Honda WR-V Insurance

Honda is known for being one of the biggest automobile manufacturers across India. It frequently comes with innovative and unique car models for attracting its target audience. The WR-V range can generate popularity because of a high mileage of 27.5kmpl. While Honda first launched this model in 2017, it later upgraded it with BS6 emission norms in 2020.

Honda WR-V comes with a 188mm ground clearance and a new grille with a chrome bar. Moreover, the exteriors of this car are enriched with LED DRLs, LED projector headlamps and LED fog lamps. Innovative features such as body cladding across the lowermost body panels, J-shaped LED taillamps, and 16-inch alloy wheels have enhanced the car’s appearance. Furthermore, the model comes with an electric sunroof, cruise control, keyless entry, rear parking sensors, dual airbags, etc.

Customers are also attracted to the car’s beauty. Its all-black interior with silver inserts on the steering and aircon vents has made it a popular Honda model. Moreover, the car's interiors have also been praised for engine start-stop switch and steering with phone, audio and video control options. It also includes a SOHC petrol engine with a five-speed manual gearbox and a four-cylinder DOHC diesel of 1498cc size. 

Despite such unique and striking features, even Honda WR-V Car might fall victim to unfortunate road hazards and accidents. Having Honda WR-V car insurance is therefore compulsory for the owners. Moreover, it is advised under the Motor Vehicles Act of 1988 to get car insurance soon after purchasing one.

Purchasing a car can be a significant investment, and it is advisable to minimise risks from its future usage. The Indian government makes it mandatory for Indian car owners to purchase car insurance with the Motor Vehicles Act of 1988. It states that every car owner must get car insurance before driving on the roads. A rider will be liable to pay fines of ₹2000 and ₹4000 the first and second time, respectively, while driving without car insurance. Moreover, it can cause three months imprisonment of the car owners and their subsequent loss of licence.

When purchasing insurance, Honda WR-V car owners are sceptical about the benefits and features of a policy, apart from the Honda WR-V car insurance cost. Choosing the right policy is therefore essential. If you own this car, you can choose to try Honda WR-V car insurance from Digit. It is a reliable insurer and can provide you with the following benefits.

1. Insurance Policy Covers

With Digit, you can avail more than one insurance policy while purchasing insurance for a Honda WR-V car. The following types of coverage will be available for you with these policies.

• Third-party Coverage

This type of coverage is compulsory for every car owner under the Motor Vehicles Act. With this policy, Digit promises to cover the expenses for repairing third party damages caused to another car or road property during an accident. Moreover, if your car hits another person during the accident, it will also cover the expense of hospitalisation and treatment.

• Comprehensive Coverage

Digit also offers another policy that is more extensive than the previous one. In this, the policy covers personal damage expenses besides third party damages. Hence, if your vehicle faces fatal injuries from the road accident, you will be able to incur the same from this policy under Digit.

2. Additional Features

Apart from the policies described above, Digit also offers several add-on features for Honda WR-V car insurance policyholders, which further enhances the benefits. The following list includes some of these features.

• Return to invoice
• Zero depreciation 
• Consumables 
• Roadside assistance 
• Engine and gearbox protection and more

3. No Claim Bonus

Digit believes in rewarding the policyholders to motivate them and maintain their loyalty to the brand. As a policyholder, if you manage to avoid claiming your insurance for about a year, you will be eligible for a no-claim bonus. With this, you can get a 20%-50% discount on your premium.

4. Claim Settlement Ratio

Digit has a high claim settlement ratio among the customers. This is probably because of the user-friendly method for claim filing in Honda WR-V car insurance. It starts with the simple process of calling on 1800-258-5956 instead of filling a form. Next, the policyholder receives a self-inspection link on their mobile. Here, they can upload evidence of their car damages from the accident. Finally, they are required to choose between reimbursement and cashless repair from the network garages.

5. Insurance Purchase and Renewal

Purchasing Honda WR-V car insurance can be a long and complex procedure, and policyholders often refrain from going through the same. Digit, however, eases the process by allowing the customers to follow simple steps from its official websites. Moreover, the policyholders can also use the same online format for their Honda WR-V car insurance renewal.

6. Customised IDV

The process of setting the right IDV can be helpful for car owners. Digit can help you by allowing you to customise your IDV with its insurance policy. The IDV of your car decides its price currently in the market. Customising it can help the policyholders shift the Honda WR-V car insurance price and utilise maximum benefits from the same.

7. Network Garages

Several policyholders have a standard question regarding whether their cars will receive the policy benefits from other parts of the country. It is another benefit under Digit since it has a vast network of garages. With this, you can utilise cashless repair of your cars even while travelling.

8. Extensive Customer Support

While purchasing car insurance for Honda WR-V, individuals often worry about the kind of customer service they might receive from the insurer following an accident. In this regard, Digit offers an impressive customer support team, who will be available for the policyholders any time of the day.

Thus, if you own a Honda WR-V car or might purchase it soon, getting Honda WR-V car insurance might benefit you. Besides the fact that all Indian riders must follow the Motor Vehicles Act, such insurance policies help car owners handle expenses of repairing damages after an accident.

This Honda WR-V is a valuable asset that you would definitely want to protect. Your Honda WR-V Car insurance is important for you as it will save your pocket if you are coming across any unfortunate event like an accident or any damage to the vehicle. These are the benefits of having car insurance: 

Legally Compliant: Driving without Honda WR-V car insurance can have serious consequences. without car insurance and you can incur heavy penalties (up to 2000 INR) and even result in the suspension of your driving license or imprisonment.

Protect from Financial Liabilities: Financial liabilities can cover all the expenses due to damages caused by you to any third party and it will also protect your own car from damages and losses alike. This will reduce the financial burden on your head and can give peace of mind.

Check Car Insurance Calculator and get the premium of your car insurance policy with add-ons.

Cover Third-Party Liability: if you were accountable for damage to someone else’s car or property, in an accident, a third party car Insurance provides protection coverage to you. Such expenses are unexpected, and so to handle the situation financially at that given time, your Honda WR-V  insurance comes in handy and saves your pocket.

Extra Coverage with Comprehensive Cover: ​Comprehensive car insurance can fulfil all your requirements. As the name suggests, a Comprehensive cover completely covers all damages caused by factors beyond your control such as fires, theft, natural disasters, vandalism, acts of nature.

Check Car Insurance Calculator and get the premium of your car insurance policy with add-ons.