Car Insurance Calculator

The cost of your car insurance premium is calculated based on your car's value and other factors including the car’s IDV, car's age, your driving record, car’s driving location, and the type and amount of coverage you choose. You can calculate using car insurance premium calculator online.

The cost of your car insurance premium is calculated based on your car's value and other factors including the car’s IDV, car's age, your driving record, car’s driving location, and the type and amount of coverage you choose. You can calculate using car insurance premium calculator online.

You can lower the car insurance premium by: Comparing car insurance plans and choosing the one with the lowest premium. Avoiding unnecessary add-ons to keep your costs down. Increasing your deductible to lower your premium.  Maintaining a clean driving record to qualify for better rates.

You can lower the car insurance premium by:

• Comparing car insurance plans and choosing the one with the lowest premium.

• Avoiding unnecessary add-ons to keep your costs down.

• Increasing your deductible to lower your premium. 

• Maintaining a clean driving record to qualify for better rates.

Car insurance calculator is important as it helps calculate the car insurance premium easily and quickly.

Car insurance calculator is important as it helps calculate the car insurance premium easily and quickly.

You can find IDV calculator for your car online on Digit website or app. To use it, you just need to provide your car’s basic details and previous policy details to get your car insurance premium quote. 

You can find IDV calculator for your car online on Digit website or app. To use it, you just need to provide your car’s basic details and previous policy details to get your car insurance premium quote. 

New car insurance premium is usually higher than those for older cars because the Insured Declared Value (IDV) of a new car is higher, making it more expensive to insure. However, several other factors affect the car insurance premium, so you can use the new car insurance calculator to estimate the premium price.

New car insurance premium is usually higher than those for older cars because the Insured Declared Value (IDV) of a new car is higher, making it more expensive to insure. However, several other factors affect the car insurance premium, so you can use the new car insurance calculator to estimate the premium price.

For a new car, it is best to get a comprehensive car insurance policy as it covers both third-party liabilities and any damage to your own car from unforeseen events.

For a new car, it is best to get a comprehensive car insurance policy as it covers both third-party liabilities and any damage to your own car from unforeseen events.

Yes, you can use the IDV calculator for car to renew your car insurance, no matter if you’ve bought your previous policy with a different insurer.

Yes, you can use the IDV calculator for car to renew your car insurance, no matter if you’ve bought your previous policy with a different insurer.

Firstly, when you make a car insurance claim, and it is cleared, there are two parts to the total claim payment made. One part is paid by us and other by you, your part is called an excess or a deductible. It can be a combination of compulsory (which is compulsory of course) and voluntary. Voluntary one is the additional amount you choose to pay during a car insurance claim, over and above the amount that we have set for you to pay (the compulsory one). Why do people choose voluntary deductible? People use it to bring down their car insurance premium.  Tip: Don’t get greedy and use this feature just to lower your car insurance premium. The best case to use it is only when you are at a good 50% No Claim Bonus level (i.e. not claimed since 5 years). This means you have a lesser probability to make a claim and you can reduce your car insurance premium.

Firstly, when you make a car insurance claim, and it is cleared, there are two parts to the total claim payment made. One part is paid by us and other by you, your part is called an excess or a deductible. It can be a combination of compulsory (which is compulsory of course) and voluntary. Voluntary one is the additional amount you choose to pay during a car insurance claim, over and above the amount that we have set for you to pay (the compulsory one). Why do people choose voluntary deductible? People use it to bring down their car insurance premium. 

Tip: Don’t get greedy and use this feature just to lower your car insurance premium. The best case to use it is only when you are at a good 50% No Claim Bonus level (i.e. not claimed since 5 years). This means you have a lesser probability to make a claim and you can reduce your car insurance premium.

Compulsory excess is another word for deductible – the amount you pay as your part of the claim.

Compulsory excess is another word for deductible – the amount you pay as your part of the claim.

Important aspects to be considered before purchasing any policy are: Speed of claim settlement- You don’t want to wait for your money, right? Approachability- Again, hours of waiting to talk to the customer care is not done! Cashless option for your car repairs Network connectivity- Not your phone one but the service center network Claim settlement history of the company.

Important aspects to be considered before purchasing any policy are:

• Speed of claim settlement- You don’t want to wait for your money, right?
• Approachability- Again, hours of waiting to talk to the customer care is not done!
• Cashless option for your car repairs
• Network connectivity- Not your phone one but the service center network
• Claim settlement history of the company.

We are as document averse as you are. For a new policy, you don’t have to do any documentation.

We are as document averse as you are. For a new policy, you don’t have to do any documentation.

Once the payment is done, the soft-copy of the policy will reach your mail box. Zip, zap, zoom! We believe in going green so we don’t send a hard-copy but if you want it you can just let us know, we’ll send it to you.

Once the payment is done, the soft-copy of the policy will reach your mail box. Zip, zap, zoom! We believe in going green so we don’t send a hard-copy but if you want it you can just let us know, we’ll send it to you.

Your NCB (No Claim Bonus) is for your good driving record. So, even if you change your car insurance company, it stays with you.

Your NCB (No Claim Bonus) is for your good driving record. So, even if you change your car insurance company, it stays with you.

No, it does not have any disadvantages. Rather it is a smarter way to compare and buy the right car insurance for yourself.

No, it does not have any disadvantages. Rather it is a smarter way to compare and buy the right car insurance for yourself.