Mukhyamantri Amrutum Scheme is one of the several government initiatives taken to help the poor. Medical care can be too expensive at times for the lower-middle-class income groups. On top of it, an emergency can burn a hole in your pocket. This is why government-aided affordable healthcare schemes like the MA Yojana exist.

The MA Yojana, which is in its full form Mukhyamantri Amrutum Scheme, has consistently helped people receive better treatment options. Go through our detailed guide and stay updated with the latest information.

The Mukhyamantri Amrutum Yojana is a tertiary health insurance scheme launched by the Government of Gujarat on 4th September 2012. It was developed to primarily benefit the BPL population of Gujarat. Later, this scheme’s benefits were extended to lower-middle class families as well. It offers them better accessibility to efficient healthcare solutions via cashless treatment.

Before enrolling yourself and your family members under this scheme, it is imperative for you to be aware of all MAA Amrutum features.

An eligible individual must sign up for the program to receive medical benefits under this Yojana. Enrolling in the Mukhyamantri Amrutum Yojana is a simple process. The process operates as follows: 

• Taluka and Civic Centres are government entities that keep a record of families. 
• Families earning less than Rs. 4 lakh a year are the only ones on the list. On the MAGujarat website, a BPL search engine provides access to the same list of families. This list can be consulted by a vendor involved in the enrollment process. 
• The MA Vatsalya lists are created dynamically using the family income certificates.
• The beneficiary's family members can enrol in the "MA" and "MA Vatsalya" programs by going to kiosks in Taluka or Civic Centres in their area. 
• To reach the most eligible households, the State Government has also implemented mobile kiosks at the local level. 
• The Taluk office, civic centres, and mobile kiosks have all the hardware required for enrollment processes. 
• Biometric information, such as fingerprint and iris scans, is recorded, and family photos are taken. The receiver must fill out the Gujarati MA Amrutam card application form with the correct family details.

• After the documentation is checked, the beneficiary will receive an MA Amrutam card, a plan pamphlet, and a list of hospitals that have been given empanelled status. A family's enrolment process is over after they have these documents.

The Mukhyamantri Amrutum Yojana has a long list of diseases covered under it, which benefits all MA Amrutam card holders. The diseases are as follows:

• Burns
• Renal Disease
• Polytrauma
• Pancreas, Liver, Kidney Transplant
• Neonatal Diseases
• Joint Replacement and Kidney
• Neurological Disease and Surgery
• Cardiovascular Disease
• Cancer (Malignancies)
• Hip and Knee Replacement

Here is a list of Mukhyamantri Amrutum Yojana eligibility requirements that you must meet to qualify under the scheme.

• Enrolling a family’s total annual income must be less than ₹4 lakhs.
• If the primary beneficiary is a senior citizen, then the annual permissible MA Amrutum card income limit for a family becomes ₹6 lakhs.
• All Accredited Reporters and Accredited Social Health Activist (ASHA) workers are eligible.
• All Class-3 and Class-4 State Government employees.

In order to validate these eligibility claims, you must provide all relevant documents, including an income certificate. You must complete this process during registration on their official website.

This program is open for enrollment to those who meet the requirements for the Mukhyamantri Amrutum Yojna. Enrolling under this is easy; follow a few straightforward procedures. The following is the enrolment procedure for the Mukhyamantri Amrutum Vatsalya: 

• Step 1: Go to the Civic Centre kiosk at Taluka. Also, you may go to the mobile kiosk. 
• Step 2: Those who are interested must be listed on the Mukhyamantri Amrutum Vatsalya list. Completing this stage qualifies you for the program. 
• Step 3: The MA list includes families with annual incomes under INR 4 lakh. You can visit the MA Gujarat website to view the list of qualifying families. 
• Step 4: Biometric data, such as fingerprints, iris scans, and photos of family members, are needed for enrollment. 
• Step 5: The well-equipped hardware devices at the Taluk office, Civic Centres, and mobile kiosks are used for all this. 
• Step 6: The beneficiary must complete the Mukhyamantri Amrutam card application in Gujarati at the kiosk office or the Civic Centre, including accurate family information. 
• Step 7: After your documents have been successfully checked, you will receive the MA Card, a list of hospitals covered by the program, and a pamphlet on Mukhyamantri Amrutum Vatsalya.

If you have already enrolled yourself and your family under MA Yojana, then you must have a MA health card. After ensuring that you do, follow the given steps in order to claim Mukhyamantri Amrutum Yojana benefits.

• Step 1: Visit one of your nearest network hospitals and get diagnosed.
• Step 2: Submit your MA health card along with other necessary documents.
• Step 3: Next, the medical institution will seek pre-authorisation from the insurer. Once the insurer approves it, you can avail treatment.
• Step 4: Post completion of the treatment procedure, this hospital will send all documents like treatment summary, total bill, etc., to the insurer for settlement.

Here you need to note all of your nearest empanelled hospitals beforehand to avail speedy solutions during an emergency.

Confirm the hospital's participation in the scheme and understand the specific terms and conditions related to coverage. To find a hospital under the Mukhyamantri Amrutam (MA) Yojana, follow these steps:

• Step 1: Check the Official Website: Visit the official website of the Mukhyamantri Amrutam Yojana or the relevant health department of your state. They often provide a list of empanelled hospitals.
• Step 2: Contact Local Authorities: Contact the local district health office or state health department. They can provide information on nearby hospitals participating in the scheme.
• Step 3: Consult Your Primary Healthcare Provider: Your local healthcare provider or a government health centre can guide you to MA Yojana-affiliated hospitals.
• Step 4: Review Program Brochures: Some states provide brochures or guides with a list of hospitals participating in the scheme. Check any available brochures or pamphlets.
• Step 5: Online Portal or Mobile App: Some states have online portals or mobile apps where users can search for empanelled hospitals under the scheme.

To undergo hospitalisation under the Mukhyamantri Amrutam (MA) Yojana, ensure you meet the scheme’s eligibility criteria and obtain an MA Yojana health card. Locate an empanelled hospital through official sources or local health authorities. Present your health card at the hospital to initiate the admission process. 

The hospital will verify your eligibility and may seek pre-authorisation for certain treatments. During your stay, the MA Yojana authorities will handle treatment costs covered by the scheme directly. Upon discharge, follow the hospital’s procedures and review associated costs. For issues, contact the MA Yojana helpline or the local health department.

To receive the benefits, submit an MA card paperwork in Gujarati. But, to complete the enrollment procedure, they must be present at the Kiosk. After the process, you must return to the centre to find out the status of your MA Vatsalya card.

You may also use the MA login on the official website to learn more about the plan's components. After logging in, you can check the status of your MA Yojana smart card online.

After the MA Amrutam card's three-year validity, beneficiaries must renew it to continue receiving benefits. Mukhyamantri Amrutum Vatsalya cards were initially good for a year, but in 2015, they were extended to three years. Simple renewal only requires an MA card and an income certificate. You can visit a kiosk or do it over the phone.

The steps for renewal of the Mukhyamantri Amrutam Yojana Smart Health Card in Gujarat are stated as follows:

• Step 1: Visit the official website of MA Yojana or the Gujarat government's health services portal.
• Step 2: Log in to your account using your credentials. If you don't have an account, you should register first.
• Step 3: Look for the renewal option of your Smart Health Card. This would fall under a service/health card type section.
• Step 4: Any new information or required documents must be provided. This may include residence proof and income proof, among other such documents.
• Step 5: Fill in and submit the application form for renewal.
• Step 6: The concerned authorities will verify your application.
• Step 7: On approval, your renewed Smart Health Card will be issued to you. You will either receive it by post or be asked to collect it from a centre nearby.

If you have problems or need further help, you can contact the local health department or the helpline number of Mukhyamantri Amrutam Yojana.

You can use the Play Store to install the Mukhyamantri Amrutum Vatsalya App on an Android phone. A few helpful apps are available for MA Yojana, containing specifics about the plan, including features, hospital lists, and contact information. In an emergency, these apps can assist you in finding your closest accredited hospital immediately.

To contact the Mukhyamantri Amrutam Yojana with any questions or concerns, the toll-free customer care hotline is 1800-233-1022. This helpline serves as a direct point of contact for any queries related to the scheme. 

Email: mayojanagujarat@gmail.com

Postal Address: Mukhyamantri Amrutum Yojana, Commissionerate of Health, Block 5, Jivaraj Mehata Bhavan, Gandhinagar, Pin – 382010, Gujarat

Given such beneficial features and the efficiency of the Mukhyamantri Amrutum Scheme, it has received several titles and awards. 

Some of Mukhyamantri Amrutum Yojana awards are as follows:

• Best Affordable Healthcare Initiative 2016 at Healthcare Summit in Jaipur
• CSI-Nihilent e-Governance Awards 2013-14
• SKOCH Awards for Smart Governance 2014
• “Gems of Digital” India Award
• “Best Accessible Healthcare Initiative” by ELETS

Who would want to miss out on such a beneficial scheme, isn’t it?

Gujarat provides improved access to dialysis services through 21 government standalone clinics and 4 commercial facilities under the Mukhyamantri Amrutam Yojana. So, if you meet this scheme’s eligibility requirements, proceed with the registration process to enrol under the Mukhyamantri Amrutum Scheme. You can complete the process on the MA Gujarat website.