Volkswagen Passat Insurance

Since 1973, the German automobile manufacturer Volkswagen has been producing a series of large family cars, Passat. Eventually, the Indian subsidiary of Volkswagen launched this model in 2007. This German engineered car was in production till 2020, after which the company planned to launch the upgraded BS6 version of this model in early 2021. 

If you are an owner of this car, you should know the risks and damages it can incur during an accident despite its unique features. Considering this, you can consider obtaining Volkswagen Passat insurance from a reliable provider.

In this regard, Digit insurance company stands out owing to its host of benefits such as competitive insurance prices, No Claim Bonuses, simple claim procedures etc.

The following segment explains the perks of purchasing an insurance policy for your Volkswagen car from Digit in detail.

Ideally, one should compare several insurance plans from different insurers online before taking any decision. In this way, you choose the best Passat insurance plan that comes with maximum benefits. To further streamline your choices, you can refer to Digit's offerings as mentioned below.

1. Variety of Insurance Options

If you choose Digit for Volkswagen Passat insurance renewal, you have the option of selecting from the following insurance plans -

• Third-party Insurance

A basic insurance policy such as third-party insurance covers liabilities arising from third-party accidents. Such accidents occur during a collision between your Volkswagen car and a third-party person, vehicle or property, resulting in substantial damages to the latter. Bearing the costs of such damages can burn a hole in your pocket. Hence, you can obtain third-party car insurance for Volkswagen Passat from Digit and secure your finances in such instances.

• Comprehensive Insurance

Your Volkswagen car can incur damages during a collision resulting in exorbitant repair costs. In such a scenario, third-party insurance might not be sufficient. To that end, you should purchase a comprehensive Volkswagen Passat insurance policy from this insurer and get coverage against both own car and third-party damages.

2. Add-on Benefits

Individuals obtaining comprehensive insurance for Volkswagen Passat can include certain add-on covers from Digit against additional expenses to extend their plan's coverage. Some of the add-on policies you can benefit from are -

• Consumable cover
• Zero depreciation cover
• Roadside assistance
• Return to invoice cover
• Engine and gearbox protection cover

3. Easy Online Procedure

Digit's smartphone-enabled process makes it possible for you to settle for Volkswagen Passat insurance online. You can simply purchase a policy through your smartphone and complete the procedure in a short span as it does not require you to submit several documents.

4. Vast Network of Cashless Garages

Thanks to Digit's endless list of network garages across India, you can avail of professional repair services for your Volkswagen car. Due to the number of garages available, locating a repair centre during emergencies becomes easy. Further, you can go cashless on your Volkswagen Passat insurance claim while repairing your car from one of these garages.

5. Doorstep Pick-up and Drop Facility

By paying Volkswagen Passat insurance price for a comprehensive plan, you can opt for a convenient pick-up and drop facility for your car's damaged parts. This facility allows you to avail of repair services from your home's comfort.

6. Cashless Claims

You can select a cashless repair mode while filing a claim against your insurance plan for your Volkswagen car. Under this mode, you can repair your car from a network garage without paying anything out of your pockets. Your insurer directly settles the payment with the repair centre. Thus, you can benefit from a cashless facility by bearing the Volkswagen Passat insurance cost.

7. IDV Customisation

Generally, insurers offer a return amount based on your car's Insured Declared Value (IDV) in case of car theft or damages beyond repair. Providers like Digit allows you to customise this value and maximise the returns. Further, the Volkswagen Passat insurance renewal price depends on its IDV, making it an important point of consideration while purchasing insurance plans.

8. 24x7 Customer Service

In case of doubts or queries, you can get in touch with Digit's flexible customer service who are available 24x7 even on national holidays. They offer prompt solutions to your problems regarding Volkswagen insurance.

Apart from this, you can get a lower Volkswagen Passat insurance premium from Digit by choosing a higher deductible plan. However, going for such a plan is a practical option only if you are sure to file fewer claims and obtain all other essential benefits from an insurance policy.

Volkswagen Passat is an expensive car that adds dynamism to your life. Keeping it protected from any damage is not a choice but a need. Here are the reasons to insure Volkswagen Passat:

• Legal Compliance: Buying car insurance is about accomplishing legal compliance. The Government of India has made it mandatory for every vehicle to own insurance policy. Mandatorily, it should be a Third-Party Car Insurance Policy. A Comprehensive Policy is a customer’s choice. If you fail to own policy, then you will be liable to pay a fine of Rs.2000/- as per the MV Act.
• CoverThird-Party Liability: When you hurt a third-party from your car, may it be bodily injury/death or property damage, then you are liable to pay for their losses. This amount of liability can be huge and beyond your capacity. A third-party car insurance policy can help you manage such unforeseen expenses.
• Cover Own Damage Expenses: If in an accident your precious car gets damaged, then you will send it for repairs. The cost of repairs may be high which you may not be able to afford. Having a comprehensive insurance policy in this place will help you manage expenses. The comprehensive policy also covers your TP liability.
• Enhance the cover with add-ons: Comprehensive Car Insurance is the widest policy but it has its own limitations. Some type of damages are not covered under this policy. It may include tyre burst other than an accident, engine damage, and others. You can enhance the car cover with some add-ons to extend the scope of coverage. Such add-ons may include covers like Engine and Gearbox Protection, Consumable, Return-to-Invoice, Zero Depreciation, and others.

Embarking as the bold luxury sedan in its segment, Volkswagen Passat is a unique car. The makers tag it as “Luxury you can’t give up.” If you are looking for a legendary experience while driving, then Volkswagen is the car for you. It is a motor vehicle that is packed with advanced technology.

The price of this bold sedan starts from Rs.25.99 lakhs and goes high up to Rs.33.21 lakhs. You can get four variants of Volkswagen Passat that includes Comfortline Connect, Highline Connect, Comfortline, and Highline. The car will run 17.42 km per litre. It has a strong and robust engine of 1968 cubic capacity.

You get a completely automatic transmission and the fuel type is diesel only. The seating capacity of the car is 5 people. There are six colour options available for Volkswagen Passat. It is a complete value for money car and worth buying.

Know more about Volkswagen Car Insurance.

Why should you buy Volkswagen Passat?

• Exteriors: The Volkswagen Passat will force you to turn your head for its appealing design. The front grille, LED headlamps with DRL, and sharp designs are what makes it perfect.
• Luxury Status: In India, a car speaks a lot about someone’s status. So Passat will never fail to do so. It can easily beat an Audi or a Mercedes.
• Technology: The car has dynamic chassis control. It is easy to use. This technology-enabled car adjusts the suspension characteristics to match the road surface. It has a 360-degree area view camera to have eyes on everything.
• Interiors: The panoramic sunroof is the pick in the car. It gives you the feeling of the open top. Seats are comfortable. The quality is absolutely premium.
• Safety Features: Volkswagen Passat has 9 airbags which make it cushioned from all sides. The Anti-lock braking system prevents the wheels from locking which keeps you going in slippery roads. The car also comes with a park assist all for your convenience.