Buy/Renew Okinawa Bike Insurance Online

Following are the car insurance add-ons available for Okinawa bike insurance:  

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

This electric scooter company launched its first model, Ridge, in January 2017. Due to its demand, the company witnessed growth throughout 2017-2018 and made its presence over 200+ networks. 

Since its foundation, the company has been delivering innovative, comfortable and energy-efficient vehicles. This has made it possible for them to become the benchmark of eco-friendly technology for the upcoming generation. 

Some of the reputed models launched by this manufacturer over the last two years include Okinawa i-Praise+, R30, PraisePro, and Lite.

As per the Motor Vehicles Act, 1989, every vehicle owner must obtain a basic third-party insurance plan to avoid liabilities. Additionally, individuals with a valid two-wheeler insurance policy can save expenses that they might otherwise have to bear in case of scooter accidents. 

In this regard, here are some advantages of obtaining insurance for Okinawa two-wheeler:

1. Protection from Legal Repercussions - Plying on Indian roads without a valid two-wheeler insurance policy can incur heavy traffic fines. These penalties range from ₹2000 to ₹4000, depending on the frequency of an offence. Therefore, it is wise to bear an Okinawa two-wheeler insurance cost rather than paying huge fines. 
2. Personal Accident Coverage - The Insurance Regulatory Development Authority of India (IRDAI) states that every policyholder and his or her family are liable to receive financial support under a personal accident cover. This cover comes with all insurance options and offers compensation to those who suffer severe damages like disablement or death in a scooter accident. 
3. Reduces Third Party Liabilities - Third-party two-wheeler insurance for Okinawa covers damages caused to a third-party person, vehicle or property by an Okinawa scooter. An insurer pays for the third-party damages on your behalf if you possess this insurance plan. 
4. Covers Own Damages - There might be accidents that inflict damages to your Okinawa scooter. In such a case, well-rounded Okinawa two-wheeler insurance can offer substantial coverage, including own damages due to fire, theft and natural or artificial disasters. 
5. No Claim Bonus - You can opt for Okinawa two-wheeler insurance renewal at a slashed price due to bonuses offered by your provider. An insurer gives a No Claim Bonus to those who maintain non-claim years within their policy term. 

In this regard, insurance companies like Digit provide bonuses of up to 50%. 

Besides a competitive Okinawa two-wheeler insurance price, one must factor in other pointers while choosing two-wheeler insurance. Hence, it is vital for individuals to compare several insurers. 

Here are some offerings by Digit that might be beneficial to meet your insurance requirements:

• Various Insurance Options - Individuals settling for Digit insurance can choose from the following insurance options:

  • Third-party Bike Insurance Policy - Under this policy, you can get coverage benefits for third-party damages. It also takes care of litigation issues arising out of the accident involving a third party and your Okinawa scooter. 
  • Own Damage Cover - A third-party insurance plan will not cover damages caused to your Okinawa commuter during accidents. However, you can get a standalone own damage cover from Digit and protect yourself from financial losses. 
  • Comprehensive Bike Insurance Policy - You can get coverage for both third-party and own damages by obtaining this insurance. 

• Range of Add-on Policies - If you opt for comprehensive insurance from Digit, you can get to choose from many add-on covers. Some of the policies include:

  • Roadside Assistance
  • Zero Depreciation Cover
  • Return to Invoice Cover
  • Consumable Cover
  • Engine Protection Cover

• Several Network Garages - One can get cashless repair services from one of the many Digit-authorised network garages across India. Policyholders need not require to pay anything for the availed services as the insurer will pay directly to the repair centre. 

• Hassle-free Online Process - Obtaining Okinawa two-wheeler insurance online is easier considering Digit’s smartphone-enabled processes. Individuals can apply for two-wheeler insurance through their smartphones and avail a simplified application process without any heavy paperwork. 

• IDV Customisation - Insurers decide on an insurance premium amount by evaluating your commuter’s Insured Declared Value (IDV). They find out this value by subtracting the vehicle’s depreciation from the manufacturer’s selling price. By choosing Digit insurance, one can customise this value and opt for maximum benefits. 

• 24x7 Customer Support - With Digit’s responsive customer support, you can instantly get solutions for your queries and doubts. Further, if you are unsure about Okinawa two-wheeler insurance renewal price, you can contact their customer support. 

Apart from this, individuals can go for lower premium insurance by selecting higher deductible plans if they can manage to raise fewer claims. Note that going through the service benefits before choosing a plan with a lower premium is vital. In this way, one cannot miss out on the essential benefits of Okinawa two-wheeler insurance.

Yes, there are a few methods which you can employ to reduce the premium amount for your two-wheeler insurance policy. Be it Okinawa bike insurance renewal online or its purchase, you must check these tips discussed below to ensure that you are not paying more than what is necessary for your insurance policy:

• Purchase the Insurance Directly from the Insurer - Avoid any agent or broker while buying your insurance policy. Most insurance providers offer the option to buy their policies online by following a simple procedure. This facilitates you to purchase the policy directly from the insurance company and avoid any intermediary and their subsequent charges.
• Apply for the Add-Ons which are Absolutely Necessary - While finalising on the policy, check which add-on covers you really need. Every add-on cover adds to the premium amount, and you should be careful to avoid them unless you really need them.
• Check for No-Claim Bonus Benefits - No Claim Bonus benefits are offered to policyholders if they do not raise any claims against their policy in a year. This benefit is extended as a discount on the premium for the policy in the subsequent year.
• Opt for Voluntary Deductibles - You can opt for voluntary deductibles on your insurance policy that will require you to settle a part of your claims before your insurance coverage kicks in. If you opt for this deductible, you can consequently save on your premium payment for the policy.