Maruti Suzuki Alto Insurance

An Indian subsidiary of Suzuki, Maruti Suzuki, launched a small city car Alto in 2000 considering the demands of the Indian motorists. Due to its advanced features, this car quickly became the best-selling hatchback in India.

It crossed the 1 million production figure in February 2008, becoming the third Maruti model to cross the million mark. Further, over 17 thousand units of Maruti Suzuki Alto were sold in April 2021 across India.

If you are planning to purchase any of the 8 variants of this car, you must know everything about Maruti Suzuki Alto car insurance beforehand. A well-rounded car insurance policy covers the cost of repairing damages that might result from accidents. As it is not possible to avoid such unfortunate circumstances, it is practical to obtain proper insurance for your Maruti car.

In this regard, one can count on reputed insurers like Digit, who offer a number of service benefits along with competitive policy premiums.

Read on to know more about the benefits of choosing Digit as your insurance provider.

While buying car insurance plans, you might consider comparing policies from various providers online. This will help you select the best insurance plan for your Maruti car. Additionally, you can consider the below-mentioned advantages of obtaining Digit insurance and streamline your options.

1. 3-step Claim Filing Process

By opting for Digit insurance for Maruti Suzuki Alto, you can enjoy a quick claim filing process by following the given three steps:

• Dial 1800-258-5956 and request a self-inspection link. 
• Select your Maruti car’s damages via your smartphone by following a step-by-step procedure. 
• Choose the repair mode as per your preference. For cashless mode, you need to get your car repaired from one of Digit’s network garages. 

Note: You need not fill out any claim forms while raising a claim against your Suzuki Alto insurance policy.

2. Simple Application Process

Now, obtaining Maruti Suzuki Alto car insurance online is possible thanks to Digit’s smartphone-enabled processes. This simple and hassle-free application procedure also cancels out the need for heavy documentation.

3. Various Insurance Plans

Car insurance for Maruti Suzuki Alto from Digit comes in the following types:

• Third-party Insurance Plan

This is a basic insurance policy that provides coverage benefits against third-party damages caused to a person, property or vehicle by your Maruti car. The Indian Motor Vehicles Act, 1989, states that every driver should possess this insurance policy to avoid hefty traffic fines. Thus, you can purchase this plan from Digit and reduce your liabilities.

• Comprehensive Insurance Plan

If you are looking for an insurance plan that provides overall coverage against both third-party and own car damages, you can consider a comprehensive insurance plan from Digit. The Maruti Suzuki Alto insurance cost for a comprehensive plan may be higher because of its wide range of coverage.

4. Cashless Claims

One can avail of a cashless facility while raising a claim against Maruti Suzuki Alto car insurance. Under this facility, you need not pay out of your pockets for repairing your Maruti car damages. The insurer will directly settle payment with the repair centre.

Note: You can opt for a cashless facility only if you get repair services from a Digit-authorised network garage.

5. Several Network Garages

There are a number of Digit network car garages spread across the country from where you can get cashless repairs for your Maruti car.

6. Add-on Benefits

A comprehensive car insurance policy might not provide overall protection for your Maruti car. To that end, you can include add-on covers by opting for Digit comprehensive insurance against additional charges. Some of the add-on policies you can benefit from are:

• Consumables Cover
• Engine and Gearbox Protection
• Zero Depreciation Cover 
• Roadside Assistance
• Return-to-invoice Cover

Note:  You can include these add-on covers above your base insurance plan by increasing your  Maruti Suzuki Alto insurance price.

7. Customisation of IDV

A car’s Insured Declared Value is an amount that determines how much return an insurer will pay in case the car is stolen or damaged beyond repair. This amount also depends on the  Maruti Suzuki Alto car insurance renewal price. Digit allows you to customise this value and obtain maximum benefits.

8. Responsive Customer Service

During Maruti Suzuki Alto car insurance renewal, you might face doubts and queries. In such instances, you can contact Digit’s customer service any time you like. They extend help 24x7, even on national holidays.

To conclude, Digit offers a host of benefits on your Maruti Suzuki Alto car insurance that will reduce your financial liability. Its transparent procedure and customer-oriented services cater to your insurance needs precisely.

It is important to get a car insurance for your Maruti Suzuki Alto mainly because you may be using it for your daily commute. Even though it’s quite small and cozy, the car can be maintained well with right service intervals.

Moreover, with the right car insurance- it can be protected in case of unforeseen situations. Following are the benefits of a Maruti Suzuki Alto car insurance:

Right after the iconic Maruti 800, the Indian alliance with Suzuki came up with Maruti Alto. With a change in its look and feel, the car made the same imprints in the Indian market as did Maruti 800. This small hatchback is available in three variants along with new set of safety features. It has a BS-VI compliant engine that helps control emission and hence the pollution. Recently, Maruti Suzuki has introduced the new CNG model of Alto 800 as well. The Maruti Suzuki Alto has a petrol engine and CNG engine, both with their manual transmissions. It claims to give a mileage of 24.7 kmpl.

Why should you buy Maruti Suzuki Alto?

Maruti Suzuki Alto is to redefine your comfort at quite an affordable price. It can be a perfect choice for those who are looking for a fuel-efficient daily office going car. Compact, in terms of size, the Maruti Suzuki Alto can be picked for your short city rides. Available in five different variants Std, Std (O), LXi, LXi (O), and VXi, this car is priced between Rs.2.94 lakhs to Rs.4.14 lakhs. If you’re looking for a cost-effective CNG model, then you can get it at Rs.4.11 lakhs. Other than its enhanced looks, Alto 800 has a speed alert system, front occupant seat belt reminder, rear parking sensors, and ABS with EBD. The improved version of Alto 800 also has a Bluetooth enabled audio system with a mobile dock. 

Check: Know more about Maruti Car Insurance