the complex needs of people holding car insurance for Maruti Suzuki Ertiga. Its customer care executives are easily reachable for any queries and grievances all day long. They are hardly on breaks even during national holidays, making it highly convenient for the policyholders in emergency cases after an accident.

Thus, having a Maruti Suzuki Ertiga car insurance policy can benefit every Maruti Suzuki Ertiga owner. The Government has already made it into a mandate to own such insurance to avoid legal repercussions for car owners. Moreover, it can be a practical choice to avoid accidental expenses against third party damages.

This No. 1 MPV is whatever you could have asked for if you are the one who seeks for space, performance and style. Car insurance is essential for both your new car and finances. These are the benefits of having car insurance:

Protect from Financial Liabilities: ​Your Ertiga may stand vulnerable in front of an unforeseen natural disaster, an accident or a theft. Car insurance then becomes your true friend in saving you from the unexpected expenses. Now if the damage to your car was your fault it hurts less and you may shell out from your pocket but if it had nothing to do with you, it hurts crazy and this can be avoided.

Legally Compliant: As mentioned above it is mandatory to have insurance of your Vehicle. It is illegal to drive your car without one. Failing to produce car insurance can land yourself in serious trouble. Present fine for driving without insurance can go up to Rs. 2000 and maybe jail time. So even if you are a thrill-seeker, not getting insurance is a bad idea.

Cover Third-Party Liability: In an unfortunate event of an accident, a car insurance policy covers for the Monetary loss. Sometimes in such cases, the damages are huge and irreparable and maybe beyond ones present financial capacity, this is where car insurance steps in. It takes care of most of the financial loss and acts as a protector for the party on the receiving end.

Extra Protection with Comprehensive Cover: ​This type of cover is always the best as it acts as an umbrella to not only the other party but also to you and your Ertiga. Going with Comprehensive car insurance assures complete peace of mind, as it will take care of the losses incurred and will provide better coverage from third-party liabilities. You can choose from multiple add-ons available in the market and pick and customize the one suiting you and your pocket the best. A comprehensive policy, offers complete protection, staying true to its name.  

This car is the only MPV in the segment with a factory fitted S-CNG powered engine. Powerful, Bold and Stylish, Ertiga has won the hearts of customers and is the No.1 MPV. The new CNG powered Ertiga has better fuel economy and superior technology which is safe, reliable and environment-friendly. Apart from winning the hearts of customers all over, Maruti Suzuki Ertiga has also clinched the ‘Car of the Year’ award at Autocar Awards 2019.

Why should you buy Maruti Suzuki Ertiga?

The Next-Gen Ertiga comes with three engine options: the all New DDis 225, the K15 smart hybrid petrol and the new factory-fitted S-CNG powered engine. Not only this, this car has amazing features like projector headlamps, third-row recliner seats, smartPlay infotainment, multi-spoke alloy wheels, 3D tail lamps with LED. Ertiga is available in 4 variants: L, V, Z and Z+. While both petrol and diesel engines can be taken in any of the four variants with a manual transmission, the automatic transmission will be available only in the V and Z variants with the petrol engine. 

For your safety, Ertiga comes with a dual airbag, seat belt reminder lamp with buzzer, high-speed alert system & rear parking sensors. 

Safety, design, style, space and performance, Ertiga is designed to keep in mind its consumers all needs. It is designed with huge interior space and fitted with a well-performing engine.

The Ertiga is for the urban family buyers. With Ertiga, Maruti has attempted to reach a new matured class of buyers looking for a multi-purpose vehicle.

Check: Know more about Maruti Car Insurance