Buy/Renew Jawa Bike Insurance Online

Following are the car insurance add-ons available for Jawa bike insurance:  

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

This manufacturing company unveiled its first bike, Jawa 500 OHV, during the first World War. Similarly, Mahindra and Mahindra’s subsidiary Classic Legends Private Limited signed a deal to launch bikes under the Jawa brand name in India. Consequently, in November 2018, they introduced three motorcycles- Jawa 300, Forty-Two, and Perak. 

Owing to its engine specifications, Jawa bikes actively participated in racing until the 1960s. Its primitive models came with four-stroke engines ideal for speedway, dirt-track and ice racing. However, they were superseded by two-stroke engines later. 

In India, the price of Jawa bikes starts from ₹1.69 lakh for the Forty-Two up to ₹2.06 lakh for Jawa Perak. As of September 2020, the company registered a sales growth of 42%.

Similar to all other motorcycles, your Jawa bike is also susceptible to risks and damages that can incur huge financial losses. To that end, insurance for Jawa bike two-wheeler can cover such losses effectively. Here are some other lucrative benefits of obtaining two-wheeler insurance for your Jawa bike:

• Avoid Legal Repercussions - Obtaining at least a third-party bike insurance plan is mandatory as per the Motor Vehicles Act, 1989. As a result, individuals without this insurance policy are liable to pay fines of up to ₹2000 for a first-time offence which becomes ₹4000 on repetition. To avoid hefty traffic fines and other legal repercussions, you can consider purchasing a two-wheeler insurance policy for your bike. 

• Covers Third-party Damages - There might be accidents involving your Jawa bike and a third-party vehicle causing substantial damages to the latter. In that case, a valid third-party insurance policy can cover charges incurring from third-party damages. It also helps with litigation issues that may arise from third-party accidents. 

• Provides Own Damage Coverage - Your Jawa bike can suffer damages due to unfortunate incidents such as theft, fire, natural or man-made disasters. In that case, two-wheeler insurance for Jawa bike offers coverage for repair costs arising from such accidents. 

• Gives Personal Damage Benefits - In case of severe accidents that result in permanent disability or death, policyholders and their families are liable to receive compensation under personal accident cover of two-wheeler insurance. 

• Obtain No Claim Benefits - If you manage to maintain a claim-free year within your Jawa bike insurance policy term, your insurance provider can offer discounts on the insurance premium. You can collect this bonus during Jawa bike two-wheeler insurance renewal.

Apart from this, one can obtain several other service benefits depending on an insurer. In this regard, obtaining Digit insurance may be desirable due to its competitive Jawa bike two-wheeler insurance price, smartphone-enabled processes and more.

While choosing Jawa bike two-wheeler insurance online, you might stumble upon a number of options. To make an informed decision, it is vital you compare the insurers and their service benefits precisely. That said, let’s take a look at some benefits extended by insurance company Digit. 

• Range of Insurance options - Individuals obtaining Jawa bike two-wheeler insurance from Digit can choose from the following options:

• Third-party Bike Insurance Policy - Digit offers this basic insurance plan that provides protection against third-party damages caused by your Jawa bike. If your commuter inflicts damage to a third-party person, property or vehicle, the insurer will pay for repair costs on your behalf. 

• Own Damage Cover - Besides getting coverage for third-party damages, you might want to obtain an insurance policy that covers own bike damages. In this regard, you can obtain a standalone own damage cover from Digit. 

• Comprehensive Bike Insurance Policy - This well-rounded insurance policy provides coverage for both third-party and own damages. Further, it secures your finances in case of bike damages resulting from natural disasters, theft etc. 

• IDV Customisation - Based on your bike’s Insured Declared Value (IDV), an insurer decides a return amount you will receive in case of bike theft or damages beyond repair. By choosing Digit insurance, you can customise this value and maximise your returns. 

• Simple Online Process - Digit enables a simplified online process for insurance applications and claim processes. Its technology-driven process makes it possible for policyholders to apply for a policy from their smartphone without heavy paperwork. Further, one can raise a claim against their insurance in a few minutes owing to its smartphone-enabled self-inspection process. 

• Different Add-on Policies - You can avail of a range of add-on policies over and above your existing policy by choosing Digit. Some of the add-on covers include:

• Consumable Cover
• Return to Invoice Cover
• Engine Protection Cover
• Zero Depreciation Cover
• Roadside Assistance

• Several Network Garages - There are a number of Digit-authorised network garages across India from where one can get cashless repairs. While getting repairs from these garages, individuals do not require to pay upfront as the insurer settles the payment directly with the repair centre. 

• 24x7 Customer Support - In case of any doubts regarding the Jawa Bike two-wheeler insurance renewal price, you can contact Digit’s efficient customer support at your convenience. They are happy to guide you at any hour of the day. 

Further, if you can manage to raise fewer claims, you can choose a lower Jawa bike two-wheeler insurance cost from Digit by settling for higher deductibles. However, before making such decisions, you must ensure that you do not miss out on any essential benefits. 

Thus, after going through the aforementioned section, one can say that that obtaining Jawa bike two-wheeler insurance from the right insurer reduces both financial and legal liabilities. 

Yes, there are a few methods which you can employ to reduce the premium amount for your two-wheeler insurance policy. Be it Honda Jawa insurance renewal online or its purchase, you must check these tips discussed below to ensure that you are not paying more than what is necessary for your insurance policy:

• Purchase the Insurance Directly from the Insurer - Avoid any agent or broker while buying your insurance policy. Most insurance providers offer the option to buy their policies online by following a simple procedure. This facilitates you to purchase the policy directly from the insurance company and avoid any intermediary and their subsequent charges.
• Apply for the Add-Ons which are Absolutely Necessary - While finalising on the policy, check which add-on covers you really need. Every add-on cover adds to the premium amount, and you should be careful to avoid them unless you really need them.
• Check for No-Claim Bonus Benefits - No Claim Bonus benefits are offered to policyholders if they do not raise any claims against their policy in a year. This benefit is extended as a discount on the premium for the policy in the subsequent year.
• Opt for Voluntary Deductibles - You can opt for voluntary deductibles on your insurance policy that will require you to settle a part of your claims before your insurance coverage kicks in. If you opt for this deductible, you can consequently save on your premium payment for the policy.