Although Dio is a commuter vehicle, which is most suitable for everyday travel, Honda has also prioritised this vehicle’s styling. This trendy nature of the scooter has resonated with the country’s youth. However, the two-wheeler’s internal specifications also look to impress-.

• It comes with a 5.3-litre, single-cylinder engine.
• With a cubic capacity of 110cc, the scooter’s engine can produce a torque of 8 bhp.
• Fuel efficiency is another department where the vehicle excels, allowing owners to traverse around 55 kmpl.

It is perhaps these features and more that earned the Honda Dio an award in 2013 in the India Design Mark awards (1). Over the years, the popularity of these two-wheelers have only increased steadily and made them one of the most popular vehicles in the country for commuters.

Therefore, it is important for Dio owners to undertake steps to safeguard the scooter from harm. Availing a Honda Dio insurance policy that provides the necessary monetary assistance for the scooter’s repairs in the event of accidents is one of such steps that you as an owner should undertake.

However, the provider you choose for the insurance is just as important as picking the right plan. Digit is a provider that you can trust blindly when it comes to such plans.

But, what does Digit offer that others don’t?

While you are free to compare all features and benefits offered by the various scooter insurance companies, listed below are some of the benefits that a Digit policyholder can look forward to:

Various Insurance Options for Policyholders - Digit ensures that customers have enough choice when picking a Dio insurance plan. You can pick from the following broad types of two-wheeler insurance:

• Third-Party Liability Two-Wheeler Insurance Policy: Such a type of insurance plan covers your financial liability to the third party, including individual, vehicle or property, involved in an accident with your Dio. However, you cannot claim assistance to repair self-damage with such a policy. You would need to bear such expenses out of your own pockets.
• Comprehensive Two-Wheeler Insurance Policy: Such policies offer self-damage cover, along with the third-party liability protection. Therefore, you can claim the cost of repairs for your scooty in case of accidents apart from your liability to the third-party. Additionally, such plans offer financial assistance to deal with theft of vehicle or damage arising from fire, manmade and natural calamities.

Another Honda Dio insurance plan that you can consider is own-damage protection. In it, one can avail the benefits of a comprehensive policy minus the third-party portion.

However, such plans are only applicable for new bike/scooter owners and for those who purchased the vehicle post-September 2018.

Choose from these options, based on your individual needs and expectations from the insurance provider.

• Easy Online Policy Purchase and Renewal - Often, renewal and purchase of two-wheeler insurance can feel like a chore. If you have been in the same boat, Digit is the perfect choice for you. We allow easy purchase through our online portal, negating the need to visit any office premises. This online process is even more beneficial for existing customers looking to renew their policy. They can simply pay the premiums and complete the renewal process, entirely through the internet.
• Brilliant No-Claim Bonus Clause - Digit extends pretty attractive discounts to policyholders who enjoy claim-free years. You can benefit greatly by accumulating such a bonus, as it leads to reductions in the premiums during renewal. Thus, a person who manages to avoid filing a claim in a particular year can look forward to limited liabilities from the policy.
• Customise your Insured Declared Value - In the unfortunate event that your Honda Dio undergoes theft or damage beyond repair, you should look for the maximum monetary assistance from insurance providers. Thankfully, doing so is pretty simple with Digit’s Dio insurance policies thanks to flexible IDVs. At the time of policy purchase, you can choose the preferred IDV to suit your needs and requirements.
• Online Claim Filing and Settlement - Digit makes full use of the internet to reduce hassle for policyholders. This is why you can simply file a claim online without any worries. Furthermore, you can conduct a smartphone enable self-inspection of your Dio and raise claims without any difficulty. Unlike other companies where you would need to visit the insurance provider’s offices multiple times with documentation and proof of damage, Digit’s complete paperless approach is much more beneficial. Further, policyholders can save their valuable time with such simple processes.
• 24x7 Efficient Customer Support - Digit customers have the option of seeking help at any point in time, regardless of whether it is day or night. To ease matters, we employ in-house teams who offer assistance to policyholders whenever they have queries or doubts. Simply call up our toll-free number and get in touch. Our customer service staff will help you to file a claim or resolve any other issues related to the policy.
• Useful Add-ons - Often, the base plans offered by an insurance provider can seem like insufficient protection. However, with brilliant add-ons made available by Digit, a policyholder can freely modify policies according to their needs. We offer the following protections as riders:
  • Breakdown Assistance
  • Consumable Cover
  • Engine and Gear Protection 
  • Return to Invoice Cover
  • Zero Depreciation Cover
  • Depending on your situation, add these riders to your Honda Dio insurance policy. 
• Impressive Network of Garages - Another aspect where Digit impresses greatly is the number of network garages under it. If you seek scooter repairs at one of these service centres, you do not need to bear the expense of the same. Instead, we will directly bear the related costs, ensuring zero liability for you. The strong network of these garages in India also ensures that you are never too far away from one such centre.

Devote some time to choose the right insurer. Consider the pointers mentioned above to figure out why Digit may be the best option for your Dio insurance policy. If you are still not convinced, visit our official website to know more!