Honda Civic Insurance

Honda launched its Civic model in 2021, intending to enhance the driving experience for its target audience. A premium luxury car, Honda Civic comes with 1800 cc, driving comfort and royal interiors. Moreover, its powerful turbocharged option and high fuel economy estimates have attracted customer notice. It can be considered a compact car with fun driving dynamics.

The mileage of up to 26.8 kmpl is undoubtedly one of the most remarkable features of the Honda Civic car. Moreover, the engine capacity is impressive, with the diesel engine up to 1597 cc and the petrol engine up to about 1799 cc. The car is usually a 5-seater, with a wheelbase of 2700 mm. With an auto transmission and a boot space of 430 litres, this car has gained high popularity among the target audience of Honda.

However, cars are not immune to road accidents. According to the Motor Vehicles Act of 1988, car owners and drivers must have car insurance for handling post-accident issues. Thus, having Honda Civic car insurance can benefit you if you have this car or plan to buy it soon.

While purchasing insurance, a Honda Civic owner needs to be aware of various factors, including the Honda Civic insurance price. The Motor Vehicles Act also makes it mandatory to own car insurance before driving on the roads.

Digit is a leading name in the insurance business, particularly for four-wheelers. From its vast options of network garages to the customisation of IDV, Digit provides a range of benefits besides affordable pricing when chosen forHonda Civic car insurance.

Let us find out these benefits in the following section.

1. Policy Plans for Insurance

Digit offers two kinds of plans while covering insurance for Honda Civic. These are as follows.

• Third-party Insurance Policy 

This part of the policy enables the policyholder to settle all the third party damages caused during an accident. For instance, if your car hits another car, Digit will be responsible for compensating the expenses incurred in repairing it. It will also pay for the treatment charges if your vehicle hits a person in the accident. Moreover, the insurance will be liable to pay for damages caused to road properties.

• Comprehensive Insurance Policy 

Digit enables the Honda Civic car insurance holders to have coverage for both third parties and own damages in this policy. Digit will compensate by repairing your car following an accident in this policy. Thus, this policy can be your one-stop solution for dealing with third-party expenses and repairing your own vehicle.

2. Online Policy Purchase

Digit allows a policyholder to buy or renew their insurance policies any time from the official website. The process is straightforward and user-friendly while being entirely online. You have to visit the website and complete the steps mentioned in it. It will also be helpful for your Honda Civic insurance renewalin simple steps.

3. Claim Filing

Most Honda Civic car insurance holders find it convenient to choose Digit insurance. It is probably because of its simple claim filing method. You will not be asked to fill out forms. Instead, you can call 1800-258-5956 and receive a Self-Inspection on your registered contact number. Once you upload images of your vehicle’s damage, you will be able to choose a mode of repair and file your claim.

4. IDV changes

Digit is also beneficial for Honda Civic car insurance policyholders since it enables them to customise their IDV (Insured Declared Value). This value determines the current value of your vehicle according to the market conditions. When you choose Digit insurance for your car, you will set IDV according to your convenience and generate maximum benefits from the same.

5. Add-ons in Policies

Apart from the primary benefits for the policyholders, Digit also offers a vast range of add-ons. The policyholders can avail of the following benefits in this regard.

• Return to invoice option 
• Zero depreciation cover 
• Cover for consumables 
• Protection against engine and gearbox 
• Roadside assistance

6. Network of Garages

Another significant advantage of purchasing Honda Civic car insurance from Digit is its vast garages network. Policyholders can go on trips and vacations freely in their cars with such insurance policies. They can opt for the cashless repair of their vehicles in these network garages in any part of the country.

7. Premium Discounts

After completing a claim-free year, policyholders of Digit insurance receive discounts on their insurance premium with a no-claim bonus. If the insurance is not claimed for about a year, the insurer will give the premium a 20%-50% discount.

8. 24x7 Customer Service

Finally, Digit is known for its impressive customer support to people purchasing car insurance for Honda Civic. They even work on the national holidays to help policyholders with their problems. Their dedication makes it simpler to get in touch with the company and resolve the issues.

Therefore, you should consider getting Honda Civic car insurance if you have are about to purchase a Honda Civic car this year. This will protect you from unforeseen accidental damages and cover your expenses in the aftermath. Moreover, it has now become a mandate to possess car insurance according to the Motor Vehicles Act of India.

It is very necessary to insure your Honda Civic to protect it from damage, accidents. The unforeseen incident can be a big deal to empty your pocket completely if your Honda civic insurance is not done. Here are some of the schemes for your Civic car insurance.

Extra Protection with Comprehensive Cover: Opting for Comprehensive car insurance is always preferable as it not only just protects you from third-party liabilities, but also covers for damages and losses to your brand new Honda Civic and yourself from life-threatening injuries. Meanwhile, you can also customize your insurance plan with covers and add-ons such as breakdown assistance, engine tyre protection cover, zero depreciation, etc. 

Check Car Insurance Calculator and get the premium of your car insurance policy with add-ons.

Cover Third-party Liabilities: Third-Party Car Insurance covers the damages done to a third-party or passengers in an accident. In this case, your car insurance comes into use, by covering for the demands of the third party. And the Third Party Insurance is the bare minimum that permits you legally to drive on Indian roads. 

Protect from Financial Liabilities: Car insurance ensures your ride that could save you money, from repair and replacement of the expensive parts of Civic which will give you peace of mind and financial support. The natural disasters, theft, fire can be a great threat to your car so in this case, car insurance can be your rescuer.

Legal Complaints: Your Honda civic car insurance policy will fulfil the legal obligation. It will also permit you to drive a vehicle legally on the road without breaking the traffic rules. In the absence of insurance, you may be charged a fine of Rs 2,000 and license cancellation, also it can get you behind the bars for 3 months. 

Honda civic can be counted among one of the revolutionary creations of Honda. The manufacturer has brought back the civic to the Indian market after 6 years. The 10th generation of this legendary car is here. Previously, it was the “Auto Car: Car of the year” back in 2007 and it was the best seller at its time. 

Honda Civic comes in both the petrol and diesel engines and available in three variants - V, VX, and ZX. when we see the price range the petrol variants are priced between Rs 17.70 lakh and Rs 21 lakh. Whereas the diesel variants are priced at Rs 20.50 lakh and Rs 22.30 lakh. The targeted audience is mostly youngsters but it is also very popular among every age group. This is for you if you want a spacious car with a sporty look without compromising the luxury standards.

Know more about Honda Car Insurance.

Why should you buy Honda Civic?

Honda civic posses commendable features which made the car significant. Here are some of the noticeable characters that you should consider before buying Honda Civic.

It’s a looker: It’s a car that certainly draws attention. The sculpted bonnet makes it look strong and muscular. It looks like a car from the future with the hightech looking lights. The cuts and creases by the side give it a handsome character. The most unique thing about the car is the roofline which sharply drops in the rear giving it a coupe-like silhouette. The striking C-shaped rear lights round off the distinctive rear. No other car in the segment is a head-turner like this one.

Interior: wise Honda Civic is well equipped with all required features such as  there’s a 7-inch IPS display for the infotainment system with Android Auto and Apple CarPlay compatibility, and Honda’s lane watch camera, multi-view rear parking camera and rear parking sensors,  dual-zone AC and an electric sunroof and remote engine start with the petrol variant that also starts the AC.

Safety: It has four front airbags, ABS with EBD, ISOFIX child seat mounts, vehicle stability assists, and agile handling assists as standard are some of the remarkable features of Honda Civic.

Powerful to drive: The brand new Honda  Civic gets two engine options - 

• The 1.8-litre petrol engine and  only available with a CVT that produces a maximum output of 141PS and 174Nm
  
• The 1.6-litre diesel engine is good for 120PS/300Nm and is only offered with a 6-speed manual.
  

The mileage range goes up to 16.5kmpl for the petrol-automatic unit and 26.8kmpl for the diesel-manual.