Honda Motorcycle and Scooter India (HMSI) had commercially launched the CBF Stunner series in June-July 2008. This series entails a list of Honda Standard Motorcycles. One of the benchmark models in India’s 125 cc motorcycling history was the Honda CBF Stunner. 

Being an owner of this Honda bike, you must know that your commuter may be exposed to risks and damages despite having all the optimum safety features. Therefore, it is vital to possess Honda CBF Stunner insurance and insure your bike against such damages.

In India, obtaining a two-wheeler insurance policy is convenient and easy due to the attractive deals offered by reputed insurers. One such insurance provider in India is Digit. 

In this segment, you will find details on CBF Stunner insurance, its benefits and the perks of availing of an insurance policy from Digit. 

Insurers like Digit offer several perks and benefits to policyholders of bike insurance. Here are some of the reasons for choosing their services:

• Seamless Online Application Procedure- Obtaining Honda CBF Stunner insurance online is easier with Digit’s smartphone-enabled processes. The online application procedure comes with less turnaround time and hassle because of the complete digital process. 

• Wide Range of Digit Network Garages - You can avail of professional services along with a cashless facility from Digit authorised network garages. Further, finding such garages is simple, as there is a wide range of 4400+ Digit network bike garages across India. 

• Insurance Options - Digit offers three insurance coverages as per your requirement. The coverage options are as follows:

  • Third-party Insurance: Under this scheme, you can get coverage benefits for third-party damages. 
  • Own Damage Bike Insurance: This is a standalone policy that includes own bike damages due to accidents. 
  • Comprehensive Insurance: A well-rounded insurance policy such as comprehensive Honda CBF Stunner insurance provides coverage for both third-party and own bike damages. 

• High Claim Settlement Ratio - While raising a claim on your Honda bike insurance, you might expect less turnaround time and an overall seamless process. Owing to Digit’s smartphone-enabled claim process, you can get instant claims within a few minutes. Also, it has a record of settling 97% of claims within October 2019 to March 2020. 

• Self-inspection Process - Digit allows you to check your bike for damages without the involvement of any other authority. Therefore, you can inspect your Honda bike and get necessary repairs in a hassle-free manner. 

• Responsive Customer Support - In case of doubts and queries, you can get in touch with Digit’s customer service. They are available 24/7, even on national holidays. 

• Add-on Benefits - A comprehensive insurance policy for your Honda bike does not include some covers. To that end, one can opt for Digit’s add-on policies by paying a little over their premium amount. The benefits available include zero-depreciation cover, breakdown assistance, consumable cover and more. 

Furthermore, Digit offers transparency in whatever service you opt for. There are no hidden charges. Also, they enable you to customise your bike’s IDV for obtaining maximum benefits.

Two-wheeler insurance for Honda CBF Stunner comes with a load of lucrative benefits. Considering the following list of advantages, you might want to avail this insurance for your Honda commuter. 

• Reduces Third-party Liabilities - Your Honda bike can inflict damages on third-party persons, properties or vehicles in an accident or collision, resulting in repercussions. By opting for third-party insurance, you can curtail these liabilities effectively and also avoid litigation issues. 

• Covers Own Bike Damage - A third-party insurance policy is mandatory as per the Motor Vehicles Act. However, it does not provide coverage for your own bike damages. In such a case, it is advisable to settle for a comprehensive insurance plan that offers complete coverage benefits.

• Personal Accident Cover - Whether you opt for third-party or comprehensive bike insurance, the Insurance Regulatory and Development Authority of India (IRDAI) states that you are liable to receive a personal accident cover in case of accidents resulting in permanent total disability or death. 

• Avoid Hefty Traffic Fines - As mentioned, the Motor Vehicles Act, 1988 mandates the possession of at least a third-party insurance policy to avoid legal accountability. Without a proper insurance plan, you need to bear traffic fines of up to ₹2000 for offending the rules initially and ₹4000 for repeating it. 

• No Claim Bonuses - During Honda CBF Stunner insurance renewal online, your insurer might offer discounts on premiums for not raising a claim in a year within the policy tenor. This discount ranges between 20% to 50% depending on the number of non-claim years and your insurer. 

While obtaining Honda CBF Stunner insurance, one should also compare several insurers on the basis of their service benefits, premium amount, customisation of IDV and more. This will help them to streamline their options and make an informed decision. 

Nonetheless, you can consider Digit insurance in this aspect.

Here are some of the key specifications of this Honda model:

• Safety - It features an analogue console and digital fuel gauge as safety options. 

• Tyres and Brakes - This motorcycle consists of tubeless tyres and alloy wheels. Its braking components comprise disc front and rear brakes. 

• Mileage - Honda CBF Stunner offers a mileage of 60 kmpl.

• Engine - Powered by an Air-Cooled, 4-Stroke, SI Engine, PGM-FI, this bike’s engine has a displacement of 124.7cc. 

• Transmission - It sports a constant-mesh 5-speed gearbox. 

Although this Honda motorcycle comes with features that guarantee top performance and safety, it is still prone to accidents and other unfortunate situations. Hence, getting Honda CBF Stunner insurance is a more practical choice than bearing heavy repair charges. 

In this regard, insurers like Digit can meet your requirements effectively.