Hero launched its HF Deluxe range with an entry-level 100cc BS6 compliant commuter bike in April 2020. Later the automaker modified the feature list with a higher-spec option named i3S. Currently available in 6 variants, HF Deluxe models are ideal options for riders looking for affordable options.

Those who have already purchased or planning to get one must obtain Hero HF Deluxe bike insurance to ensure financial security. 

In this regard, you can consider Digit Insurance for affordable and convenient two-wheeler policy schemes along with additional benefits.

Below are the reasons why Digit is an ideal option for HF Deluxe insurance.

• Convenient Policy Options - Digit crafts its policy options considering the diverse requirements of every rider. Hero HF Deluxe owners can pick any of the following schemes to avoid unnecessary liabilities.

• Third-party Liability Scheme - This scheme provides protection to third-party damages caused in an accident by your two-wheeler. The affected party can directly claim compensation from your insurer for the same.

However, a third-party policy does not offer own bike damage protection.

Therefore, to elevate financial security, third-party policyholders can purchase a standalone own bike damage cover.

• Comprehensive Scheme - This is an extensive policy that covers third-party as well as own bike damage protection. Besides, you can seek financial coverage against the scheme in the eventualities like floods, earthquakes, fire, theft and other threats.

• Online Purchasing and Renewal Options - Digit facilitates its customers with a 100% digitised option to buy or renew policies online. Existing customers need to log in to their respective accounts for Hero HF Deluxe insurance renewal online. And new customers can visit the official website to buy Hero HF Deluxe insurance online.

• Instant Claim Settlement - With Digit, you can be rest assured to get most of your claims settled in the least possible time. For instant settlement, Digit brings you a smartphone-enabled self-inspection system. Simply submit relevant images on the system to file a claim.

• Policy Modifications with Add-on Covers - You can strengthen your protection by picking any of the following add-on covers Digit extends-

  • Zero depreciation cover
  • Consumable cover
  • Tyre protection
  • Return to invoice cover and more

• IDV Customisation Facility - To further elevate your two-wheeler insurance for Hero HF Deluxe, Digit offers an option to increase or decrease your Insured Declared Value. You just have to adjust your premiums to utilise this benefit.

• Nationwide Network Garages - More than 2900 Digit network bike garages are available across India. Visit any of the nearest garages to avail of cashless repairs.

• 24x7 Customer Support - Call on 1800 258 5956 to resolve any insurance-related queries. Digit's customer support executives are available round-the-clock to offer speedy assistance.

Further, you can bring your premiums down by avoiding unnecessary claims and selecting higher deductibles. 

Despite being equipped with the latest advancements, any two-wheeler is exposed to accidents and other unfortunate damages. In this regard, two-wheeler insurance is of utmost significance for protecting from unavoidable expenses like-

1. Hefty Penalties - Riding your Hero HF Deluxe without valid insurance documents is illegal in India. For such offense, you may be charged ₹ 2,000. For repetitive violation, be ready to bear a fine of ₹ 4,000.
2. Third-party Charges - By the Motors Vehicles Act 1988, every two-wheeler owner must have third-party policy cover to remain road-legal in India. Under this scheme, your insurer will compensate for the losses caused by your bike to another vehicle, person or property.
3. Own Bike Damage Expenses - If your bike gets stolen, you can claim compensation against your comprehensive policy. Besides, if your HF Deluxe undergoes irreparable damages caused due to natural disasters, fire and other mishaps, you can raise a claim for compensation.
4. Personal Accident Cost - The IRDAI mandated Personal Accident Cover for every motorcycle owner in India. This cover compensates the nominee in the event of death or permanent/partial disability of the policyholder due to a bike accident.

Apart from these, you can earn No Claim Bonus discounts on your premiums for every claim-free year. 

Leading insurance providers like Digit provide discounts up to 50% for a straight five non-claim years.

As regards Hero HF Deluxe insurance is essential to eliminate the extensive expenses subsequently.

While the HF Deluxe 100 cc version has an old-school design with stylish graphics, the upgraded versions exhibit cutting edge features.

• Engine - The engine, mated with 4-speed manual gearbox, generates 7.9 bHP of power and 8.05 Nm of torque. Also, the 100c models come with a fuel-injection system coupled with XSens Technology that helps adjust the air-fuel mixture via 10 sensors. 

• i3S Technology - The technology boosts fuel economy and offers a mileage of about 65 to 70 kmpl.

This i3S system helps boost the motorcycle's fuel economy, and thus, HF Deluxe is reasonably fuel-efficient. The new Hero delivers around 65-70 kmpl of mileage in real-world conditions, which is excellent for a motorcycle of this class.

• Brakes - Drum brakes perform the braking duties at both the wheels with ‘Integrated Braking System’.

Other Specifications

• At the front, the bike has an angular headlamp cowl with clear lens turn indicators coupled with Hero's 3D emblem.

• The new model features triple-tone graphics on the body panels and a long comfortable seat.

• At the rear, HF Deluxe units comprise halogen tail lamps.

Therefore, Hero HF Deluxe bike insurance cover is crucial to assure maximum financial protection from unavoidable damages.