Hero MotoCorp Ltd. is the largest manufacturer of two-wheelers in India. Launched in 2015, the Duet from the house of Hero MotoCorp was pitched as a unisex scooter.

Hero two-wheelers are known for their durable framework and superb handling. However, like all other scooters, Hero Duet, too, is prone to damages and accidents.

As a result, it is essential to choose reliable insurance providers like Digit for buying or renewing your Hero Duet insurance.

Before choosing an insurer, you need to consider several other factors apart from the policy’s price. Digit insurance offers plenty of convenient benefits that make it a favourite among Hero scooter owners.

• Three Distinct Insurance Policy Options - Digit Insurance brings you three separate insurance policies to choose from.

  • Own Damage Insurance Policy - This Hero Duet insurance policy financially covers policyholders for their scooters against losses caused by accidents, natural disasters and more. However, it does not cover any third-party liabilities. As a result, existing third-party policyholders can purchase this standalone policy at any point in time during their existing policy term. They don’t have to wait for the end of the policy term to add this Own Damage Insurance Policy.
  • Third-party Liability Two-wheeler Insurance Policy - This policy financially covers third-party damages inflicted by your Hero Duet if you get involved in an accident. In addition, it provides financial coverage against liabilities caused by the death or injury of any third person involved in the accident. This policy also takes care of litigation issues related to the incident.
  • Comprehensive Two-wheeler Insurance Policy - This comprehensive two-wheeler insurance for Hero Duet also covers damages caused by fire, accidents and natural disasters, besides third-party liabilities. Moreover, both you and the other party will be able to claim the damage expenses from Digit.

• Vast Garage Network - Digit Insurance has tie-ups with 2,900+ garages across India. So, you will never fail to find a partner garage nearby providing you with cashless repairs for your Hero Duet if you ever meet with an accident.

• Convenient Online Process - Digit Insurance offers an easy process to claim and buy your Hero Duet insurance online. You will be able to upload your claim documents and purchase an insurance policy directly from home with the help of your smartphone. You can also get done with your Hero Duet insurance renewal online in a similar manner.

• Instant Claim Settlement - In addition, Digit brings you fast claim settlement services. So, you can get your claims settled instantly with your smartphone using Digit’s self-inspection feature. 

• Total Transparency - Digit maintains complete transparency while presenting its insurance policies online. As a result, you pay only for the policies you purchase. In return, you get covered precisely for what you have chosen.

• Responsive Customer Service - In addition, Digit Insurance works with a responsive customer service team providing 24x7 assistance with your Hero Duet insurance.

• Various Add-on Policies - Digit brings along a variety of add-on policies for your convenience.

  • Consumable Cover
  • Return-to-Invoice Cover
  • Zero-Depreciation Cover
  • Engine and Gearbox Protection
  • Breakdown Assistance

Furthermore, Digit lets you reduce your Hero Duet insurance policy premium by opting for a higher deductible and steering clear of small claims. However, a greater deductible can result in increased out-of-pocket expenses in future. So, compromising on such lucrative benefits by settling for a lower premium is not wise.

Bearing the Hero Duet insurance cost now to keep away from extensive penalties and damage expenses down the line is way more logical. A well-rounded two-wheeler insurance policy brings along several attractive benefits.

• Personal Accident Cover - According to the IRDAI (Insurance Regulatory and Development Authority of India), if a scooter owner unfortunately dies or faces bodily injuries in an accident, a valid insurance policy can ensure financial support to the owner’s family to deal with the losses arising from the incident.

• Protection From Own Damage - If your Hero Duet undergoes extensive damages in a flood, fire or accident, a good insurance policy can financially cover the liabilities arising from damage repairs.

• Penalty/Punishment Protection - According to the Motor Vehicles Amendment Act 2019, it is mandatory to have a valid third-party two-wheeler insurance policy for the scooter you ride. If you fail to do so, you will have to pay a fine of ₹2,000 for your first offence and ₹4,000 again for the subsequent ones. In addition, it can result in imprisonment for three months.

• No Claim Bonus Benefits - Moreover, a reputed insurance company rewards you with a bonus for each claim-free policy term. This bonus starts from 20% and goes all the way up to 50% of your policy premium. You can use this bonus as a discount on your premium at the time of your Hero Duet insurance policy renewal. In other words, you, too, can enjoy similar no-claim bonus benefits if you don’t make any accident claims in that policy term.

• Third-Party Damage Protection - If you ever get involved in an accident, and your Hero Duet inflicts any third-party property damage, you will have to pay for the third-party damage expenses too. In this case, a third-party liability policy can financially cover these vast damage expenses. Moreover, your Hero Duet insurance can also handle all related litigation issues in your stead.

In other words, renewing or buying your Hero Duet insurance at present to curb immense future expenses is the only logical option.

Here, Digit Insurance can be your best bet to renew or buy your two-wheeler insurance policy.

Hero Duet is available in two variants - Duet LX and Duet VX. Some interesting facts about this scooter are listed below.

• Hero Duet packs in a 110.9cc petrol engine.

• It boasts a mileage of 46.5 kmpl. 

• Hero Duet has a kerb weight of 115 kg.

• Duet comes with a fuel capacity of 5.5 litres.

• It delivers a maximum power of 8.31 bhp.

Although Hero two-wheelers are known for their reliability, you should never rule out the unfortunate possibilities where your Duet suffers heavy damage. A good two-wheeler insurance policy can provide financial coverage against liabilities incurred from damage repairs.

Hence, going to a reliable insurance company for buying or renewing your two-wheeler insurance for Hero Duet is crucial.

So, feel free to reach out to reputed insurers like Digit Insurance to obtain more clarity on your Hero Duet insurance.