Thinking of buying a Bajaj Pulsar bike? Before you make the purchase learn all about what makes the bike so popular and the features you should look for before you purchase a two-wheeler insurance policy for it!

Durability, affordability and quality are three characteristics that you do not need to worry about when purchasing a Bajaj vehicle. Amongst its line-up of affordable scooters and bikes is the popular Pulsar range, offering the perfect balance between style, sportiness and comfort.

Although more affordable than other sport bikes, owning a Pulsar means investing a considerable sum on the vehicle. Therefore, to protect your interest in the bike, opting for Bajaj Pulsar insurance plan is vital.

Buying Pulsar insurance will not only safeguard your finances against unplanned expenses but also help you avoid legal hassle. According to the Motor Vehicles Act, 1988, all motor vehicles plying on Indian roads need to possess valid insurance coverage. Failure to meet this requirement can lead to traffic fines of Rs. 2,000 and Rs. 4000 for a repeat offence.

But, hold on!

Before you start worrying about insurance policies for the bike, let’s learn a bit more about Bajaj Pulsar.

Bajaj went all out with the development of the Pulsar, collaborating with Tokyo Research and Development and bike designer, Glynn Kerr.

Before Pulsar launched in the market, the bike market in India mostly focused on fuel-efficiency. This led to the rise of smaller capacity motorcycles.

• The Bajaj Pulsar models revolutionized the market by offering 150cc and 180cc vehicles at affordable price points. Since then, the two-wheeler consumers in India started expecting high-powered bikes with budget-friendly price tags.
• Newer Pulsar models, such as the Pulsar 200NS, has won numerous prestigious awards. In fact, it is known to be the most awarded bike in India. Amongst them are the Bike of the Year Award at NDTV’s Car and Bike awards and the Economic Times Zigwheels Bike of the Year award.  
• Bajaj announced that it would soon launch a range of BS-VI compliant Pulsar models, in accordance with the government's initiative to curb pollution.

All these features and more give Bajaj Pulsar the status of being one of the most popular bikes in India. Which is why, in December 2019 alone, Bajaj sold over 50,000 units of different Pulsar model variants. (1)

Bigger bikes like Pulsar are capable of achieving high speeds, which often act as a source of thrill for riders.

However, speeding can also lead to devastating accidents risking your life as well as your bike. While insurance cannot prevent accidents, it can help to minimise your financial liability from such an event.

However, to make sure that you are sufficiently protected under such conditions, you must ensure that you avail a comprehensive cover from a reputed insurance provider for your bajaj Pulsar.

Take a look at how Digit can help you out in this regard!

Whenever you pick insurance providers for your vehicle, you must consider a few aspects to ensure proper protection for your valuable possession. Thankfully, Digit’s bike insurance policies are created with all of these features and facilities in mind. You can look forward to the following benefits when you buy a Bajaj Pulsar insurance policy from Digit:

Paperless Claim and High Claim Settlement Ratio

During emergencies, trying to arrange all your policy paperwork can seem like a chore. You may have trouble locating all of the necessary documents, causing unnecessary delays in the claim filing process.

Fortunately, Digit removes such obstacles from your way by creating a hassle-free, digitised claim filing and settlement procedure. Additionally, Digit’s smartphone-enabled self-inspection process for raising claims is an additional benefit that can further simplify the claim settlement process.

In this regard, Digit also has a high claim settlement ratio that helps to ensure that that your insurance claim gets approved without hassle.

A Variety of Insurance Policies to Choose from

You can choose from several types when buying a Pulsar insurance policy. Listed below are your options:

• Third-Party Liability Two-Wheeler Insurance – This is the mandatory policy type that only covers your financial liability to the third party (individual, vehicle or property) involved in an accident with your bike. Although you cannot claim the plan for any damage to your own bike, this cover can save you from various legal liabilities.
• Comprehensive Two-Wheeler Insurance – If you are looking for something that offers greater protection to your finances, choose a Digit comprehensive two-wheeler insurance policy. With it comes the guaranteed financial aid necessary to resolve damages sustained by your Pulsar in an accident. Third-party liability cover is bundled in with the policy. Such a plan also offers assistance in the event of bike theft or damage from natural or man-made calamities.

You can also opt for an Own Damage bike insurance if you have purchased your Bajaj Pulsar after September 2018. Further, it applies to new bike owners only and not used-vehicle owners. In such a policy, you can avail all the benefits of a comprehensive insurance policy minus the third-party liability part of the policy. 

Easy Renewal and Purchase Procedure

Digit is an online seller of insurance policies. It has thus made purchasing and renewing policies online an extremely simple task for two-wheeler owners. Just visit our website, fill in the necessary details, pay the premium online and you will receive the policy in your email, in a matter of minutes! 

Impressive Options for Bike Insurance Add-ons

In some cases, a comprehensive Bajaj Pulsar bike insurance plan is simply not enough to provide the degree of protection you seek. Digit offers additional add-ons for just such instances. These add-ons can greatly enhance the coverage of an insurance policy.

Some of the add-ons you can avail on your Bajaj Pulsar two-wheeler insurance policy from Digit include the following:

• Zero depreciation cover
• Engine and gear protection cover
• Consumable cover
• Return to invoice cover
• Breakdown assistance cover

Impeccable 24x7 Customer Assistance Services

Have you ever called up your insurance provider during emergencies and received no answer from the other end? If you have, you will understand the particular plight that policyholders often face with insurers.

Thankfully, Digit has taken steps to rectify this aspect as well. They provide true 24-hour assistance, which is always just a call away, even on national holidays!

The customer care representatives, on the other end, are professional and knowledgeable enough to guide you through any issue you may face with your insurance policy.

Substantial IDV

IDV or insured declared value refers to the pre-determined amount of money that your insurer is liable to pay in case your bike is totalled or stolen. An insurance company calculates it by taking into account the vehicle’s listed price minus its depreciation.

At Digit, you can avail considerable IDVs for your bike. Additionally, you can customise the IDV as well if you desire better all-round protection for your finances.  

Cashless Repairs alll over India with Network Garages

You may not have funds available at hand to initiate repairs on your bike after an accident. Rather than waiting for reimbursement from your insurer, you can avail cashless repairs at over 1,000+ network garages across India when you avail a Bajaj Pulsar insurance policy from Digit.

Without spending a single penny, you can walk in with an accidentally damaged bike at these network garages and walk out with a pristine Pulsar.

No Claim Bonus for Claim-free Insurance Terms

Digit’s insurance plans offer exciting and attractive no claim bonus benefits if you undergo a claim-free policy term. With each no-claim terms, your bonus multiplies, leading to discounts on the policy premiums, ensuring affordable cover for your bike. You can avail up to 50% No Claim Bonus benefits on your insurance policy premium with this benefit.

With such benefits, Digit ensures that your Bajaj Pulsar is appropriately covered against any number of damages that might befall it.

The Bajaj Pulsar range sports nine distinct models, starting from the budget-friendly Pulsar 125 to the super stylish and powerful Pulsar RS 200. Digit provides specific policies to cater to each of these two-wheelers.

Take a look!

• Bajaj Pulsar 125 Neon - The most affordable bike in the Pulsar range is the Pulsar 125. With an engine capacity of 125cc, Pulsar 125 Neon is best suited for the day-to-day rides. If you want a bike to ride to college or office every day, this is the ideal choice. Digit can provide Pulsar 150 insurance cover, ensuring smooth performance for a long time.
• Bajaj Pulsar NS160 - A mid-range bike offering a mix between engine power and stunning design, the Pulsar NS160 is a popular two-wheeler amongst youngsters. The 160cc engine is able to deliver great speeds, while Bajaj’s overall quality still impresses. Opt for insurance policies from Digit to safeguard this precious model.
• Bajaj Pulsar RS200 - This premium offering from Bajaj is a beast. Its build quality, design and engine capacity are the best in this range. While the mileage tends to be lower than the other Pulsar models, the 200cc engine more than makes up for this caveat. Perfect for high-speed drives, a Pulsar RS200 insurance plan is essential to protect yourself in the event of accidents financially.

Whichever bike you choose, at the end of the day, insurance plans for the vehicle is important. Make sure you never neglect to opt for policies that ensure complete financial safeguard for you in the event of unfortunate incidents.