Honda Jazz Insurance

Honda's brand name and reputation are known widely among the Indian car-lovers. Its Jazz range has been another valuable addition to the best-sellers’ list of Honda. The model aims at extracting maximum interior room in an affordable car. The power of the hatchback comes from a BS6 compliant 1.2-litre i-VTEC engine. The riders will have an option of choosing the transmission, which can be either a five-speed manual or seven-speed CVT.

The car's interiors come with a soft touchpad dashboard, auto AC with touchscreen control, cruise control, etc. Moreover, it also includes a multi-information combi meter with LCD and Eco Assist ambient rings. The advanced touchscreen in the car enables the riders to operate audio, video and navigation systems. Honda Jazz also has one push start/stop buttonand a Honda Smart Key system with a keyless remote.

The latest model is built with a high gloss black grille with chrome accents when it comes to the car's exteriors. The hatchback of a Honda Jazz might include LED headlamps with DRLs and LED fog lamps. Moreover, the one-touch electric sunroof is one of the car's exclusive features, which has attracted customer notice. Therefore, this car can be a suitable choice for people looking for a blend of comfort and luxury at an affordable price.

Even though a Honda Jazz car comes with several cool features, it is not immune from road accidents. If you plan to purchase this car, getting Honda Jazz car insurance will help you in the longer term. Apart from unforeseen accident protection, this insurance will help you comply with the Motors Vehicle Act of 1988, making it compulsory for car owners to own insurance.

Every country has specific government laws for car owners and drivers. In the Indian context, the Motors Vehicle Act is applicable. According to this, every car owner must ensure the car against third party risk mandatorily. If road sergeants catch a driver without an insured vehicle, they can fine up to ₹2000 the first time and ₹4000 the second time. It can also lead to the owner's imprisonment or loss of licence if the car is not insured in the long term.

Choosing Digit for Honda Jazz car insurance can be beneficial in many ways. Digit is a well-known brand name, especially for car insurance. If you want to purchase car insurance for your Honda Jazz, you must be curious about various aspects, including the Honda Jazz car insurance price. You can thus consider the following factors in this regard.

1. Policy Options

Digit offers more than one policy option while selling Honda Jazz car insurance. Customers can choose from the two and compare their prices while purchasing one.

• Third-party Protection

It is a primary policy option. In this, the car owner receives full coverage from the insurer against third-party damages in a road accident. It will compensate for the expenses of repairing another car that yours hit. The treatment expenses for hospitalising another person injured in the accident are also covered in this policy. Moreover, it also pays for the damages done to road properties during an accident.

• Comprehensive Protection

On the other hand, this policy aims to give ultimate coverage, including third party protection. With this policy, you will compensate third party damages and repair your vehicle and pay for the damages caused to yourself during the accident. Thus, this policy will help you handle the aftermath of an accident without facing much hassle.

2. Multiple Add-ons

Apart from these policy features, Digit offers a series of add-ons inyour insurance for Honda Jazz to ramp up your policy benefits. These are as follows.

• Zero depreciation 
• Cover for consumables 
• Return to invoice 
• Engine and gearbox protection and more

3. Purchasing Insurance or Renewal

The process of purchasing Honda Jazz car insurance is straightforward, with the entire process being conducted online. All you need to do is visit the official website of Digit and follow the necessary instructions for the same. Moreover, you can also opt for Honda Jazz insurance renewal in the same process without spending much time and effort around the insurer.

4. 3 Steps for Claim Filing

The process of filing an insurance claim is again simple in Digit. It can be an advantage since it is preferable to file a claim quickly following an accident. Digit only asks you to perform the following three steps for claim filing.

Step 1: You need to call 1800-258-5956 and follow the instructions. Digit will not ask you to fill or submit forms for this.

Step 2: Digit will send you a self-inspection link on your registered number. You can upload the images highlighting the damages caused to your car in an accident in a step-by-step format.

Step 3:You can choose the mode of repair convenient for you. Digit offers reimbursement or cashless repair across its network garages.

5. Vast Network Garages

Digit has a large number of network garages. It enables the policyholders to avail the benefits of cashless repair from anywhere while travelling across India. Thus, travelling in your car will be free of tension with Digit car insurance.

6. IDV Customisation

Digit enables the policyholders to customise IDV (Insured Declared Value) when purchasing car insurance for Honda Jazz. This value determines the price of your vehicle in the current market. If you have a higher IDV, you will receive more excellent value in case of irreparable damage or theft of your car. On the other hand, lower IDV will cost less in terms of purchasing the insurance or paying its premium.

7. No Claim Bonus

Policyholders of Honda Jazz car insurance can avail another benefit from Digit. If you do not claim your insurance for about a year, Digit rewards you by giving a discount of 20%-50% on your premium.

8. 24x7 Customer Support

Finally, the customer services of Digit can be effective for helping the policyholders of Honda Jazz car insurance. You can call them for assistance any time of the day, and they are available even on thenational holidays.

Hence, now you know the importance of having Honda Jazz car insurance if you own or plan to purchase a Honda Jazz car anytime soon. Not only is it a mandate according to the Motor Vehicles Act, but it can also help cover all your expenses from a road accident. Digit insurance can help you handle the damages caused to both third-party cars and people and repair your own vehicle from its vast network garages.

Sometimes things are beyond your control and to protect your Honda Jazz in such situations is a wise decision. Car insurance is a must as it covers your expenses in an unfortunate event of an accident or collision.  

Legally Compliant: Driving your Honda Jazz without Vehicle insurance papers can land you in serious trouble. Motor Vehicle Act prohibits driving without car insurance and can put heavy traffic fines on your head (up to 2000 INR) and this may even result in confiscation/suspension of your DL and/or prison time. 

Protect from Financial Liabilities: You might suffer a loss or damage in your car either because of an accident, theft, the act of nature, vandalism, riots, etc.  In such cases, the cost of repairs can be huge which can be beyond your capacity to afford.

Having an insurance policy can help as you can request the insurer to pay for your damage or get it reimbursed. And if you lose your vehicle after the theft, you will suffer the loss of the total value of the car. The insurance company, in this case, may reimburse you the value of the invoice.

Cover Third-Party Liability: Third-Party Car Insurance protects you if you were responsible for damage/injury to someone or their property, in an unlikely event of an accident. Such expenses are mostly unexpected, and you may not be prepared to handle the situation financially at that given time, in situations like these, this insurance protects you and your pocket. 

Extra Protection with Comprehensive Cover: ​A Comprehensive Cover is always the best as it acts as a protective shield to not only to the party affected but also to you and your Honda Jazz.

Comprehensive car insurance majorly covers all the damages caused by factors that are not in your control such as, fires, theft, manmade/natural disasters, vandalism, acts of nature/weather, animals etc.

Comprehensive car insurance provides complete peace of mind, as it will take care of the losses incurred and will provide better coverage from third-party liabilities. You can choose from several add-ons available such as Bumper to Bumper, Tire protection, Breakdown assistance etc. to make it more beneficial. 

Check Car Insurance Calculator and get the premium of your car insurance policy with add-ons.