Toyota Fortuner Insurance

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Within just more than a decade, Toyota Fortuner has garnered considerable fame in India as one of the top SUV models. It’s unsurprising, however, given its sturdy, durable built and a host of other features.

What’s more, its 7-seater configuration makes it the perfect pick for Indian families. And, as the car clocked more and more sales over the years, there’s also been a noticeable increase in Toyota Fortuner insurance policy purchases.

Firstly, let’s not forget that the Motor Vehicles Act 1988 mandates that all car owners need to possess a third-party liability insurance policy to ply the roads legally. In its absence, you might be looking at a fine of Rs.2000 (Rs.4000 for repeat offence). But, apart from legal compliance, a third-party Toyota Fortuner car insurance policy offers financial protection in case of third party damages arising due to an accident with your car.

You can also avail compensation for damages to your own Toyota Fortuner under such circumstances and more, by purchasing a comprehensive insurance policy.

However, merely purchasing an insurance policy may not be sufficient to impart maximum protection to your vehicle. You need to ensure that the insurer is offering you optimum benefits under the Toyota Fortuner insurance policy.

Take a look!

What’s Covered in Toyota Fortuner Car Insurance

Why Should You Buy Digit's Toyota Fortuner Car Insurance?

Car Insurance Plans for Toyota Fortuner

Third-Party Comprehensive Own Damage

Damages/Losses to own car due to an accident

×

Damages/Losses to own car in case of fire

×

Damages/Losses to own car in case of a natural calamity

×

Damages to Third-Party Vehicle

× ×

Damages to Third-Party Property

× ×

Personal Accident Cover

× ×

Injuries/Death of a Third-Party Person

× ×

Theft of your car

×

Customize your IDV

×

Extra protection with customized add-ons

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Know more about the difference between comprehensive and third party insurance

How to File a Claim?

After you buy or renew our car insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

How Fast are Digit Insurance Claims Settled? This is the first question that should come to your mind when switching your insurance company. Good you’re doing that! Read Digit’s Claims Report Card

Why Choose Digit’s Toyota Fortuner Insurance Policy?

Merely purchasing an insurance policy without considering the benefits under it can potentially leave you with lots of hassles later on. So, you might want to go for the top insurance companies to get your Toyota Fortuner insured, especially because it’s an expensive model.

That way, you can ensure that you avail the best in services under your Toyota Fortuner car insurance policy, to maximise your benefits and ROI. In this regard, Digit can be the best option to meet your requirements efficiently.

Let’s take a look at some of the features that make us an ideal option to insure your Toyota Fortuner:

  • Instant Claim Settlement - The hallmark of an excellent insurance company is based on how smoothly they can settle claims. We understand that a sizeable expense out of nowhere can be overwhelming in itself. That’s why we strive to mitigate such concerns by settling claims at the earliest. So, you can rest assured that we will address your claims against your Digit Toyota Fortuner insurance policy as soon as you submit them.
  • 100% Digital Process - With Digit, you can do away with the tiresome process of raising a claim in person. What’s more, our completely digitised process runs the whole gamut from raising a claim to settling it; even the inspection of your Toyota Fortuner can be completed online. How? Well, all you need to do is use your smartphone to provide us with the pictures of damages sustained by your Fortuner, and that’s it! Our team will then inspect those images and settle the claim against your Toyota Fortuner car insurance policy accordingly. 
  • Exhaustive Range of Network Garages - With Digit’s Toyota Fortuner insurance policy, you can avail cashless repairs in over 1400 garages all across India. So, the next time your Fortuner needs a repair or part replacement due to an accident, you can take your car to our nearest network garage for hassle-free and fast-tracked assistance.
  • Customisable IDV - Typically, we calculate the IDV, which is what we compensate if your car is stolen or damaged beyond repair, as the manufacturer’s listed price minus depreciation. But, that does not mean it’s written in stone. You might want to avail a higher Insured’s Declared Value for your Toyota Fortuner, and we understand that. That’s why we allow you to customise your IDV by making slight changes to the Toyota Fortuner insurance price.
  • Host of Add-ons - Just as the IDV is not written in stone, so are not the features in our Fortuner insurance policy. You can always opt to avail additional benefits by choosing from our extensive range of add-ons by slightly upping the Fortuner insurance cost. We offer 7 different add-ons, like tyre protection cover, Return to invoice cover, Zero depreciation cover, roadside assistance, consumable cover etc. that run the whole range to provide truly comprehensive coverage. For instance, you might want to insure the engine of your Fortuner, given its substantial price, by availing our add-on of Engine and gearbox protection cover.
  • Service at your Doorstep - With Digit’s Toyota Fortuner Insurance policy, if you are seeking accidental damage repair for your vehicle at any of our network garages, you can avail doorstep pick up and drop facilities. Your Fortuner will be picked up from your home, repaired, and then delivered to you at the earliest. What’s more, there’s also a 6 month’s warranty for repairs at one of our network garages.
  • Round the Clock Customer Support - It barely matters if it’s a national holiday or just a regular weekday, our customer support team will assist you 24 x 7. So, if you have any queries, regarding Toyota Fortuner insurance price in India or any matter pertaining to your insurance policy, reach out to the team at your convenience!

For these reasons and the out-and-out services, Digit Insurance has become one of the most preferred destinations for Toyota Fortuner insurance policies. So, get your Fortuner insured today without delay!

Why is it Important to Buy Toyota Fortuner Insurance?

Fortuner car insurance is an essential step that you must do after buying the vehicle. insurance is a legal obligation by the government that made mandatory for the vehicle owners for their safety purposes. There are many types of insurance plans are available in the market

  • Extend Coverage with Comprehensive Insurance Plan -  Every expensive car has expensive parts. So to protect those parts from any unforeseen accidents or disasters.  It protects the owner from own damage and the vehicle damage after an accident.  These may include breakdown assistance, engine and gearbox protection, tyre protective cover, and zero-dep cover. 
  • Protect from Financial Liabilities - Because of the theft or an accident or natural calamities, you may lose on the value of the car or its parts. The financial burden for repairs can sometimes tax your pocket but having car insurance in place could be your saviour. Know more about Own Damage Car Insurance.
  • Legally Compliant: Your Toyota Fortuner car insurance policy will enable you to drive a vehicle legally on the road. In the absence of a policy, you may be charged a fine of Rs 2,000 and your license may be disqualified. Even it may attract imprisonment of 3 months.
  • Cover Third-Party Liabilities - Third-Party Liabilities, cover the damages done to a third-party or passengers in an accident and the extent of demands that could empty your pocket. In this case. Your Toyota Fortuner car insurance comes into use, by covering for the demands of the third party.

More about Toyota Fortuner Car

The second generation of Toyota has unleashed its giant and bold version and named it Toyota Fortuner. The Toyota Fortuner TRD Celebratory Edition gets the best of its kind by many updated features.  It gets a new engine, a massively reworked chassis and a bucket load of electronic aids.

The Toyota Fortuner provides a mileage of 10.01 to 15.04 kmpl. The Manual Diesel variant has a mileage of 14.24 kmpl. The Automatic Diesel variant has a mileage of 15.04 kmpl. The Automatic Petrol variant has a mileage of 10.26 kmpl.

The Manual Petrol variant has a mileage of 10.01 kmpl within the price range of 27.83-33.85 lakh. When it comes to SUV irrespective of the gender, caste or ethnicity Toyota Fortuner will be at the top among all.

Why Should You Buy Toyota Fortuner?

When it comes to comfort, Toyota Fortuner is a big, bulky spacious makes a seven-seater with lots of adjustments in your vehicle for a smooth journey. The multifunctional steering, the detailed driver information system, a touchscreen multimedia system makes the drive interesting and amazing.

The single zoned climate control system with the dedicated ac vents and electrically adjustment for the driver's seat shows how luxurious will be your ride. One of the main reasons to buy Toyota Fortuner is its off-road quality. Proper 220mm ground clearance with enough departure and approach angle shows the luxurious off-roading capability of the SUV.

The 2.8-litre four-cylinder turbo-diesel variant produces 177PS of power and 420Nm of torque with the 6-speed manual, while the automatic transmission-equipped versions offer an extra 30Nm of torque. The 2.7-litre four-cylinder petrol variant churns out 166PS and 245Nm which is paired to a 5-speed manual gearbox with an option of an automatic transmission as well. It is available in 2WD configuration only, whereas the diesel gets both 2WD and 4WD options.

Fortuner uses the hardware of 2-high, 4- high and 4-low system. The torque will be distributed as 50-50 among the latter two hardware. For vehicle stability control The A-trac or Activation applies the brake without traction.  The Toyota Fortuner gets seven airbags, hill assist control, and ABS with EBD.

 

Check: Know more about Toyota Car Insurance

Toyota Fortuner - Variants and ex-Showroom Price

Variants ex-Showroom Price (may change as per the city)
2.7 2WD MT2694 cc, Manual, Petrol, 10.01 kmpl ₹ 27.83 Lakh
2.7 2WD AT2694 cc, Automatic, Petrol, 10.26 kmpl ₹ 29.42 Lakh
2.8 2WD MT2755 cc, Manual, Diesel, 14.24 kmpl ₹ 29.84 Lakh
2.8 2WD AT2755 cc, Automatic, Diesel, 12.9 kmpl ₹ 31.7 Lakh
2.8 4WD MT2755 cc, Manual, Diesel, 14.24 kmpl ₹ 31.81 Lakh
2.8 4WD AT2755 cc, Automatic, Diesel, 15.04 kmpl ₹ 33.6 Lakh

FAQs about Toyota Fortuner Car Insurance Policy in India

How to lower the Fortuner insurance premium effectively?

You can choose to opt for a higher voluntary deductible against your insurance policy, or transfer your accumulated NCB, or abstain from availing unnecessary add-ons to reduce the policy premium. 

What is the compulsory deductible amount for a Toyota Fortuner insurance policy?

Since its engine has a cubic capacity above 2500cc, the compulsory deductible under the Fortuner car insurance policy will be Rs.2000, as per IRDAI directives. 

Will I get full vehicle value if my Fortuner car is stolen?

If you opt for Return to invoice cover with your Fortuner insurance policy then you will get the invoice value of your car along with the registration charges.

Do I get coverage if there’s a mechanical breakdown in the middle of the road?

You can get aid under such cases by availing our breakdown assistance add-on with your Toyota Fortuner insurance policy.

Do I need to avail Personal Accident Cover with my Fortuner car insurance policy?

Yes, the IRDAI has made it mandatory for every car owner to avail this cover with their car insurance policies, both third party and comprehensive. It provides compensation in case of the car owner-driver’s death or disablement due to an accident involving the vehicle.