Renault Lodgy Insurance

The Indian subsidiary of the French manufacturer Renault launched its MPV Lodgy in April 2015. This car equips extensive features like a superior dashboard, chrome highlights, contemporary tail light cluster, and more.

Although the car was discontinued in India in 2020, a number of people still drive this car. If you are among them, then you should consider renewing your Renault Lodgy insurance plan from a recognised insurance company.

Several insurers offer a range of attractive deals on car insurance plans tailoring your needs. One such insurance provider is Digit.

Keep reading to know more about the advantages of obtaining insurance from Digit.

Before choosing the best insurance policy for your Renault car, you must consider comparing plans from several insurance providers online. In this regard, you can streamline your choices by referring to the following benefits from Digit Insurance:

1. Several Insurance Plans

If you select Digit for your Lodgy insurance, you can choose from the following options:

• Third-party Insurance Policy

Under this insurance plan, one can get coverage benefits against damages caused to a third party by a Renault car during a collision or an accident. Third-party car insurance for Renault Lodgy also takes care of litigation issues. Further, the Motor Vehicles Act, 1988 mandates every driver to obtain this insurance in order to avoid penalties. Thus, this insurance covers financial as well as legal liabilities arising from accidents.

• Comprehensive Insurance Policy

Although third-party insurance provides coverage against third-party damages caused to a person, vehicle or property, it does not cover self-damages. To that end, you can buy comprehensive insurance for Renault Lodgy from Digit and secure your finances in case of repairing own damages caused by accidents, fire, theft, disasters etc. Due to its comprehensive coverage, these plans are available at a higher cost compared to third-party insurance.

2. Add-on Benefits

To get an additional layer of protection for your Renault car, you can include certain add-on covers over and above your base plan from Digit against additional expenses. As you can extend your coverage limit on the existing plan, you need to increase the Renault Lodgy insurance cost by a nominal amount. Some of the add-on policies include zero depreciation cover, engine and gearbox protection cover, return to invoice cover, roadside assistance etc.

3. IDV Customisation

Your Renault Lodgy insurance renewal price varies with the Insured Declared Value (IDV) of the car. Further, insurers offer a return amount depending on your car’s IDV in case of irreparable damages or car theft. However, insurance companies like Digit allow you to customise the IDV for your Renault Lodgy and opt for maximum benefits.

4. Discounts and Bonuses

During Renault Lodgy insurance renewal, insurers offer bonuses and discounts on policy premiums in case you manage to maintain claim-free years within your policy term. These discounts, also known as a No Claim Bonus (NCB), can range up to 50% if you choose Digit for your Renault Lodgy insurance.

5. Cashless Claims

Digit enables its users to avail a cashless facility while filing claims against their Lodgy Insurance policies. By choosing a cashless repair mode, you can avoid cash payment to the repair centre for your Renault car damages. Your insurance company, that is, Digit, will pay for the damage repair costs on your behalf.

6. A Large Number of Network Garages

You can get professional repair services for your Renault Lodgy from several Digit network garages across India. It is easy to locate one of these garages due to their availability. Additionally, one can opt for a cashless facility from these garages. All you need to do is choose a cashless mode of repair while filing a claim against your Renault Lodgy insurance policy online.

7. Doorstep Pick-up and Drop Facility

Digit provides a convenient pick-up and drop facility for customers who are unable to visit a Digit-authorised network garage for repair services. By availing of this facility, you can get your Renault car repaired from any location you prefer. However, this facility is only available for those individuals who obtain a comprehensive insurance plan from Digit.

8. 24x7 Customer Service

In case of doubts regarding a Renault Lodgy insurance price, you can get in touch with Digit’s customer support. They are available 24x7 and can resolve your queries in no time. 

Apart from this, you can get Renault Lodgy insurance at a lower premium by choosing a higher deductible plan. However, while choosing such a plan, you should make sure to not miss out on essential benefits.

You buy a car consuming your savings. Paying money in instalments for the car gets all the more killing. Buying an insurance policy will help you manage unforeseen expenses for your car. Here are the reasons that make it important to buy car insurance.

• Protect from Third-Party Liability: You may not hurt anyone intentionally while driving. But you can not avoid a misfortune. If you are held responsible for an accident in which a third party suffers from any bodily injury or damage of property then your insurer will pay for their loss under third-party car insurance. The amount of loss can be beyond your capacity. Hence, buying a car insurance policy will be safe.
  
• Protection from Own Damage: Suppose you meet an accident and your car gets damaged. The car insurance policy will reimburse the cost of repairs to you. Insurance turns out to be a helping hand for such unexpected expenses. Comprehensive car insurance comes into help when your car gets damaged in any natural calamity or man-made catastrophe. Now you can buy Own damage car insurance for you car provided you already have a third party car insurance policy.
• Legal Compliance: To accomplish the legal compliance, it is mandatory to buy a Third party car insurance policy. As per the Motor Vehicle Act, no person can drive a vehicle without an insurance policy. Failing to do so, you will have to pay a fine of Rs 2000/- and/or have to serve an imprisonment of 3 months.
  
• Add-On Covers for more protection: Buying add-on covers is about extending the basic Comprehensive Car Policy. It is about widening the scope of coverage with some add-ons like engine protection, return-to-invoice, zero-depreciation cover and much more. The add-ons protect you from losses that are not covered under Comprehensive Policy.
  

Looking for an elegant multi-utility vehicle for your family? If yes then Renault Lodgy will make for a very good choice. Ride without worries whether it is a long road trip or short span outing.

It is a comfortable car with bold designs. The car is quite spacious and easily accommodates 8 people. So you do not feel squeezed when inside.

The price range of the car falls in between Rs 8.63 to Rs 12.11 lakhs. Do not worry about the mileage! It will run 21 km per litre. For manual transmission, the engine is also powerful with 1461 cubic capacity.

Manufacturers have introduced nearly 10 variants for the diesel fuel type. The top-selling model is 85 PS RxE which you may consider. Here are some more reasons to convince you to buy the care.

Why should you buy Renault Lodgy?

• On the outside: The boxy-looking Renault Lodgy has got jewel-studded front grille, attractive fog lamps, and terrain protector. You get body-coloured bumpers, hub cap wheel and black roof rail that enhances the looks.
  
• Interiors: Made for your comfort, on the inside you get plenty of space. It has automatic climate control, a 7-inch touch screen infotainment system, cruise control, 8-way adjustable driver’s seat, and roof-mounted AC vents for the second and third row.
  
• Safety Features: Safety is important and hence the makers give dual airbags, ABS with EBD, and rear parking reverse camera. You can feel safe for your child as Renault Lodgy comes with rear child lock. The car also has an engine immobilizer and driver door ajar warning.
  
• Comfort and Convenience: You get headlight “ON” reminder, a digital clock, power steering with tilt function, 1st row 12 volt socket, and front HVAC with the cabin filter.